XChange TEC.INC (XHG) Short term Debt (2018 - 2025)

XChange TEC.INC (XHG) recorded quarterly Short term Debt of $4.5 million in Q3 2025, down 7.61% on a QoQ basis from $4.9 million in Q1 2025, and up 1.58% year-over-year from $4.5 million in Q3 2024.

XChange TEC.INC (XHG) Short term Debt (2018 - 2025) Analysis & Trends

XChange TEC.INC has disclosed Short term Debt across 8 years of filings, most recently posting $4.5 million for Q3 2025.

  • Quarterly Short term Debt rose 1.58% year-over-year to $4.5 million in Q3 2025, while the trailing twelve-month figure through Sep 2025 was $4.5 million (up 1.58% YoY) and the FY2025 annual result came in at $4.6 million, up 145.17% from the prior year.
  • Short term Debt retreated to $4.5 million in Q3 2025, from $4.9 million in the prior quarter.
  • Over five years, Short term Debt peaked at $119.9 million in Q1 2021 and troughed at $956738.5 in Q3 2022.
  • A 5-year average of $37.3 million and a median of $6.8 million in 2023 frame the typical range for Short term Debt.
  • Annual changes were most pronounced in 2022 — Short term Debt slumped 98.89% — and 2023, when it surged 542.04%.
  • Tracing XHG's Short term Debt over 5 years: stood at $86.4 million in 2021, then sank by 98.89% to $956738.5 in 2022, then jumped by 542.04% to $6.1 million in 2023, then declined by 27.15% to $4.5 million in 2024, then gained by 1.58% to $4.5 million in 2025.
  • Business Quant data shows XHG's Short term Debt at $4.5 million in Q3 2025, $4.9 million in Q1 2025, and $4.5 million in Q3 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Marsh & Mclennan Companies 79.42 Bn 67.92 Bn 5.88 Bn
2 Aon 69.98 Bn 68.59 Bn -
3 Arthur J. Gallagher 55.55 Bn 54.17 Bn -
4 Willis Towers Watson 24.71 Bn 22.93 Bn 1.98 Bn
5 Brown & Brown 19.80 Bn 18.82 Bn 1.61 Bn
6 XChange TEC.INC 6.75 Bn 6.75 Bn -
7 Neptune Insurance Holdings 4.00 Bn 3.99 Bn -
8 Corvel 2.98 Bn 2.64 Bn 54.92 Mn
9 Accelerant Holdings 2.93 Bn 1.42 Bn 48.00 Mn
10 Baldwin Insurance 1.62 Bn 2.07 Bn -

Historic Data

Download Data
DateValue
Sep 30, 2025 4.55 Mn
Mar 31, 2025 4.92 Mn
Sep 30, 2024 4.47 Mn
Mar 31, 2024 7.54 Mn
Sep 30, 2023 6.14 Mn
Mar 31, 2023 19.75 Mn
Sep 30, 2022 956,738.53
Mar 31, 2022 118.01 Mn
Sep 30, 2021 86.36 Mn
Mar 31, 2021 119.88 Mn
Sep 30, 2020 25.54 Mn
Mar 31, 2020 59.45 Mn
Sep 30, 2019 940,756.90
Sep 30, 2018 19.42 Mn