Waterstone Financial, Inc. (WSBF) EBT (2012 - 2026)
Waterstone Financial's EBT came in at $10.64 million for Q2 2026, up 10.0% from $9.67 million a year earlier and up 40.8% from the prior quarter.
Waterstone Financial, Inc. (WSBF) EBT (2012 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Waterstone Financial reported EBT of $38.08 million, up 48.5% year-over-year; for FY2025, it came in at $33.45 million, up 39.3% from FY2024.
- EBT carries a five-year compound annual growth rate of -20.9% (FY2020 to FY2025).
- Going back by year, EBT was $24 million in FY2024 (+117.6%), $11.03 million in FY2023 (-54.9%), $24.48 million in FY2022 (-73.4%) and $92.11 million in FY2021 (-14.8%).
- The Q2 2026 figure represents the highest quarterly EBT since Q4 2021.
- Year-over-year, EBT has increased for five consecutive quarters, with growth averaging 43.9% over the last seven quarters.
- The fastest year-over-year change in EBT over five years came in Q1 2026 (growth of 94.6%), and the weakest in Q4 2022 (a decline of 95.8%).
- Business Quant data shows WSBF's EBT at $7.55 million (Q1 2026), $10.05 million (Q4 2025) and $9.84 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.64 Mn |
| Mar 31, 2026 | 7.55 Mn |
| Dec 31, 2025 | 10.05 Mn |
| Sep 30, 2025 | 9.84 Mn |
| Jun 30, 2025 | 9.67 Mn |
| Mar 31, 2025 | 3.88 Mn |
| Dec 31, 2024 | 6.21 Mn |
| Sep 30, 2024 | 5.89 Mn |
| Jun 30, 2024 | 7.14 Mn |
| Mar 31, 2024 | 4.77 Mn |
| Dec 31, 2023 | -595,000.00 |
| Sep 30, 2023 | 3.75 Mn |
| Jun 30, 2023 | 5.09 Mn |
| Mar 31, 2023 | 2.78 Mn |
| Dec 31, 2022 | 658,000.00 |
| Sep 30, 2022 | 6.78 Mn |
| Jun 30, 2022 | 10.22 Mn |
| Mar 31, 2022 | 6.82 Mn |
| Dec 31, 2021 | 15.68 Mn |
| Sep 30, 2021 | 24.43 Mn |
Waterstone Financial, Inc. EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=WSBF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "WSBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=WSBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();