CNFinance Holdings (CNF) Debt to Equity (2017 - 2025)

CNFinance Holdings (CNF) reported Debt to Equity of $0.77 for Q4 2025, up 87.81% on a YoY basis from $0.41 in Q4 2024, and up 39.96% quarter-over-quarter from $0.55 in Q2 2025.

CNFinance Holdings (CNF) Debt to Equity (2017 - 2025) Analysis & Trends

CNFinance Holdings has reported Debt to Equity for 9 years, with the latest figure at $0.77 in Q4 2025.

  • For the quarter ending Q4 2025, Debt to Equity rose 87.81% year-over-year to $0.77; the trailing twelve-month figure through Dec 2025 stood at $0.77 (up 87.81% YoY), and the FY2025 full-year result was $0.77, up 87.81% from the prior year.
  • Debt to Equity for Q4 2025 stood at $0.77, up from $0.55 in the prior quarter.
  • The five-year high for Debt to Equity was $0.77 in Q4 2025, with the low at $0.0 in Q3 2022.
  • Historically, Debt to Equity has averaged $0.19 across 5 years, with a median of $0.09 in 2021.
  • Annual changes were most pronounced in 2022 — Debt to Equity tumbled 97.99% — and 2023, when it soared 7934.98%.
  • CNFinance Holdings' Debt to Equity stood at $0.01 in 2021, then surged by 141.38% to $0.03 in 2022, then surged by 498.7% to $0.17 in 2023, then soared by 140.21% to $0.41 in 2024, then surged by 87.81% to $0.77 in 2025.
  • The last three Debt to Equity figures came in at $0.77 (Q4 2025), $0.55 (Q2 2025), and $0.41 (Q4 2024), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 0.68
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 1.12
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 0.20
4 UWM Holdings 743.45 Mn 1.57 Bn - 1.25
5 Velocity Financial 668.42 Mn 583.96 Mn - 0.72
6 CNFinance Holdings 591.78 Mn 542.97 Mn - 0.77
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - 23.24
8 Onity 306.24 Mn 306.24 Mn - 2.18
9 loanDepot 209.70 Mn -4.79 Mn - -
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - 0.15

Historic Data

Download Data
DateValue
Dec 31, 2025 0.77
Jun 30, 2025 0.55
Dec 31, 2024 0.41
Jun 30, 2024 0.30
Dec 31, 2023 0.17
Sep 30, 2023 0.12
Jun 30, 2023 0.12
Mar 31, 2023 0.08
Dec 31, 2022 0.03
Sep 30, 2022 0.00
Mar 31, 2022 0.00
Dec 31, 2021 0.01
Sep 30, 2021 0.08
Jun 30, 2021 0.09
Mar 31, 2021 0.09
Dec 31, 2020 0.14
Sep 30, 2020 0.21
Jun 30, 2020 0.27
Mar 31, 2020 0.15
Dec 31, 2019 0.24