Yiren Digital (YRD) Equity Average (2016 - 2025)
Yiren Digital (YRD) reported Equity Average of $1.4 billion for Q4 2025, up 4.1% on a YoY basis from $1.3 billion in Q4 2024, and down 3.03% quarter-over-quarter from $1.4 billion in Q3 2025.
Yiren Digital (YRD) Equity Average (2016 - 2025) Analysis & Trends
Yiren Digital has reported Equity Average for 9 years, with the latest figure at $1.4 billion in Q4 2025.
- For the quarter ending Q4 2025, Equity Average rose 4.1% year-over-year to $1.4 billion; the trailing twelve-month figure through Dec 2025 stood at $1.4 billion (up 4.1% YoY), and the FY2025 full-year result was $1.3 billion, up 7.65% from the prior year.
- Equity Average for Q4 2025 stood at $1.4 billion, down from $1.4 billion in the prior quarter.
- The five-year high for Equity Average was $1.4 billion in Q3 2025, with the low at $587.1 million in Q1 2021.
- Historically, Equity Average has averaged $1.0 billion across 5 years, with a median of $997.7 million in 2023.
- Annual changes were most pronounced in 2021 — Equity Average dropped 8.24% — and 2023, when it jumped 32.38%.
- Yiren Digital's Equity Average stood at $725.6 million in 2021, then advanced by 12.17% to $813.9 million in 2022, then jumped by 32.38% to $1.1 billion in 2023, then climbed by 23.05% to $1.3 billion in 2024, then gained by 4.1% to $1.4 billion in 2025.
- The last three Equity Average figures came in at $1.4 billion (Q4 2025), $1.4 billion (Q3 2025), and $1.4 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Avg. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 37.22 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 7.23 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 33.73 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 112.94 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 20.14 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 16.62 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 3.67 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 10.65 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 15.55 Bn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | 1.38 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.38 Bn |
| Sep 30, 2025 | 1.42 Bn |
| Jun 30, 2025 | 1.37 Bn |
| Mar 31, 2025 | 1.34 Bn |
| Dec 31, 2024 | 1.33 Bn |
| Sep 30, 2024 | 1.28 Bn |
| Jun 30, 2024 | 1.21 Bn |
| Mar 31, 2024 | 1.16 Bn |
| Dec 31, 2023 | 1.08 Bn |
| Sep 30, 2023 | 997.71 Mn |
| Jun 30, 2023 | 951.09 Mn |
| Mar 31, 2023 | 893.33 Mn |
| Dec 31, 2022 | 813.92 Mn |
| Sep 30, 2022 | 782.50 Mn |
| Jun 30, 2022 | 769.62 Mn |
| Dec 31, 2021 | 725.59 Mn |
| Sep 30, 2021 | 670.90 Mn |
| Jun 30, 2021 | 624.44 Mn |
| Mar 31, 2021 | 587.08 Mn |
| Dec 31, 2020 | 604.70 Mn |