United Fire (UFCS) Return on Invested Capital [ROIC] (2011 - 2026)
United Fire (UFCS) posted Return on Invested Capital [ROIC] of -46.20% for Q4 2025, up 13.41 percentage points from -59.61% a year earlier and up 2.26 percentage points from the prior quarter.
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Analysis
United Fire (UFCS) Return on Invested Capital [ROIC] (2011 - 2026) Analysis & Trends
For FY2025, United Fire's Return on Invested Capital [ROIC] came in at -49.60%, up 14.23 percentage points from FY2024.
- Annual Return on Invested Capital [ROIC] shows a five-year change of +27.77 percentage points (FY2020 to FY2025).
- In prior years, United Fire's Return on Invested Capital [ROIC] was -63.83% in FY2024 (+13.05 pp), -76.88% in FY2023 (-4.15 pp), -72.73% in FY2022 (-21.51 pp) and -51.23% in FY2021 (+26.15 pp).
- The Q4 2025 figure stands as the highest quarterly Return on Invested Capital [ROIC] since Q1 2022.
- On a year-over-year basis, Return on Invested Capital [ROIC] has increased in each of the last seven quarters, with an average year-over-year change of +10.90 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Return on Invested Capital [ROIC] in the past five years was Q3 2022, with a gain of 32.77 percentage points; the weakest was Q2 2023, with a drop of 34.24 percentage points.
- According to Business Quant data, Return on Invested Capital [ROIC] for the three prior quarters was -48.46% (Q3 2025), -52.89% (Q2 2025) and -58.71% (Q1 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,168.75 Bn | -248.72 Bn | 55.86 Bn | -10.42% |
| 2 | Chubb | 136.94 Bn | 89.00 Bn | 9.13 Bn | -9.62% |
| 3 | Progressive | 132.57 Bn | 108.40 Bn | 9.04 Bn | -78.36% |
| 4 | Marsh & Mclennan Companies | 93.82 Bn | 86.22 Bn | - | 13.08% |
| 5 | Travelers Companies | 83.08 Bn | 59.33 Bn | 6.23 Bn | -27.73% |
| 6 | Manulife Financial | 75.37 Bn | -18.34 Bn | - | - |
| 7 | Arthur J. Gallagher | 68.71 Bn | 63.14 Bn | - | 5.67% |
| 8 | Aon | 64.39 Bn | 57.63 Bn | - | 14.78% |
| 9 | Allstate | 64.30 Bn | 25.55 Bn | 8.73 Bn | -37.39% |
| 10 | United Fire | 1.47 Bn | 783.38 Mn | 171.45 Mn | -44.84% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -44.84% |
| Mar 31, 2026 | -45.07% |
| Dec 31, 2025 | -46.20% |
| Sep 30, 2025 | -48.46% |
| Jun 30, 2025 | -52.89% |
| Mar 31, 2025 | -58.71% |
| Dec 31, 2024 | -59.61% |
| Sep 30, 2024 | -63.14% |
| Jun 30, 2024 | -68.11% |
| Mar 31, 2024 | -73.24% |
| Dec 31, 2023 | -81.83% |
| Sep 30, 2023 | -81.32% |
| Jun 30, 2023 | -81.78% |
| Mar 31, 2023 | -48.55% |
| Dec 31, 2022 | -79.75% |
| Sep 30, 2022 | -54.60% |
| Jun 30, 2022 | -47.54% |
| Mar 31, 2022 | -42.69% |
| Dec 31, 2021 | -51.53% |
| Sep 30, 2021 | -87.37% |
API Access
United Fire Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=UFCS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "UFCS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=UFCS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();