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Overview
Financial Statements
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KPIs & Operating Metrics(New)

Allowance For Credit Loss Annual Allowance For Credit Losses Allowance For Credit Loss To Total Loans %Allowance For Credit Loss To Total Loans Annual %Average Balance Average Balance Annual Breakdown Of Assets Common Equity Tier 1 Capital Common Equity Tier 1 Capital Annual Common Equity Tier 1 Capital Ratio %Common Equity Tier 1 Capital Ratio Annual %Deposits Deposits Annual Efficiency Ratio %Efficiency Ratio Annual %Employee Statistics Loans Loans Annual Loans To Deposit Ratio %Loans To Deposit Ratio Annual %Net Interest Margin %Net Interest Margin Annual %Non Accrual Loans Non Accrual Loans Annual Non Accrual Loans To Total Loans %Non Accrual Loans To Total Loans Annual %Non Gaap Profitability Non Gaap Profitability %Non Gaap Profitability Annual Non Gaap Profitability Annual %Non Interest Expenses Segregation Premises And Equipment Breakdown Return On Average Assets %Return On Average Assets Annual %Return On Common Equity %Return On Common Equity Annual %Revenue Breakdown Interest Income Revenue Breakdown Interest Income Annual Revenue Breakdown Non Interest Income Revenue Breakdown Non Interest Income Annual Revenue By Business Vertical Revenue By Business Vertical Annual Revenue By Business Vertical Annual %Risk Weighted Assets Risk Weighted Assets Annual Tier 1 Capital Tier 1 Capital Annual Tier 1 Capital Ratio %Tier 1 Capital Ratio Annual %Tier 1 Leverage Ratio %Tier 1 Leverage Ratio Annual %Total Interest Income Total Interest Income Annual

Balance Sheet

Accounts Payables Accumulated Expenses Assets Cash & Current Investments Cash & Equivalents Cash Due from Bank Common Equity Fed Funds Sold Goodwill Goodwill & Intangibles Intangibles Interest Deposits Liabilities and Shareholders Equity Loans Loans - Gross Loans - Loss Allowance Loans - Net Loans - Net Long-Term Deferred Tax Long-Term Investments Non-Current Debt Notes Payables Other Non-Current Assets Other Non-Current Liabilities Payables Preferred Shares Property, Plant & Equipment (Net)Property, Plant & Equipment (Net)Receivables - Accured Receivables - Other Retained Earnings Securities - Held-to-maturity Securities - Mortgage Backed Securities Securities - Tradable Securities Borrowed Shareholder's Equity Shares Outstanding Short term Debt Short-term Investments Total Debt Total Liabilities Total Non-Current Liabilities Treasury Shares

Cash Flow Statement

Acquisitions Amortization of Goodwill Amortization of Goodwill Capital Expenditures Capital Expenditures Cash from Financing Activities Cash from Financing Activities Cash from Investing Activities Cash from Investing Activities Cash from Operations Cash from Operations Change in Accured Expenses Change in Accured Expenses Change in Acquisitions & Divestments Change in Acquisitions & Divestments Change in Cash Change in Inventory Change in Inventory Change in Loans Change in Net Loans Deferred Taxes Depreciation & Amortization (CF)Depreciation & Amortization (CF)Divestments Dividends Paid - Common Dividends Paid - Common Free Cash Flow Free Cash Flow Gains from Investment Securities Gains from Investment Securities Long-Term Debt Issuances Long-Term Debt Repayments Net Cash Flow Net Cash Flow Net Income Other financing activities Other financing activities Preferred Shares Issued Preferred Shares Repurchased Sales of Property, Plant and Equipment Sales of Property, Plant and Equipment Share-based Compensation Share-based Compensation Shares Issued Shares Repurchased Short-Term Debt issuances Short-Term Debt repayments

Daily Values

DMA 100 DMA 200 DMA 50 Dividend Yield EV to CFO EV to EBIT EV to EBITDA EV to FCF EV to Revenue Enterprise Value Market Cap to FCF Market Capitalization Price Price to Earnings Price to Sales

