First Financial (THFF) EBITDA Margin (2009 - 2026)
First Financial's EBITDA Margin was 76.54% in Q2 2026, down 0.42 percentage points from 76.96% a year earlier but up 4.12 percentage points from the prior quarter.
First Financial (THFF) EBITDA Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, First Financial's EBITDA Margin was 75.00% through Jun 30, 2026, down 0.15 percentage points year-over-year; for FY2025, it came in at 76.59%, up 2.47 percentage points from FY2024.
- EBITDA Margin has now increased for four consecutive years, with a five-year change of +27.37 percentage points (FY2020 to FY2025).
- In earlier years, EBITDA Margin was 74.13% in FY2024 (+4.96 pp), 69.16% in FY2023 (+13.12 pp), 56.05% in FY2022 (+8.06 pp) and 47.98% in FY2021 (-1.25 pp).
- Quarterly EBITDA Margin has moved between 30.00% (Q4 2021) and 78.64% (Q1 2025) over five years.
- Compared with a year earlier, EBITDA Margin has declined for three straight quarters, with an average year-over-year change of +0.14 percentage points over the last eight quarters.
- The best year-over-year quarter for EBITDA Margin over five years was Q4 2022 (a gain of 26.08 percentage points); the worst was Q4 2021 (a drop of 19.79 percentage points).
- Per Business Quant data, THFF's EBITDA Margin in the three quarters before Q2 2026 was 72.42% (Q1 2026), 73.01% (Q4 2025) and 78.14% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 139.87% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | First Financial | 918.17 Mn | 918.17 Mn | - | 82.06% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 82.06% |
| Jun 30, 2026 | 76.54% |
| Mar 31, 2026 | 72.42% |
| Dec 31, 2025 | 73.01% |
| Sep 30, 2025 | 78.14% |
| Jun 30, 2025 | 76.96% |
| Mar 31, 2025 | 78.64% |
| Dec 31, 2024 | 77.14% |
| Sep 30, 2024 | 67.37% |
| Jun 30, 2024 | 77.07% |
| Mar 31, 2024 | 75.43% |
| Dec 31, 2023 | 71.05% |
| Sep 30, 2023 | 75.42% |
| Jun 30, 2023 | 69.30% |
| Mar 31, 2023 | 63.54% |
| Dec 31, 2022 | 58.79% |
| Sep 30, 2022 | 57.79% |
| Jun 30, 2022 | 52.48% |
| Mar 31, 2022 | 64.79% |
| Dec 31, 2021 | 33.11% |
First Financial EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=THFF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "THFF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=THFF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();