Growth Metrics

SHF Holdings (SHFS) Debt Ratio (2023 - 2025)

SHF Holdings' quarterly Debt Ratio came in at 3.03 in Q2 2025, up 1530.58% year-on-year from 0.19 in Q2 2024, and up 11.75% quarter-over-quarter from 2.71 in Q1 2025.

SHF Holdings has reported Debt Ratio for 3 years, with the latest figure at 3.03 in Q2 2025.

  • For the quarter ending Q2 2025, Debt Ratio rose 1530.58% year-over-year to 3.03; the trailing twelve-month figure through Jun 2025 stood at 3.03 (up 1530.58% YoY), and the FY2024 full-year result was 0.83, up 303.21% from the prior year.
  • Debt Ratio for Q2 2025 stood at 3.03, up from 2.71 in the prior quarter.
  • The five-year high for Debt Ratio was 3.03 in Q2 2025, with the low at 0.18 in Q3 2024.
  • Average Debt Ratio over 3 years is 1.05, with a median of 0.21 recorded in 2023.
  • Year-over-year, Debt Ratio soared 303.21% in 2024 and soared 1530.58% in 2025.
  • Tracing SHFS's Debt Ratio over 3 years: stood at 0.21 in 2023, then soared by 303.21% to 0.83 in 2024, then soared by 264.22% to 3.03 in 2025.
  • The last three Debt Ratio figures came in at 3.03 (Q2 2025), 2.71 (Q1 2025), and 0.83 (Q4 2024), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 0.02
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.05
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.01
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.36
8 KB Financial 150.02 Bn 142.15 Bn - 0.01
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.04
10 SHF Holdings 1.94 Mn -5.38 Mn - -

Historic Data

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DateValue
Jun 30, 2025 3.03
Mar 31, 2025 2.71
Dec 31, 2024 1.37
Sep 30, 2024 0.24
Jun 30, 2024 0.19
Mar 31, 2024 0.20
Dec 31, 2023 0.21