Zhibao Technology (ZBAO) Retained Earnings (2023 - 2025)

Zhibao Technology (ZBAO) reported Retained Earnings of -$28.3 million for Q4 2025, down 56.14% on a YoY basis from -$64.6 million in Q4 2024, and down 5.74% sequentially from -$26.8 million in Q2 2025.

Zhibao Technology (ZBAO) Retained Earnings (2023 - 2025) Analysis & Trends

Zhibao Technology (ZBAO) has 3 years of Retained Earnings data on file, last reported at -$28.3 million in Q4 2025.

  • For the quarter ending Q4 2025, Retained Earnings fell 56.14% year-over-year to -$28.3 million; the trailing twelve-month figure through Dec 2025 stood at -$28.3 million (down 56.14% YoY), and the FY2025 full-year result was -$123505.0, up 99.32% from the prior year.
  • Retained Earnings eased to -$28.3 million in Q4 2025, from -$26.8 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of -$5.1 million in Q2 2023 to a low of -$28.3 million in Q4 2025.
  • A 3-year average of -$19.7 million and a median of -$19.9 million in 2023 frame the typical range for Retained Earnings.
  • Peak annual rise in Retained Earnings reached 16.12% in 2024, while the deepest fall reached 259.38% in 2024.
  • Tracing ZBAO's Retained Earnings over 3 years: stood at -$21.6 million in 2023, then rose by 16.12% to -$18.2 million in 2024, then tumbled by 56.14% to -$28.3 million in 2025.
  • Business Quant data shows ZBAO's Retained Earnings at -$28.3 million in Q4 2025, -$26.8 million in Q2 2025, and -$18.2 million in Q4 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Marsh & Mclennan Companies 84.27 Bn 72.32 Bn 6.04 Bn -5.58 Bn
2 Aon 75.99 Bn 74.60 Bn - 307.00 Mn
3 Arthur J. Gallagher 62.23 Bn 60.85 Bn - -566.00 Mn
4 Willis Towers Watson 27.24 Bn 25.46 Bn 1.98 Bn -2.87 Bn
5 Brown & Brown 23.60 Bn 22.62 Bn 1.61 Bn 7.36 Bn
6 Neptune Insurance Holdings 4.12 Bn 4.11 Bn 26.44 Mn 293.64 Mn
7 Accelerant Holdings 3.06 Bn 1.55 Bn 48.00 Mn -1.54 Bn
8 Corvel 3.03 Bn 2.68 Bn 54.92 Mn 982.40 Mn
9 Baldwin Insurance 2.43 Bn 2.87 Bn - 1.24 Bn
10 Zhibao Technology 1.16 Mn -2.23 Mn - -28.34 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -28.34 Mn
Jun 30, 2025 -26.80 Mn
Dec 31, 2024 -18.15 Mn
Jun 30, 2024 -18.21 Mn
Dec 31, 2023 -21.64 Mn
Jun 30, 2023 -5.07 Mn