United Community Banks (UCB) Total Debt (2010 - 2026)
United Community Banks' Total Debt came in at $1.18 billion for Q2 2026, up 661.0% from $155.14 million a year earlier and up 879.8% from the prior quarter.
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Analysis
United Community Banks (UCB) Total Debt (2010 - 2026) Analysis & Trends
At the end of FY2025, United Community Banks' Total Debt was $205.4 million, down 54.3% from FY2024.
- Total Debt carries a five-year compound annual growth rate of -8.9% (FY2020 to FY2025).
- Going back by year, Total Debt was $449.15 million in FY2024 (+38.3%), $324.82 million in FY2023 (-68.6%), $1.03 billion in FY2022 (+317.9%) and $247.36 million in FY2021 (-24.3%).
- The Q2 2026 figure represents the highest quarterly Total Debt in data going back to Q2 2010.
- Year-over-year, Total Debt increased in two of the last eight quarters, with growth averaging 56.9%.
- The fastest year-over-year change in Total Debt over five years came in Q2 2026 (growth of 661.0%), and the weakest in Q4 2023 (a decline of 68.6%).
- Business Quant data shows UCB's Total Debt at $120.5 million (Q1 2026), $205.4 million (Q4 2025) and $155.25 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 531.50 Bn |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 380.92 Bn |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | - |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 9.69 Bn |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 388.59 Bn |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 444.82 Bn |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 221.04 Bn |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | 112.96 Bn |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 59.95 Bn |
| 10 | United Community Banks | 4.46 Bn | 4.17 Bn | - | 39.69 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 39.69 Mn |
| Jun 30, 2026 | 1.18 Bn |
| Mar 31, 2026 | 120.50 Mn |
| Dec 31, 2025 | 205.40 Mn |
| Sep 30, 2025 | 155.25 Mn |
| Jun 30, 2025 | 155.14 Mn |
| Mar 31, 2025 | 254.29 Mn |
| Dec 31, 2024 | 449.15 Mn |
| Sep 30, 2024 | 316.36 Mn |
| Jun 30, 2024 | 324.89 Mn |
| Mar 31, 2024 | 324.85 Mn |
| Dec 31, 2023 | 324.82 Mn |
| Sep 30, 2023 | 362.13 Mn |
| Jun 30, 2023 | 324.75 Mn |
| Mar 31, 2023 | 361.95 Mn |
| Dec 31, 2022 | 1.03 Bn |
| Sep 30, 2022 | 324.52 Mn |
| Jun 30, 2022 | 324.37 Mn |
| Mar 31, 2022 | 324.23 Mn |
| Dec 31, 2021 | 247.36 Mn |
API Access
United Community Banks Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=UCB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();