Synchrony Financial (SYF-PA) Change in Net Loans (2013 - 2026)

Synchrony Financial (SYF-PA) posted Change in Net Loans of -$2.4 billion for Q1 2026, down 149.24% quarter-over-quarter from $4.8 billion in Q4 2025, and up 31.21% year-on-year from -$1.8 billion in Q1 2025.

Synchrony Financial (SYF-PA) Change in Net Loans (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF-PA) has reported Change in Net Loans for 14 consecutive years, with -$2.4 billion the latest figure, recorded in Q1 2026.

  • Change in Net Loans for Q1 2026 came in at -$2.4 billion, up 31.21% year-over-year; the trailing twelve-month figure through Mar 2026 was $5.7 billion (changed 0.42% YoY), and the FY2025 annual result was $4.6 billion, down 39.2% from the prior year.
  • Change in Net Loans was -$2.4 billion for Q1 2026 at Synchrony Financial, down from $4.8 billion in the prior quarter.
  • Over five years, Change in Net Loans peaked at $6.7 billion in Q4 2022 and troughed at -$3.4 billion in Q1 2025.
  • Average Change in Net Loans over 5 years is $2.3 billion, with a median of $2.6 billion recorded in 2024.
  • Year-over-year, Change in Net Loans soared 116.54% in 2023 and sank 742.74% in 2024.
  • Over 5 years, Change in Net Loans stood at $6.7 billion in 2022, then declined by 9.37% to $6.1 billion in 2023, then tumbled by 33.95% to $4.0 billion in 2024, then climbed by 18.8% to $4.8 billion in 2025, then tumbled by 149.24% to -$2.4 billion in 2026.
  • Per Business Quant data, the three most recent Change in Net Loans figures were -$2.4 billion in Q1 2026, $4.8 billion in Q4 2025, and $1.4 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -512.00 Mn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Synchrony Financial - - - -2.36 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 -2.36 Bn
Dec 31, 2025 4.79 Bn
Sep 30, 2025 1.42 Bn
Jun 30, 2025 1.82 Bn
Mar 31, 2025 -3.43 Bn
Dec 31, 2024 4.03 Bn
Sep 30, 2024 2.45 Bn
Jun 30, 2024 2.60 Bn
Mar 31, 2024 -1.50 Bn
Dec 31, 2023 6.10 Bn
Sep 30, 2023 3.78 Bn
Jun 30, 2023 4.78 Bn
Mar 31, 2023 234.00 Mn
Dec 31, 2022 6.73 Bn
Sep 30, 2022 3.95 Bn
Jun 30, 2022 4.46 Bn
Mar 31, 2022 -1.42 Bn
Dec 31, 2021 5.77 Bn
Sep 30, 2021 1.98 Bn
Jun 30, 2021 2.62 Bn