SunCar Technology SDA
NASDAQ SDA
$0.71 +0.02 (+2.74%)
As of: Aug 31, 2026 · 3:46 PM EDT

SunCar Technology (SDA) Debt Ratio (2022 - 2026)

SunCar Technology (SDA) posted Debt Ratio of 0.32 for Q4 2025, down 10.89% sequentially from 0.36 in Q3 2025, and down 25.03% YoY from 0.43 in Q4 2024.

Analysis

SunCar Technology (SDA) Debt Ratio (2022 - 2026) Analysis & Trends

SunCar Technology has reported Debt Ratio for 4 years, with the latest figure at 0.32 in Q4 2025.

  • Quarterly Debt Ratio fell 25.03% year-over-year to 0.32 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.32 (down 25.03% YoY) and the FY2025 annual result came in at 0.32, down 25.03% from the prior year.
  • Debt Ratio fell to 0.32 in Q4 2025 per SDA's latest filing, from 0.36 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.5 in Q4 2023 and troughed at 0.19 in Q2 2023.
  • A 4-year average of 0.39 and a median of 0.4 in 2024 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2024 and 2025: Debt Ratio surged 132.93% in 2024, then fell 25.03% in 2025.
  • Over 4 years, Debt Ratio stood at 0.45 in 2022, then gained by 12.16% to 0.5 in 2023, then decreased by 14.63% to 0.43 in 2024, then dropped by 25.03% to 0.32 in 2025.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.32, 0.36, and 0.35 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Carvana 52.87 Bn 50.13 Bn 1.38 Bn 0.34
2 Penske Automotive 14.22 Bn 14.15 Bn 1.36 Bn 0.16
3 Rush Enterprises Inc \Tx\ 9.01 Bn 8.75 Bn 361.67 Mn 0.06
4 Carmax 8.69 Bn 8.10 Bn 854.41 Mn 0.68
5 Lithia Motors 8.26 Bn 7.90 Bn 1.50 Bn 0.26
6 Autonation 6.73 Bn 6.68 Bn 1.23 Bn 0.25
7 Uxin 5.72 Bn 5.71 Bn - 0.14
8 Valvoline 4.10 Bn 4.02 Bn 214.90 Mn 0.47
9 Openlane 4.07 Bn 3.88 Bn 248.20 Mn 0.11
10 SunCar Technology 72.40 Mn 22.68 Mn 128.53 Mn 0.32
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 0.32
Dec 31, 2025 0.32
Sep 30, 2025 0.32
Jun 30, 2025 0.30
Mar 31, 2025 0.30
Dec 31, 2024 0.34
Sep 30, 2024 0.33
Jun 30, 2024 0.45
Dec 31, 2023 0.50
Jun 30, 2023 0.19
Dec 31, 2022 0.60