SunCar Technology (SDA) Debt Ratio (2022 - 2025)
SunCar Technology (SDA) posted Debt Ratio of 0.32 for Q4 2025, down 10.89% sequentially from 0.36 in Q3 2025, and down 25.03% YoY from 0.43 in Q4 2024.
SunCar Technology (SDA) Debt Ratio (2022 - 2025) Analysis & Trends
SunCar Technology has reported Debt Ratio for 4 years, with the latest figure at 0.32 in Q4 2025.
- Quarterly Debt Ratio fell 25.03% year-over-year to 0.32 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.32 (down 25.03% YoY) and the FY2025 annual result came in at 0.32, down 25.03% from the prior year.
- Debt Ratio fell to 0.32 in Q4 2025 per SDA's latest filing, from 0.36 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.5 in Q4 2023 and troughed at 0.19 in Q2 2023.
- A 4-year average of 0.39 and a median of 0.4 in 2024 frame the typical range for Debt Ratio.
- The sharpest annual moves came in 2024 and 2025: Debt Ratio surged 132.93% in 2024, then fell 25.03% in 2025.
- Over 4 years, Debt Ratio stood at 0.45 in 2022, then gained by 12.16% to 0.5 in 2023, then decreased by 14.63% to 0.43 in 2024, then dropped by 25.03% to 0.32 in 2025.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.32, 0.36, and 0.35 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Uxin | 79.73 Bn | 79.73 Bn | - | - |
| 2 | Carvana | 51.80 Bn | 49.06 Bn | 1.38 Bn | 0.34 |
| 3 | Penske Automotive | 14.29 Bn | 14.22 Bn | 1.36 Bn | 0.16 |
| 4 | Lithia Motors | 8.57 Bn | 8.21 Bn | 1.50 Bn | 0.26 |
| 5 | Carmax | 8.31 Bn | 7.72 Bn | 854.41 Mn | 0.68 |
| 6 | Autonation | 7.01 Bn | 6.96 Bn | 1.23 Bn | 0.25 |
| 7 | Autozi Internet Technology (Global) | 6.33 Bn | 6.14 Bn | - | 0.02 |
| 8 | Rush Enterprises Inc \Tx\ | 6.31 Bn | 6.05 Bn | 361.67 Mn | 26.04 |
| 9 | Openlane | 4.29 Bn | 4.10 Bn | 248.20 Mn | 0.11 |
| 10 | SunCar Technology | 83.72 Mn | 32.61 Mn | 148.17 Mn | 0.32 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.32 |
| Sep 30, 2025 | 0.36 |
| Jun 30, 2025 | 0.35 |
| Mar 31, 2025 | 0.37 |
| Dec 31, 2024 | 0.43 |
| Sep 30, 2024 | 0.42 |
| Jun 30, 2024 | 0.45 |
| Dec 31, 2023 | 0.50 |
| Jun 30, 2023 | 0.19 |
| Dec 31, 2022 | 0.45 |