SunCar Technology (SDA) Debt Ratio (2022 - 2026)
SunCar Technology's (SDA) quarterly Debt Ratio came in at 0.32 in Q1 2026, up 5.7% year-over-year from 0.3 in Q1 2025, and little changed quarter-over-quarter from 0.32 in Q4 2025.
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Analysis
SunCar Technology (SDA) Debt Ratio (2022 - 2026) Analysis & Trends
SunCar Technology has disclosed Debt Ratio across 5 years of filings, most recently posting 0.32 for Q1 2026.
- In Q1 2026, Debt Ratio rose 5.7% year-over-year to 0.32; the TTM figure through Mar 2026 stood at 0.32 (up 5.7% YoY), while the FY2025 annual figure was 0.32, down 4.71% from the prior year.
- Debt Ratio came in at 0.32 for Q1 2026 at SunCar Technology, roughly flat from 0.32 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.6 in Q4 2022 to a low of 0.3 in Q2 2025.
- Average Debt Ratio over 5 years is 0.4, with a median of 0.33 recorded in 2024.
- Year-over-year, Debt Ratio slumped 33.83% in 2025 and rose 5.7% in 2026.
- Over 5 years, Debt Ratio stood at 0.6 in 2022, then decreased by 16.08% to 0.5 in 2023, then tumbled by 32.9% to 0.34 in 2024, then dropped by 4.71% to 0.32 in 2025, then slipped by 0.19% to 0.32 in 2026.
- Per Business Quant data, the three most recent Debt Ratio figures were 0.32 in Q1 2026, 0.32 in Q4 2025, and 0.32 in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Marsh & Mclennan Companies | 83.52 Bn | 71.57 Bn | 6.04 Bn | 0.36 |
| 2 | Aon | 62.69 Bn | 61.45 Bn | - | 0.28 |
| 3 | Arthur J. Gallagher | 61.32 Bn | 59.96 Bn | - | 0.18 |
| 4 | Willis Towers Watson | 28.79 Bn | 27.21 Bn | 2.09 Bn | 0.21 |
| 5 | Brown & Brown | 21.46 Bn | 20.56 Bn | 1.41 Bn | 0.26 |
| 6 | XChange TEC.INC | 12.72 Bn | 12.72 Bn | - | 10.42 |
| 7 | Erie Indemnity | 11.04 Bn | 10.70 Bn | - | - |
| 8 | Ryan Specialty Holdings | 10.28 Bn | 10.64 Bn | - | 0.30 |
| 9 | Hagerty | 4.78 Bn | 4.92 Bn | 244.11 Mn | 0.10 |
| 10 | SunCar Technology | 50.02 Mn | 74.66 Mn | 128.53 Mn | 0.32 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 0.32 |
| Dec 31, 2025 | 0.32 |
| Sep 30, 2025 | 0.32 |
| Jun 30, 2025 | 0.30 |
| Mar 31, 2025 | 0.30 |
| Dec 31, 2024 | 0.34 |
| Sep 30, 2024 | 0.33 |
| Jun 30, 2024 | 0.45 |
| Dec 31, 2023 | 0.50 |
| Jun 30, 2023 | 0.57 |
| Dec 31, 2022 | 0.60 |
API Access
SunCar Technology Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=SDA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "SDA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=SDA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();