South Plains Financial (SPFI) Return on Invested Capital [ROIC] (2019 - 2026)
South Plains Financial's Return on Invested Capital [ROIC] was 21.73% in Q2 2026, down 2.72 percentage points from 24.45% a year earlier and down 1.48 percentage points from the prior quarter.
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Analysis
South Plains Financial (SPFI) Return on Invested Capital [ROIC] (2019 - 2026) Analysis & Trends
For FY2025, Return on Invested Capital [ROIC] at South Plains Financial came in at 24.07%, down 1.27 percentage points from FY2024.
- Return on Invested Capital [ROIC] shows a five-year change of +10.59 percentage points (FY2020 to FY2025).
- In earlier years, Return on Invested Capital [ROIC] was 25.34% in FY2024 (-1.18 pp), 26.52% in FY2023 (+9.86 pp), 16.66% in FY2022 (+2.16 pp) and 14.50% in FY2021 (+1.01 pp).
- The Q2 2026 figure marks the lowest quarterly Return on Invested Capital [ROIC] since Q1 2023.
- Compared with a year earlier, Return on Invested Capital [ROIC] has declined for three straight quarters, with an average year-over-year change of -1.15 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Invested Capital [ROIC] over five years was Q1 2024 (a gain of 9.36 percentage points); the worst was Q1 2025 (a drop of 2.99 percentage points).
- Per Business Quant data, SPFI's Return on Invested Capital [ROIC] in the three quarters before Q2 2026 was 23.22% (Q1 2026), 23.59% (Q4 2025) and 24.64% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | 15.80% |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | 13.07% |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | - |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | 12.02% |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 49.26% |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 14.05% |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | 3.63% |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 14.79% |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | - |
| 10 | South Plains Financial | 810.46 Mn | -1.89 Bn | - | 21.73% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 21.73% |
| Mar 31, 2026 | 22.92% |
| Dec 31, 2025 | 23.28% |
| Sep 30, 2025 | 24.64% |
| Jun 30, 2025 | 24.45% |
| Mar 31, 2025 | 23.35% |
| Dec 31, 2024 | 23.36% |
| Sep 30, 2024 | 23.53% |
| Jun 30, 2024 | 24.30% |
| Mar 31, 2024 | 26.13% |
| Dec 31, 2023 | 24.84% |
| Sep 30, 2023 | 24.57% |
| Jun 30, 2023 | 22.56% |
| Mar 31, 2023 | 17.15% |
| Dec 31, 2022 | 17.01% |
| Sep 30, 2022 | 17.01% |
| Jun 30, 2022 | 15.62% |
| Mar 31, 2022 | 14.40% |
| Dec 31, 2021 | 14.47% |
| Sep 30, 2021 | 14.99% |
API Access
South Plains Financial Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=SPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "SPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=SPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();