Growth Metrics

EBIT Margin (QoQ)EBIT Margin Growth (1y)EBIT Margin Growth (3y)EBIT Margin Growth (5y)EBITDA Margin (QoQ)EBITDA Margin Growth (1y)EBITDA Margin Growth (3y)EBITDA Margin Growth (5y)EBT Margin (QoQ)EBT Margin Growth (1y)EBT Margin Growth (3y)EBT Margin Growth (5y)Enterprise Value (QoQ)Enterprise Value Growth (1y)Enterprise Value Growth (3y)Enterprise Value Growth (5y)FCF Margin (QoQ)FCF Margin Growth (1y)FCF Margin Growth (3y)FCF Margin Growth (5y)FCF Payout Ratio (QoQ)FCF Payout Ratio Growth (1y)FCF Payout Ratio Growth (3y)FCF Payout Ratio Growth (5y)Gross Margin (QoQ)Gross Margin Growth (1y)Gross Margin Growth (3y)Gross Margin Growth (5y)Interest Coverage Ratio (QoQ)Interest Coverage Ratio Growth (1y)Interest Coverage Ratio Growth (3y)Interest Coverage Ratio Growth (5y)Net Margin (QoQ)Net Margin Growth (1y)Net Margin Growth (3y)Net Margin Growth (5y)Operating Margin (QoQ)Operating Margin Growth (1y)Operating Margin Growth (3y)Operating Margin Growth (5y)Return on Assets (QoQ)Return on Assets Growth (1y)Return on Assets Growth (3y)Return on Assets Growth (5y)Return on Equity (QoQ)Return on Equity Growth (1y)Return on Equity Growth (3y)Return on Equity Growth (5y)Return on Invested Capital (QoQ)Return on Invested Capital Growth (1y)Return on Invested Capital Growth (3y)Return on Invested Capital Growth (5y)Return on Sales (QoQ)Return on Sales Growth (1y)Return on Sales Growth (3y)Return on Sales Growth (5y)

Income Statement

Amortization - Intangibles Consolidated Net Income Cost of Revenue EBIT EBITDA EBT EPS (Basic)EPS (Weighted Average and Diluted)Financial Services Fees Gross Profit Income from Continuing Operations Income towards Parent Company Interest Expense - Debt Interest Expense - Deposits Interest Expense - Fed Funds Interest Expense - Others Interest Expenses Interest Expenses Interest Income - Debt Securities Interest Income - Fed Funds Interest Income - Net Interest Income - Total Interest Income - Total Interest income - Loans Investment Banking Income Investment Gain (Loss)Mortgage Banking Net Income towards Common Stockholders Non Operating Investment Income Non Operating Investment Income Non-Interest Income Operating Expenses Operating Income Other Non Operating Income Other Non-Interest Income Other Operating Expenses Other interest income Preferred Dividend Payments Profit After Tax Provisions Rent Expense Research & Development Restructuring Costs Revenue Service Charges Shares Outstanding Shares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax Provisions Tax Rate Tax Rate Wages, Salaries and Other

Others

Accumulated Depreciation & Amortization Accumulated Depreciation & Amortization Amortization - Goodwill Cost of Revenue Gross Profit Long-Term Debt Issuances Long-Term Debt Repayments Machine, Furnitures, Fixtures & Other Other Gross PP&E Adjustments Other Gross PP&E Adjustments Preferred Shares Issued Preferred Shares Repurchased Property, Plant & Equipment (Gross)Property, Plant & Equipment (Gross)Receivables - Accured Receivables - Other Rent Expense Revenue (Gross)Shares Issued Shares Outstanding Shares Outstanding Shares Repurchased Short-Term Debt issuances Short-Term Debt repayments Wages, Salaries and Other

Ratios

Asset Utilization Ratio Assets Average Debt Ratio Debt to Equity EBIT Margin EBITDA Margin EBT Margin Enterprise Value Equity Average Equity Ratio FCF Margin FCF Payout Ratio Gross Margin Interest Coverage Ratio Invested Capital Net Margin Operating Margin Return on Assets Return on Equity Return on Invested Capital Return on Sales Times Interest Earned

United Community Banks (UCB) Securities Borrowed (2026)

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