UWM Holdings (UWMC) Debt to Equity (2019 - 2026)

UWM Holdings (UWMC) reported Debt to Equity of $1.25 for Q1 2026, down 26.68% year-over-year from $1.7 in Q1 2025, and down 33.24% quarter-over-quarter from $1.87 in Q4 2025.

UWM Holdings (UWMC) Debt to Equity (2019 - 2026) Analysis & Trends

UWM Holdings (UWMC) has 8 years of Debt to Equity data on file, last reported at $1.25 in Q1 2026.

  • Debt to Equity for Q1 2026 came in at $1.25, down 26.68% year-over-year; the trailing twelve-month figure through Mar 2026 was $1.25 (down 26.68% YoY), and the FY2025 annual result was $1.87, up 4139.71% from the prior year.
  • Debt to Equity retreated to $1.25 in Q1 2026 per UWMC's latest filing, from $1.87 in the prior quarter.
  • Over five years, Debt to Equity peaked at $1.87 in Q4 2025 and troughed at $0.03 in Q3 2023.
  • A 5-year average of $0.47 and a median of $0.17 in 2023 frame the typical range for Debt to Equity.
  • The sharpest annual moves came in 2022 and 2025: Debt to Equity sank 94.88% in 2022, then soared 4139.71% in 2025.
  • A 5-year view of Debt to Equity shows it stood at $0.03 in 2022, then surged by 848.49% to $0.3 in 2023, then sank by 85.44% to $0.04 in 2024, then soared by 4139.71% to $1.87 in 2025, then plunged by 33.24% to $1.25 in 2026.
  • Business Quant data shows UWMC's Debt to Equity at $1.25 in Q1 2026, $1.87 in Q4 2025, and $0.05 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Rocket Companies 37.42 Bn 34.73 Bn - 0.68
2 PennyMac Financial Services 4.27 Bn 3.77 Bn 523.89 Mn 1.12
3 Walker & Dunlop 1.77 Bn 1.59 Bn - 0.20
4 UWM Holdings 728.84 Mn 1.55 Bn - 1.25
5 Velocity Financial 676.73 Mn 592.27 Mn - 0.72
6 CNFinance Holdings 606.48 Mn 557.67 Mn - 0.77
7 Better Home & Finance Holding 411.40 Mn 341.12 Mn - 23.24
8 Onity 314.31 Mn 314.31 Mn - 2.18
9 loanDepot 211.55 Mn -2.94 Mn - -
10 Greystone Housing Impact Investors 119.59 Mn 119.59 Mn - 0.15

Historic Data

Download Data
DateValue
Mar 31, 2026 1.25
Dec 31, 2025 1.87
Sep 30, 2025 0.05
Jun 30, 2025 0.24
Mar 31, 2025 1.70
Dec 31, 2024 0.04
Sep 30, 2024 0.14
Jun 30, 2024 0.04
Mar 31, 2024 0.81
Dec 31, 2023 0.30
Sep 30, 2023 0.03
Jun 30, 2023 0.03
Mar 31, 2023 0.17
Dec 31, 2022 0.03
Sep 30, 2022 0.03
Jun 30, 2022 0.61
Mar 31, 2022 0.63
Dec 31, 2021 0.62
Jun 30, 2021 0.55
Mar 31, 2021 0.28