United Community Banks (UCB) Return on Equity [ROE] (2011 - 2026)
United Community Banks (UCB) recorded Return on Equity [ROE] of 10.21% in Q2 2026, up 2.53 percentage points from 7.68% a year earlier and up 0.86 percentage points from the prior quarter.
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Analysis
United Community Banks (UCB) Return on Equity [ROE] (2011 - 2026) Analysis & Trends
For FY2025, United Community Banks reported Return on Equity [ROE] of 9.28%, up 1.74 percentage points from FY2024.
- Annual Return on Equity [ROE] has a five-year change of +0.27 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Equity [ROE] came in at 7.54% in FY2024 (+1.25 pp), 6.29% in FY2023 (-4.98 pp), 11.27% in FY2022 (-1.48 pp) and 12.76% in FY2021 (+3.75 pp).
- The Q2 2026 figure is the highest quarterly Return on Equity [ROE] since Q4 2022.
- On a year-over-year basis, Return on Equity [ROE] has increased for seven consecutive quarters, with an average year-over-year change of +1.50 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Equity [ROE] in the last five years was a gain of 4.96 percentage points in Q3 2021, against a drop of 4.58 percentage points in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 9.35% (Q1 2026), 9.07% (Q4 2025) and 8.81% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 899.17 Bn | 899.17 Bn | - | 17.67% |
| 2 | Bank Of America | 356.34 Bn | -2,019.77 Bn | - | 10.78% |
| 3 | Hsbc Holdings | 310.10 Bn | -1,793.50 Bn | - | 14.29% |
| 4 | Morgan Stanley | 286.02 Bn | -258.00 Bn | - | 17.55% |
| 5 | Royal Bank Of Canada | 285.08 Bn | -544.97 Bn | - | 15.91% |
| 6 | Goldman Sachs | 262.10 Bn | -3,481.35 Bn | - | 17.90% |
| 7 | Wells Fargo & Company | 254.65 Bn | 254.65 Bn | - | 12.93% |
| 8 | Mitsubishi Ufj Financial | 244.18 Bn | -97.21 Bn | 10.89 Bn | 11.72% |
| 9 | American Express | 213.35 Bn | 12.84 Bn | - | 34.98% |
| 10 | United Community Banks | 4.51 Bn | 4.22 Bn | - | 4.04% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 4.04% |
| Jun 30, 2026 | 10.21% |
| Mar 31, 2026 | 9.35% |
| Dec 31, 2025 | 9.07% |
| Sep 30, 2025 | 8.81% |
| Jun 30, 2025 | 7.68% |
| Mar 31, 2025 | 7.53% |
| Dec 31, 2024 | 7.38% |
| Sep 30, 2024 | 5.65% |
| Jun 30, 2024 | 5.76% |
| Mar 31, 2024 | 5.73% |
| Dec 31, 2023 | 5.82% |
| Sep 30, 2023 | 8.11% |
| Jun 30, 2023 | 9.32% |
| Mar 31, 2023 | 10.10% |
| Dec 31, 2022 | 10.40% |
| Sep 30, 2022 | 9.38% |
| Jun 30, 2022 | 9.00% |
| Mar 31, 2022 | 9.93% |
| Dec 31, 2021 | 12.42% |
API Access
United Community Banks Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=UCB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();