Zhibao Technology (ZBAO) Retained Earnings (2023 - 2025)

Zhibao Technology's (ZBAO) quarterly Retained Earnings came in at -$28.3 million in Q4 2025, down 56.14% year-on-year from -$64.6 million in Q4 2024, and down 5.74% quarter-over-quarter from -$26.8 million in Q2 2025.

Zhibao Technology (ZBAO) Retained Earnings (2023 - 2025) Analysis & Trends

Zhibao Technology has disclosed Retained Earnings across 3 years of filings, most recently posting -$28.3 million for Q4 2025.

  • Retained Earnings for Q4 2025 came in at -$28.3 million, down 56.14% year-over-year; the trailing twelve-month figure through Dec 2025 was -$28.3 million (down 56.14% YoY), and the FY2025 annual result was -$123505.0, up 99.32% from the prior year.
  • Retained Earnings came in at -$28.3 million for Q4 2025 at Zhibao Technology, down from -$26.8 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of -$5.1 million in Q2 2023 to a low of -$28.3 million in Q4 2025.
  • The 3-year median for Retained Earnings is -$19.9 million (2023), against an average of -$19.7 million.
  • Peak annual rise in Retained Earnings reached 16.12% in 2024, while the deepest fall reached 259.38% in 2024.
  • Zhibao Technology's Retained Earnings stood at -$21.6 million in 2023, then gained by 16.12% to -$18.2 million in 2024, then slumped by 56.14% to -$28.3 million in 2025.
  • The last three Retained Earnings figures came in at -$28.3 million (Q4 2025), -$26.8 million (Q2 2025), and -$18.2 million (Q4 2024), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Marsh & Mclennan Companies 79.42 Bn 67.92 Bn 5.88 Bn 28.04 Bn
2 Aon 69.98 Bn 68.59 Bn - -3.93 Bn
3 Arthur J. Gallagher 55.55 Bn 54.17 Bn - -566.00 Mn
4 Willis Towers Watson 24.71 Bn 22.93 Bn 1.98 Bn -2.87 Bn
5 Brown & Brown 19.80 Bn 18.82 Bn 1.61 Bn 128.00 Mn
6 XChange TEC.INC 6.75 Bn 6.75 Bn - -643.43 Mn
7 Neptune Insurance Holdings 4.00 Bn 3.99 Bn - -507.00 Mn
8 Corvel 2.98 Bn 2.64 Bn 54.92 Mn 982.40 Mn
9 Accelerant Holdings 2.93 Bn 1.42 Bn 48.00 Mn -1.54 Bn
10 Zhibao Technology 10.45 -831,217.71 - -28.34 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -28.34 Mn
Jun 30, 2025 -26.80 Mn
Dec 31, 2024 -18.15 Mn
Jun 30, 2024 -18.21 Mn
Dec 31, 2023 -21.64 Mn
Jun 30, 2023 -5.07 Mn