Banco Santander (SAN) Change in Loans (2009 - 2025)
Banco Santander's (SAN) quarterly Change in Loans came in at -$44.2 billion in Q4 2025, down 13.03% year-on-year from -$50.8 billion in Q4 2024, and down 13.03% quarter-over-quarter from -$39.1 billion in Q4 2024.
Banco Santander (SAN) Change in Loans (2009 - 2025) Analysis & Trends
Banco Santander has disclosed Change in Loans across 17 years of filings, most recently posting -$44.2 billion for Q4 2025.
- Change in Loans for Q4 2025 came in at -$44.2 billion, down 13.03% year-over-year; the trailing twelve-month figure through Dec 2025 was -$44.2 billion (down 13.03% YoY), and the FY2025 annual result was -$44.2 billion, down 13.03% from the prior year.
- Change in Loans came in at -$44.2 billion for Q4 2025 at Banco Santander, down from -$39.1 billion in the prior quarter.
- In the past five years, Change in Loans ranged from a high of -$36.3 billion in Q4 2022 to a low of -$44.2 billion in Q4 2025.
- The 5-year median for Change in Loans is -$37.7 billion (2023), against an average of -$39.0 billion.
- Across the five-year window, Change in Loans gained 5.28% in 2021 and decreased 13.03% in 2025, its largest moves.
- Banco Santander's Change in Loans stood at -$37.4 billion in 2021, then increased by 2.89% to -$36.3 billion in 2022, then dropped by 3.66% to -$37.7 billion in 2023, then dropped by 3.79% to -$39.1 billion in 2024, then declined by 13.03% to -$44.2 billion in 2025.
- The last three Change in Loans figures came in at -$44.2 billion (Q4 2025), -$39.1 billion (Q4 2024), and -$37.7 billion (Q4 2023), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Canadian Imperial Bank Of Commerce | 1,329,940,501.22 Bn | 1,329,940,501.43 Bn | - | - |
| 2 | Hsbc Holdings | 37,228.00 Bn | 37,228.45 Bn | - | - |
| 3 | Royal Bank Of Canada | 2,913.28 Bn | 2,841.72 Bn | - | - |
| 4 | Toronto Dominion Bank | 959.65 Bn | 952.85 Bn | - | - |
| 5 | Bank Of Montreal | 416.15 Bn | 416.15 Bn | - | - |
| 6 | Bank Of America | 390.60 Bn | -216.10 Bn | 29.24 Bn | 5.76 Bn |
| 7 | Barclays | 379.37 Bn | -269.24 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 271.88 Bn | -414.40 Bn | 3.81 Bn | - |
| 9 | Wells Fargo & Company | 252.38 Bn | 177.30 Bn | - | 6.04 Bn |
| 10 | Banco Santander | 91.48 Bn | 102.63 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -44.20 Bn |
| Dec 31, 2024 | -39.11 Bn |
| Dec 31, 2023 | -37.68 Bn |
| Dec 31, 2022 | -36.35 Bn |
| Dec 31, 2021 | -37.43 Bn |
| Dec 31, 2020 | -39.52 Bn |
| Dec 31, 2019 | -24.39 Bn |
| Dec 31, 2018 | -25.27 Bn |
| Dec 31, 2017 | -25.64 Bn |
| Dec 31, 2016 | -16.24 Bn |
| Dec 31, 2015 | -15.74 Bn |
| Jun 30, 2015 | -11.50 Bn |
| Mar 31, 2015 | -9.12 Bn |
| Dec 31, 2014 | -13.57 Bn |
| Jun 30, 2014 | -16.27 Bn |
| Dec 31, 2013 | -19.26 Bn |
| Jun 30, 2013 | -15.54 Bn |
| Dec 31, 2012 | -12.29 Bn |
| Jun 30, 2012 | -11.49 Bn |
| Dec 31, 2011 | -6.04 Mn |