Yiren Digital (YRD) Return on Assets [ROA] (2017 - 2026)
Yiren Digital (YRD) reported Return on Assets [ROA] of -6.84% for Q1 2026, down 17.10 percentage points from 10.26% a year earlier and down 5.79 percentage points from the prior quarter.
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Analysis
Yiren Digital (YRD) Return on Assets [ROA] (2017 - 2026) Analysis & Trends
For FY2025, Yiren Digital posted Return on Assets [ROA] of -1.02%, down 19.49 percentage points from FY2024.
- Return on Assets [ROA] has a five-year change of +9.83 percentage points (FY2020 to FY2025).
- By year, Return on Assets [ROA] came in at 18.47% in FY2024 (-15.37 pp), 33.84% in FY2023 (+12.60 pp), 21.24% in FY2022 (+2.01 pp) and 19.23% in FY2021 (+30.08 pp).
- The Q1 2026 figure ranks as the lowest quarterly Return on Assets [ROA] since Q1 2021.
- Year over year, Return on Assets [ROA] has now declined in each of the last ten quarters, with an average year-over-year change of -7.02 percentage points over the last eight quarters.
- The high point for year-over-year Return on Assets [ROA] in five years was Q4 2021 (a gain of 28.85 percentage points); the low point was Q1 2026 (a drop of 17.10 percentage points).
- Per Business Quant data, the three quarters before Q1 2026 came in at -1.04% (Q4 2025), 8.31% (Q3 2025) and 9.37% (Q2 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 0.78% |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 3.64% |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 6.81% |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 13.34% |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 0.35% |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 2.73% |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 7.87% |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 2.11% |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | - |
| 10 | Yiren Digital | 56.77 Mn | -1.89 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -5.33% |
| Dec 31, 2025 | 0.30% |
| Sep 30, 2025 | 8.31% |
| Jun 30, 2025 | 9.37% |
| Mar 31, 2025 | 10.34% |
| Dec 31, 2024 | 12.40% |
| Sep 30, 2024 | 15.02% |
| Jun 30, 2024 | 13.02% |
| Mar 31, 2024 | 14.91% |
| Dec 31, 2023 | 15.80% |
| Sep 30, 2023 | 15.96% |
| Jun 30, 2023 | 19.12% |
| Mar 31, 2023 | 16.88% |
| Dec 31, 2022 | 14.99% |
| Sep 30, 2022 | 13.59% |
| Dec 31, 2021 | 13.43% |
| Sep 30, 2021 | 2.11% |
| Jun 30, 2021 | -1.29% |
| Mar 31, 2021 | -7.45% |
| Dec 31, 2020 | -9.11% |
API Access
Yiren Digital Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();