Sound Financial Bancorp (SFBC) EBT Margin (2011 - 2026)
Sound Financial Bancorp (SFBC) posted EBT Margin of 20.04% for Q1 2026, down 26.85% sequentially from 27.4% in Q4 2025, and up 382.0% YoY from 4.16% in Q1 2025.
Sound Financial Bancorp (SFBC) EBT Margin (2011 - 2026) Analysis & Trends
Sound Financial Bancorp has reported EBT Margin for 16 years, with the latest figure at 20.04% in Q1 2026.
- Quarterly EBT Margin rose 382.0% year-over-year to 20.04% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 23.28% (up 611.0% YoY) and the FY2025 annual result came in at 22.35%, up 649.0% from the prior year.
- EBT Margin eased to 20.04% in Q1 2026 per SFBC's latest filing, from 27.4% in the prior quarter.
- Over five years, EBT Margin peaked at 32.62% in Q2 2023 and troughed at 5.61% in Q4 2023.
- A 5-year average of 21.46% and a median of 21.28% in 2025 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2022 and 2024: EBT Margin slumped 6416 bps in 2022, then soared 1939 bps in 2024.
- Over 5 years, EBT Margin stood at 32.06% in 2022, then plunged by 82 bps to 5.61% in 2023, then soared by 346 bps to 25.01% in 2024, then rose by 10 bps to 27.4% in 2025, then retreated by 27 bps to 20.04% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 20.04%, 27.4%, and 21.28% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 36.74% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 31.64% |
| 10 | Sound Financial Bancorp | 122.44 Mn | 2.37 Mn | - | 28.27% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 28.27% |
| Mar 31, 2026 | 20.04% |
| Dec 31, 2025 | 27.40% |
| Sep 30, 2025 | 21.28% |
| Jun 30, 2025 | 24.48% |
| Mar 31, 2025 | 16.22% |
| Dec 31, 2024 | 25.01% |
| Sep 30, 2024 | 15.60% |
| Jun 30, 2024 | 11.41% |
| Mar 31, 2024 | 11.03% |
| Dec 31, 2023 | 5.61% |
| Sep 30, 2023 | 17.62% |
| Jun 30, 2023 | 32.62% |
| Mar 31, 2023 | 26.28% |
| Dec 31, 2022 | 32.06% |
| Sep 30, 2022 | 31.57% |
| Jun 30, 2022 | 21.14% |
| Mar 31, 2022 | 25.51% |
| Dec 31, 2021 | 24.67% |
| Sep 30, 2021 | 95.74% |