BankFinancial CORP Income Statement

Income Statement Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 8.81M12.08M22.72M31.52M-0.69M-0.74M-3.21M-0.24M-0.09M0.14M3.83M0.06M-1.24M1.83M0.40M5.08M
Revenue 60.79M58.88M70.94M64.00M53.87M53.01M52.84M53.50M3.95M3.97M3.84M3.20M3.18M3.27M3.32M3.43M
Interest income
Interest income - Loans 69.17M60.93M66.71M58.72M47.69M47.80M47.49M49.02M53.23M57.05M60.57M50.47M45.19M48.56M56.70M50.76M
Interest Income - Debt Securities 4.82M3.49M4.87M4.99M5.04M5.10M4.76M4.76M4.54M3.45M3.39M2.79M3.53M4.16M4.95M5.97M
Other interest income 0.12M0.52M0.34M0.53M0.72M0.39M0.33M0.68M1.48M2.01M2.76M1.55M1.15M4.08M5.99M8.52M
Interest Income - Total 74.11M64.94M69.71M60.73M49.39M49.35M48.96M50.93M56.18M61.29M65.41M52.88M46.57M55.30M66.16M68.57M
Interest expenses
Interest Expense - Deposits 18.50M12.33M6.69M4.34M3.64M3.04M2.79M3.87M5.44M8.56M13.13M6.99M2.23M3.69M12.55M18.34M
Interest Expense - Debt 2.06M0.85M0.22M0.10M0.01M0.01M0.02M0.10M0.65M0.66M0.09M1.77M1.79M
Interest Expenses 20.56M13.19M6.92M4.45M3.65M3.05M2.81M3.97M6.09M9.22M13.22M6.99M2.79M4.48M14.33M20.13M
Interest Income - Net 53.55M51.75M62.79M56.28M45.74M46.30M46.15M46.96M50.09M52.07M52.19M45.89M43.77M50.81M51.83M48.44M
Non-interest income
Interest Income - Total 44.74M39.67M40.07M24.76M46.43M47.04M49.35M47.20M50.18M51.92M48.37M45.83M45.01M48.99M51.52M43.42M
Financial Services Fees 1.82M1.87M2.42M2.39M2.25M2.24M2.14M2.05M0.33M0.44M0.45M0.55M0.73M0.59M0.53M0.58M
Service Charges 3.36M3.02M2.67M2.18M2.00M1.98M2.25M2.25M2.25M
Investment Gain (Loss) -0.99M0.03M-0.01M0.05M3.56M0.29M-0.45M
Investment Banking Income 0.70M0.50M0.34M0.84M1.47M0.16M0.10M0.07M0.08M
Income - Trust 0.05M0.04M0.68M0.73M0.71M0.68M0.71M0.67M0.97M0.94M0.84M0.96M1.14M1.15M1.28M1.56M
Mortgage Banking 0.21M0.26M0.15M
Other Non-Interest Income 2.23M9.29M13.61M47.23M5.34M3.97M1.14M2.36M1.00M0.85M4.78M0.59M0.74M0.69M2.23M5.92M
Non-Interest Income 7.24M7.13M8.14M7.72M8.13M6.71M6.69M6.54M6.41M14.88M6.17M5.37M5.69M5.98M4.42M5.79M
Operating Items
Amortization - Intangibles 1.69M1.59M1.69M0.63M0.60M0.58M0.55M0.52M0.50M0.18M0.06M0.03M3.28M9.10M
Research & Development 3.64M3.73M2.77M3.06M3.09M2.68M2.67M2.89M2.74M2.79M3.27M3.36M3.08M3.57M3.73M3.96M
Wages, Salaries and Other 29.05M26.34M26.11M25.79M26.20M22.87M22.22M22.75M21.77M22.99M21.27M21.32M22.64M21.58M22.23M23.15M
Rent Expense 6.84M6.38M8.54M8.06M7.55M6.88M6.52M6.38M6.62M6.82M7.08M7.27M7.52M7.98M8.05M7.32M
Restructuring Costs 0.08M1.76M
Other Operating Expenses 42.25M43.66M71.46M-0.16M-0.04M0.01M-0.00M32.27M31.02M31.14M28.29M27.81M30.34M29.58M31.40M32.91M
Operating Expenses 52.73M53.85M84.53M59.59M51.26M44.45M41.95M41.54M40.39M40.75M38.64M38.44M40.94M41.13M43.18M44.18M
Operating Income 3.34M2.68M2.05M2.90M2.68M1.05M
EBIT 19.81M6.13M-29.41M-22.66M6.95M12.34M16.91M16.17M22.28M35.27M3.34M2.68M2.05M2.90M2.68M1.05M
Non-operating items
Other Non Operating Income 0.11M
Net income details
EBT -0.75M-7.05M-36.32M-27.11M3.30M9.30M14.10M12.20M16.19M26.05M15.90M12.76M9.76M13.84M12.75M5.02M
Tax Provisions -0.01M-2.75M12.38M-31.32M5.42M4.70M7.19M6.71M4.22M3.60M2.35M3.58M3.36M0.95M
Profit After Tax -0.74M-4.31M-48.70M-27.11M3.30M40.61M8.68M7.50M9.00M19.34M11.67M9.16M7.41M10.49M9.39M4.07M
Equity Income 3.56M0.29M
Income from Continuing Operations -0.74M-4.31M-48.70M-27.11M3.30M40.61M8.68M7.50M9.00M19.34M11.67M9.16M7.41M10.26M9.39M4.07M
Consolidated Net Income -0.74M-4.31M-48.70M-27.11M3.30M40.61M8.68M7.50M9.00M19.34M11.67M9.16M7.41M10.26M9.39M4.07M
Income towards Parent Company -0.74M-4.31M-48.70M-27.11M3.30M40.61M8.68M7.50M9.00M19.34M11.67M9.16M7.41M10.26M9.39M4.07M
Net Income towards Common Stockholders -0.74M-4.31M-48.70M-27.11M3.30M40.61M8.68M7.50M9.00M19.34M11.67M9.16M7.41M10.26M9.39M4.07M
Additional items
EPS (Basic) -0.04-0.22-2.46-1.360.162.010.440.400.491.110.750.610.530.800.740.33
EPS (Weighted Average and Diluted) -0.04-0.22-2.46-1.360.162.010.440.390.491.11
Shares Outstanding (Weighted Average) 18.05M17.00M15.37M14.78M13.28M12.92M12.55M12.46M
Shares Outstanding (Diluted Average) 18.28M17.43M
Tax Rate 1.73%38.94%38.48%38.51%44.40%25.74%26.58%28.19%24.06%25.86%26.34%18.88%