Pelagos Insurance Capital Ltd (FIHL) Equity Ratio (2022 - 2025)

Pelagos Insurance Capital (FIHL) reported Equity Ratio of 0.19 for Q4 2025, down 7.33% on a YoY basis from 0.21 in Q4 2024, and down 7.33% quarter-over-quarter from 0.21 in Q4 2024.

Pelagos Insurance Capital Ltd (FIHL) Equity Ratio (2022 - 2025) Analysis & Trends

Pelagos Insurance Capital has reported Equity Ratio for 4 years, with the latest figure at 0.19 in Q4 2025.

  • For the quarter ending Q4 2025, Equity Ratio fell 7.33% year-over-year to 0.19; the trailing twelve-month figure through Dec 2025 stood at 0.19 (down 7.33% YoY), and the FY2025 full-year result was 0.19, down 7.33% from the prior year.
  • Equity Ratio for Q4 2025 stood at 0.19, down from 0.21 in the prior quarter.
  • The five-year high for Equity Ratio was 0.25 in Q4 2022, with the low at 0.19 in Q4 2025.
  • Historically, Equity Ratio has averaged 0.22 across 4 years, with a median of 0.22 in 2023.
  • Annual changes were most pronounced in 2023 — Equity Ratio retreated 2.14% — and 2024, when it fell 14.82%.
  • Pelagos Insurance Capital's Equity Ratio stood at 0.25 in 2022, then dropped by 2.14% to 0.24 in 2023, then fell by 14.82% to 0.21 in 2024, then decreased by 7.33% to 0.19 in 2025.
  • The last three Equity Ratio figures came in at 0.19 (Q4 2025), 0.21 (Q4 2024), and 0.24 (Q4 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 American International 39.85 Bn 1.02 Bn 2.60 Bn 0.25
2 Hartford Insurance 35.40 Bn 26.34 Bn 2.15 Bn 0.22
3 Arch Capital 32.21 Bn 31.30 Bn 4.02 Bn 0.30
4 Brookfield Wealth Solutions 9.95 Bn -3.21 Bn 4.62 Bn 0.11
5 FIHL 2.04 Bn 2.04 Bn - -
6 International General Insurance Holdings 1.03 Bn 811.79 Mn 111.10 Mn -
7 Waterdrop 632.07 Mn 560.72 Mn 129.34 Mn 0.73
8 Sun Life Financial 48.32 Mn -8.02 Bn - 0.06
9 Exzeo 1.16 Mn -230.22 Mn 32.74 Mn 0.72
10 Aegon 5,067.42 5,067.42 - 0.07

Historic Data

Download Data
DateValue
Dec 31, 2025 0.19
Dec 31, 2024 0.21
Dec 31, 2023 0.24
Sep 30, 2023 0.22
Jun 30, 2023 0.20
Dec 31, 2022 0.25