Universal Insurance Holdings (UVE) Equity Ratio (2010 - 2026)

Universal Insurance Holdings (UVE) posted Equity Ratio of 0.21 for Q1 2026, up 8.81% sequentially from 0.19 in Q4 2025, and up 35.7% YoY from 0.16 in Q1 2025.

Universal Insurance Holdings (UVE) Equity Ratio (2010 - 2026) Analysis & Trends

Universal Insurance Holdings (UVE) has 17 years of Equity Ratio data on file, last reported at 0.21 in Q1 2026.

  • Quarterly Equity Ratio rose 35.7% year-over-year to 0.21 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.21 (up 35.7% YoY) and the FY2025 annual result came in at 0.19, up 47.74% from the prior year.
  • Equity Ratio advanced to 0.21 in Q1 2026 per UVE's latest filing, from 0.19 in the prior quarter.
  • The five-year high for Equity Ratio was 0.23 in Q1 2022, with the low at 0.08 in Q3 2022.
  • Average Equity Ratio over 5 years is 0.15, with a median of 0.15 recorded in 2023.
  • Year-over-year, Equity Ratio slumped 63.86% in 2022 and soared 47.9% in 2023.
  • Universal Insurance Holdings' Equity Ratio stood at 0.1 in 2022, then soared by 47.9% to 0.15 in 2023, then decreased by 10.85% to 0.13 in 2024, then jumped by 47.74% to 0.19 in 2025, then advanced by 8.81% to 0.21 in 2026.
  • Business Quant data shows UVE's Equity Ratio at 0.21 in Q1 2026, 0.19 in Q4 2025, and 0.16 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn 0.26
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 0.26
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 0.27
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 0.38
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 0.22
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 0.25
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - 0.24
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 0.22
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 0.23
10 Universal Insurance Holdings 1.17 Bn 474.14 Mn 165.47 Mn 0.21

Historic Data

Download Data
DateValue
Mar 31, 2026 0.21
Dec 31, 2025 0.19
Sep 30, 2025 0.16
Jun 30, 2025 0.14
Mar 31, 2025 0.16
Dec 31, 2024 0.13
Sep 30, 2024 0.15
Jun 30, 2024 0.15
Mar 31, 2024 0.17
Dec 31, 2023 0.15
Sep 30, 2023 0.12
Jun 30, 2023 0.11
Mar 31, 2023 0.13
Dec 31, 2022 0.10
Sep 30, 2022 0.08
Jun 30, 2022 0.15
Mar 31, 2022 0.23
Dec 31, 2021 0.21
Sep 30, 2021 0.23
Jun 30, 2021 0.21