Zhibao Technology (ZBAO) Retained Earnings (2023 - 2025)

Zhibao Technology recorded quarterly Retained Earnings of -$28.3 million in Q4 2025, down 5.74% quarter-over-quarter from -$26.8 million in Q2 2025, and down 56.14% year-over-year from -$64.6 million in Q4 2024.

Zhibao Technology's Retained Earnings history runs 3 years deep, the most recent figure standing at -$28.3 million for Q4 2025.

  • In Q4 2025, Retained Earnings fell 56.14% year-over-year to -$28.3 million; the TTM figure through Dec 2025 stood at -$28.3 million (down 56.14% YoY), while the FY2025 annual figure was -$123505.0, up 99.32% from the prior year.
  • Retained Earnings came in at -$28.3 million for Q4 2025 at Zhibao Technology, down from -$26.8 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of -$5.1 million in Q2 2023 to a low of -$28.3 million in Q4 2025.
  • A 3-year average of -$19.7 million and a median of -$19.9 million in 2023 frame the typical range for Retained Earnings.
  • On a YoY basis, Retained Earnings climbed as much as 16.12% in 2024 and fell as far as 259.38% in 2024.
  • Zhibao Technology's Retained Earnings stood at -$21.6 million in 2023, then advanced by 16.12% to -$18.2 million in 2024, then sank by 56.14% to -$28.3 million in 2025.
  • According to Business Quant data, Retained Earnings over the past three periods registered -$28.3 million, -$26.8 million, and -$18.2 million for Q4 2025, Q2 2025, and Q4 2024 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Aon 69.60 Bn 68.21 Bn - -3.93 Bn
2 Arthur J. Gallagher 52.64 Bn 51.26 Bn - -566.00 Mn
3 Willis Towers Watson 24.45 Bn 22.68 Bn 1.98 Bn -2.87 Bn
4 Brown & Brown 19.37 Bn 18.39 Bn 1.61 Bn 128.00 Mn
5 XChange TEC.INC 6.95 Bn 6.95 Bn - -643.43 Mn
6 Accelerant Holdings 3.83 Bn 2.32 Bn 48.00 Mn -1.54 Bn
7 Corvel 3.22 Bn 2.87 Bn 54.92 Mn 982.40 Mn
8 Baldwin Insurance 1.84 Bn 2.28 Bn - 2.74 Mn
9 Goosehead Insurance 1.01 Bn 899.53 Mn - -128.47 Mn
10 Zhibao Technology 1.72 Mn 889,445.54 - -28.34 Mn

Historic Data

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DateValue
Dec 31, 2025 -28.34 Mn
Jun 30, 2025 -26.80 Mn
Dec 31, 2024 -18.15 Mn
Jun 30, 2024 -18.21 Mn
Dec 31, 2023 -21.64 Mn
Jun 30, 2023 -5.07 Mn