SunCar Technology (SDA) Debt Ratio (2023 - 2025)
SunCar Technology's (SDA) quarterly Debt Ratio came in at 0.01 in Q4 2025, down 98.69% year-on-year from 0.43 in Q4 2024, and down 86.91% quarter-over-quarter from 0.04 in Q3 2025.
SunCar Technology (SDA) Debt Ratio (2023 - 2025) Analysis & Trends
SunCar Technology has disclosed Debt Ratio across 3 years of filings, most recently posting 0.01 for Q4 2025.
- Debt Ratio for Q4 2025 came in at 0.01, down 98.69% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.01 (down 98.69% YoY), and the FY2025 annual result was 0.01, down 98.69% from the prior year.
- Debt Ratio came in at 0.01 for Q4 2025 at SunCar Technology, down from 0.04 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.5 in Q4 2023 to a low of 0.01 in Q4 2025.
- The 3-year median for Debt Ratio is 0.08 (2024), against an average of 0.16.
- Across the five-year window, Debt Ratio dropped 14.63% in 2024 and sank 98.69% in 2025, its largest moves.
- SunCar Technology's Debt Ratio stood at 0.5 in 2023, then fell by 14.63% to 0.43 in 2024, then tumbled by 98.69% to 0.01 in 2025.
- The last three Debt Ratio figures came in at 0.01 (Q4 2025), 0.04 (Q3 2025), and 0.05 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Uxin | 18.05 Bn | 18.09 Bn | 11.57 Mn | 0.02 |
| 2 | Carvana | 9.49 Bn | 7.89 Bn | 1.27 Bn | 0.36 |
| 3 | Carmax | 6.94 Bn | 6.35 Bn | 605.26 Mn | 0.59 |
| 4 | Lithia Motors | 6.76 Bn | 6.78 Bn | 1.42 Bn | 0.25 |
| 5 | Autonation | 6.51 Bn | 6.45 Bn | 1.21 Bn | 0.15 |
| 6 | Rush Enterprises Inc \Tx\ | 5.19 Bn | 4.97 Bn | 343.80 Mn | 0.06 |
| 7 | Valvoline | 4.57 Bn | 4.48 Bn | 187.00 Mn | 0.48 |
| 8 | Openlane | 3.88 Bn | 3.84 Bn | 256.20 Mn | 0.11 |
| 9 | Group 1 Automotive | 3.69 Bn | 3.65 Bn | 877.90 Mn | 0.31 |
| 10 | SunCar Technology | 117.39 Mn | 146.47 Mn | 148.17 Mn | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.05 |
| Mar 31, 2025 | 0.06 |
| Dec 31, 2024 | 0.43 |
| Sep 30, 2024 | 0.09 |
| Jun 30, 2024 | 0.12 |
| Dec 31, 2023 | 0.50 |