SunCar Technology (SDA) Debt Ratio (2023 - 2025)

SunCar Technology's (SDA) quarterly Debt Ratio came in at 0.01 in Q4 2025, down 98.69% year-on-year from 0.43 in Q4 2024, and down 86.91% quarter-over-quarter from 0.04 in Q3 2025.

SunCar Technology (SDA) Debt Ratio (2023 - 2025) Analysis & Trends

SunCar Technology has disclosed Debt Ratio across 3 years of filings, most recently posting 0.01 for Q4 2025.

  • Debt Ratio for Q4 2025 came in at 0.01, down 98.69% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.01 (down 98.69% YoY), and the FY2025 annual result was 0.01, down 98.69% from the prior year.
  • Debt Ratio came in at 0.01 for Q4 2025 at SunCar Technology, down from 0.04 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.5 in Q4 2023 to a low of 0.01 in Q4 2025.
  • The 3-year median for Debt Ratio is 0.08 (2024), against an average of 0.16.
  • Across the five-year window, Debt Ratio dropped 14.63% in 2024 and sank 98.69% in 2025, its largest moves.
  • SunCar Technology's Debt Ratio stood at 0.5 in 2023, then fell by 14.63% to 0.43 in 2024, then tumbled by 98.69% to 0.01 in 2025.
  • The last three Debt Ratio figures came in at 0.01 (Q4 2025), 0.04 (Q3 2025), and 0.05 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Uxin 18.05 Bn 18.09 Bn 11.57 Mn 0.02
2 Carvana 9.49 Bn 7.89 Bn 1.27 Bn 0.36
3 Carmax 6.94 Bn 6.35 Bn 605.26 Mn 0.59
4 Lithia Motors 6.76 Bn 6.78 Bn 1.42 Bn 0.25
5 Autonation 6.51 Bn 6.45 Bn 1.21 Bn 0.15
6 Rush Enterprises Inc \Tx\ 5.19 Bn 4.97 Bn 343.80 Mn 0.06
7 Valvoline 4.57 Bn 4.48 Bn 187.00 Mn 0.48
8 Openlane 3.88 Bn 3.84 Bn 256.20 Mn 0.11
9 Group 1 Automotive 3.69 Bn 3.65 Bn 877.90 Mn 0.31
10 SunCar Technology 117.39 Mn 146.47 Mn 148.17 Mn 0.01

Historic Data

Download Data
DateValue
Dec 31, 2025 0.01
Sep 30, 2025 0.04
Jun 30, 2025 0.05
Mar 31, 2025 0.06
Dec 31, 2024 0.43
Sep 30, 2024 0.09
Jun 30, 2024 0.12
Dec 31, 2023 0.50