Selective Insurance (SIGI) Debt Ratio (2009 - 2025)
Selective Insurance (SIGI) posted Debt Ratio of 0.03 for Q4 2025, down 1.12% sequentially from 0.03 in Q3 2025, and up 20.84% YoY from 0.02 in Q4 2024.
Selective Insurance (SIGI) Debt Ratio (2009 - 2025) Analysis & Trends
Selective Insurance has reported Debt Ratio for 17 years, with the latest figure at 0.03 in Q4 2025.
- Quarterly Debt Ratio rose 20.84% year-over-year to 0.03 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.03 (up 20.84% YoY) and the FY2025 annual result came in at 0.03, up 20.84% from the prior year.
- Debt Ratio fell to 0.03 in Q4 2025 per SIGI's latest filing, from 0.03 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.06 in Q1 2021 and troughed at 0.02 in Q4 2024.
- A 5-year average of 0.04 and a median of 0.04 in 2023 frame the typical range for Debt Ratio.
- The sharpest annual moves came in 2024 and 2025: Debt Ratio slumped 49.32% in 2024, then grew 20.84% in 2025.
- Over 5 years, Debt Ratio stood at 0.05 in 2021, then decreased by 3.42% to 0.05 in 2022, then dropped by 8.61% to 0.04 in 2023, then slumped by 49.32% to 0.02 in 2024, then rose by 20.84% to 0.03 in 2025.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.03, 0.03, and 0.03 for Q4 2025, Q3 2025, and Q2 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 0.06 |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | - |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | - |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 0.06 |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 0.02 |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 0.10 |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 0.06 |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 0.06 |
| 10 | Selective Insurance | 5.60 Bn | 3.50 Bn | 570.77 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.04 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.05 |
| Dec 31, 2022 | 0.05 |
| Sep 30, 2022 | 0.05 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.05 |
| Sep 30, 2021 | 0.05 |
| Jun 30, 2021 | 0.05 |
| Mar 31, 2021 | 0.06 |