UWM Holdings (UWMC) Debt to Equity (2019 - 2026)
UWM Holdings (UWMC) reported Debt to Equity of $1.25 for Q1 2026, down 26.68% year-over-year from $1.7 in Q1 2025, and down 33.24% quarter-over-quarter from $1.87 in Q4 2025.
UWM Holdings (UWMC) Debt to Equity (2019 - 2026) Analysis & Trends
UWM Holdings (UWMC) has 8 years of Debt to Equity data on file, last reported at $1.25 in Q1 2026.
- Debt to Equity for Q1 2026 came in at $1.25, down 26.68% year-over-year; the trailing twelve-month figure through Mar 2026 was $1.25 (down 26.68% YoY), and the FY2025 annual result was $1.87, up 4139.71% from the prior year.
- Debt to Equity retreated to $1.25 in Q1 2026 per UWMC's latest filing, from $1.87 in the prior quarter.
- Over five years, Debt to Equity peaked at $1.87 in Q4 2025 and troughed at $0.03 in Q3 2023.
- A 5-year average of $0.47 and a median of $0.17 in 2023 frame the typical range for Debt to Equity.
- The sharpest annual moves came in 2022 and 2025: Debt to Equity sank 94.88% in 2022, then soared 4139.71% in 2025.
- A 5-year view of Debt to Equity shows it stood at $0.03 in 2022, then surged by 848.49% to $0.3 in 2023, then sank by 85.44% to $0.04 in 2024, then soared by 4139.71% to $1.87 in 2025, then plunged by 33.24% to $1.25 in 2026.
- Business Quant data shows UWMC's Debt to Equity at $1.25 in Q1 2026, $1.87 in Q4 2025, and $0.05 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 0.68 |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 1.12 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 0.20 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 1.25 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 0.72 |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | 0.77 |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | 23.24 |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 2.18 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | - |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 0.15 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.25 |
| Dec 31, 2025 | 1.87 |
| Sep 30, 2025 | 0.05 |
| Jun 30, 2025 | 0.24 |
| Mar 31, 2025 | 1.70 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.14 |
| Jun 30, 2024 | 0.04 |
| Mar 31, 2024 | 0.81 |
| Dec 31, 2023 | 0.30 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.17 |
| Dec 31, 2022 | 0.03 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.61 |
| Mar 31, 2022 | 0.63 |
| Dec 31, 2021 | 0.62 |
| Jun 30, 2021 | 0.55 |
| Mar 31, 2021 | 0.28 |