Standard Premium Finance Holdings (SPFX) Return on Invested Capital [ROIC] (2021 - 2026)
Standard Premium Finance Holdings (SPFX) recorded Return on Invested Capital [ROIC] of 5.88% in Q2 2026, down 1.21 percentage points from 7.08% a year earlier and down 0.35 percentage points from the prior quarter.
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Analysis
Standard Premium Finance Holdings (SPFX) Return on Invested Capital [ROIC] (2021 - 2026) Analysis & Trends
For FY2025, Standard Premium Finance Holdings reported Return on Invested Capital [ROIC] of 7.00%, down 0.48 percentage points from FY2024.
- Annual Return on Invested Capital [ROIC] has a four-year change of +1.46 percentage points (FY2021 to FY2025).
- Across earlier years, Return on Invested Capital [ROIC] came in at 7.48% in FY2024 (+0.91 pp), 6.57% in FY2023 (+0.57 pp), 6.00% in FY2022 (+0.46 pp) and 5.54% in FY2021.
- The Q2 2026 figure is the lowest quarterly Return on Invested Capital [ROIC] since Q4 2022.
- On a year-over-year basis, Return on Invested Capital [ROIC] has declined for four consecutive quarters, with an average year-over-year change of -0.55 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Invested Capital [ROIC] in the last five years was a gain of 3.21 percentage points in Q3 2023, against a drop of 1.35 percentage points in Q1 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at 6.23% (Q1 2026), 6.55% (Q4 2025) and 6.55% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 2.43% |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 2.96% |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | - |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 5.55% |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 2.81% |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 25.70% |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 9.67% |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 16.56% |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | - |
| 10 | Standard Premium Finance Holdings | 9.11 Mn | 9.07 Mn | - | 5.88% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.88% |
| Mar 31, 2026 | 6.23% |
| Dec 31, 2025 | 6.55% |
| Sep 30, 2025 | 6.55% |
| Jun 30, 2025 | 7.08% |
| Mar 31, 2025 | 7.51% |
| Dec 31, 2024 | 7.12% |
| Sep 30, 2024 | 6.74% |
| Jun 30, 2024 | 6.37% |
| Mar 31, 2024 | 7.69% |
| Dec 31, 2023 | 7.69% |
| Sep 30, 2023 | 7.88% |
| Jun 30, 2023 | 7.68% |
| Mar 31, 2023 | 5.98% |
| Dec 31, 2022 | 5.54% |
| Sep 30, 2022 | 4.67% |
| Jun 30, 2022 | 4.86% |
| Mar 31, 2022 | 5.07% |
| Dec 31, 2021 | 4.96% |
| Sep 30, 2021 | 4.70% |
API Access
Standard Premium Finance Holdings Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=SPFX&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "SPFX", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=SPFX&period=max&api_key=YOUR_API_KEY");
const data = await res.json();