XP Inc. XP
NASDAQ XP
$28.17 +6.67 (+31.05%)
As of: Oct 5, 2026 · 3:59 PM EDT

Xp (XP) Free Cash Flow (2019 - 2026)

Updated

Xp (XP) posted Free Cash Flow of -$229.84 million for Q2 2026, compared with $847.76 million a year earlier.

Analysis

Xp (XP) Free Cash Flow (2019 - 2026) Analysis & Trends

For the trailing twelve months through Jun 30, 2026, Free Cash Flow at Xp was $9.37 billion, up 48.9% year-over-year; for FY2025, it came in at $2.2 billion, up 3.9% from FY2024.

  • Annual Free Cash Flow has increased for three consecutive years, with a five-year compound annual growth rate of 48.2% (FY2020 to FY2025).
  • In prior years, Xp's Free Cash Flow was $2.11 billion in FY2024 (+27.7%), $1.66 billion in FY2023 (+259.8%), $459.97 million in FY2022 and -$696.49 million in FY2021.
  • The Q2 2026 figure stands as the lowest quarterly Free Cash Flow since Q1 2025.
  • On a year-over-year basis, Free Cash Flow increased in two of the last four quarters, with growth averaging 38.4%.
  • The strongest year-over-year quarter for Free Cash Flow in the past five years was Q1 2022, with growth of 268.3%; the weakest was Q2 2024, with a decline of 76.7%.
  • According to Business Quant data, Free Cash Flow for the three prior quarters was $901.04 million (Q1 2026), $6.42 billion (Q4 2025) and $2.28 billion (Q3 2025).
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF (Qtr)
1 Robinhood Markets 101.35 Bn 82.45 Bn - 708.00 Mn
2 Bank of New York Mellon 98.65 Bn 38.02 Bn - 1.98 Bn
3 Cme 94.54 Bn 94.54 Bn - 923.50 Mn
4 Intercontinental Exchange 84.23 Bn 78.04 Bn - 1.85 Bn
5 Nasdaq 50.77 Bn 48.20 Bn 1.50 Bn 634.00 Mn
6 State Street 48.31 Bn 48.31 Bn - -3.00 Bn
7 Interactive Brokers 39.79 Bn 33.24 Bn - 6.20 Bn
8 Northern Trust 31.37 Bn 31.37 Bn - -90.30 Mn
9 Cboe Global Markets 28.34 Bn 20.00 Bn 731.60 Mn -536.30 Mn
10 Xp 11.18 Bn -146.56 Bn 105.39 Mn -229.84 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -229.84 Mn
Mar 31, 2026 901.04 Mn
Dec 31, 2025 6.42 Bn
Sep 30, 2025 2.28 Bn
Jun 30, 2025 847.76 Mn
Mar 31, 2025 -446.05 Mn
Dec 31, 2024 5.03 Bn
Sep 30, 2024 855.42 Mn
Jun 30, 2024 1.16 Bn
Mar 31, 2024 -670.04 Mn
Dec 31, 2023 5.77 Bn
Sep 30, 2023 -237.68 Mn
Jun 30, 2023 4.99 Bn
Mar 31, 2023 660.53 Mn
Dec 31, 2022 4.22 Bn
Sep 30, 2022 3.90 Bn
Jun 30, 2022 3.35 Bn
Mar 31, 2022 259.54 Mn
Dec 31, 2021 2.31 Bn
Sep 30, 2021 -578.19 Mn
API Access

Xp Free Cash Flow API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=free-cash-flow&ticker=XP&period=max&api_key=YOUR_API_KEY