Zhibao Technology (ZBAO) Retained Earnings (2023 - 2025)
Zhibao Technology (ZBAO) posted Retained Earnings of -$28.3 million for Q4 2025, down 5.74% sequentially from -$26.8 million in Q2 2025, and down 56.14% YoY from -$64.6 million in Q4 2024.
Zhibao Technology (ZBAO) Retained Earnings (2023 - 2025) Analysis & Trends
Zhibao Technology has reported Retained Earnings for 3 years, with the latest figure at -$28.3 million in Q4 2025.
- Quarterly Retained Earnings fell 56.14% year-over-year to -$28.3 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$28.3 million (down 56.14% YoY) and the FY2025 annual result came in at -$27.1 million, down 49.17% from the prior year.
- Retained Earnings eased to -$28.3 million in Q4 2025 per ZBAO's latest filing, from -$26.8 million in the prior quarter.
- Over five years, Retained Earnings peaked at -$5.1 million in Q2 2023 and troughed at -$28.3 million in Q4 2025.
- A 3-year average of -$19.7 million and a median of -$19.9 million in 2023 frame the typical range for Retained Earnings.
- The widest YoY moves for Retained Earnings: up 16.12% in 2024, down 259.38% in 2024.
- Over 3 years, Retained Earnings stood at -$21.6 million in 2023, then climbed by 16.12% to -$18.2 million in 2024, then slumped by 56.14% to -$28.3 million in 2025.
- According to Business Quant data, Retained Earnings over the past three periods registered -$28.3 million, -$26.8 million, and -$18.2 million for Q4 2025, Q2 2025, and Q4 2024 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | XChange TEC.INC | 265.99 Bn | 265.99 Bn | - | -670.21 Mn |
| 2 | Marsh & Mclennan Companies | 92.14 Bn | 79.94 Bn | 6.04 Bn | 29.30 Bn |
| 3 | Aon | 75.64 Bn | 74.37 Bn | - | -3.99 Bn |
| 4 | Arthur J. Gallagher | 67.55 Bn | 66.16 Bn | - | 6.59 Bn |
| 5 | Willis Towers Watson | 32.13 Bn | 30.47 Bn | 2.09 Bn | -2.85 Bn |
| 6 | Brown & Brown | 23.98 Bn | 23.06 Bn | 1.41 Bn | 7.59 Bn |
| 7 | Erie Indemnity | 12.29 Bn | 11.94 Bn | - | 3.66 Bn |
| 8 | Neptune Insurance Holdings | 4.61 Bn | 4.59 Bn | - | -491.21 Mn |
| 9 | Accelerant Holdings | 4.28 Bn | 2.62 Bn | 285.20 Mn | 2.19 Bn |
| 10 | Zhibao Technology | 6.23 Mn | 1.20 Mn | - | -28.34 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -28.34 Mn |
| Jun 30, 2025 | -26.80 Mn |
| Dec 31, 2024 | -18.15 Mn |
| Jun 30, 2024 | -18.21 Mn |
| Dec 31, 2023 | -21.64 Mn |
| Jun 30, 2023 | -5.07 Mn |