KPIs & Operating Metrics(New)
Active UsersAllowance For Credit LossesAllowance For Credit Losses AnnualAllowance For Credit Losses To Allowance For Loan Losses %Allowance For Loan LossesAllowance For Loan Losses AnnualAllowance For Loan Loss To Total Loans %Allowance For Loan Loss To Total Loans Annual %Average BalancesAverage Balances AnnualBreakdown Of AssetsCapital Adequacy Ratio %Capital Adequacy Ratio Annual %Cet1 Ratio %Cet1 Ratio Annual %Common Equity Tier 1 Capital AnnualConsumer Checking Sales By Channel %Customer Transactions %DepositsDeposits AnnualDeposits BreakdownDeposits Breakdown AnnualDeposit Transactions By Channel %Digital SalesEfficiency Ratio %Efficiency Ratio Annual %Employee StatisticsInterest Expense As A % Of RevenueInterest Expense SegregationInterest Income BreakdownInterest Income Breakdown AnnualInterest Income Mix Breakdown %Interest Income Mix Breakdown Annual %Leverage Ratio %Leverage Ratio Annual %LoansLoans AnnualLoans To Deposit RatioLoans To Deposit Ratio Annual %Mobile Banking Log InsNet Income (Loss) By SegmentNet Income (Loss) By Segment AnnualNet Interest Income By SegmentNet Interest Income By Segment AnnualNet Interest Income Mix By Segment %Net Interest Income Mix By Segment Annual %Net Interest MarginNet Interest Margin AnnualNet Margin By Segment %Net Margin By Segment Annual %Non Accrual Loans Balance At End Of PeriodNon Accrual Loans Balance At End Of Period AnnualNon Accrual Loans To Total Loans %Non Accrual Loans To Total Loans Annual %Non Gaap ProfitabilityNon Gaap Profitability %Non Gaap Profitability AnnualNon Interest Expense As % Of RevenueNon Interest Expense SegregationNon Interest Income BreakdownNon Interest Income Breakdown AnnualNon Interest Income (Loss) By SegmentNon Interest Income (Loss) By Segment AnnualNon Interest Income (Loss) Mix By Segment %Non Interest Income (Loss) Mix By Segment Annual %Non Interest Income Mix Breakdown %Non Interest Income Mix Breakdown Annual %Premises And Equipment BreakdownRevenue By Business VerticalRevenue By Business Vertical %Revenue By Business Vertical AnnualRevenue By Business Vertical Annual %Tier 1 Capital AnnualTier 1 Capital Ratio %Tier 1 Capital Ratio Annual %Total Interest IncomeTotal Interest Income AnnualTotal Risk Weighted AssetsTotal Risk Weighted Assets AnnualZelle Transactions
Balance Sheet
Accounts PayablesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCollateralCommon EquityFed Funds SoldGoodwillGoodwill & IntangiblesIntangiblesInterest DepositsLiabilities and Shareholders EquityLoansLoans - GrossLoans - Loss AllowanceLoans - NetLoans - NetLong-Term Deferred TaxLong-Term InvestmentsMinority InterestNon-Current DebtNotes PayablesOther Non-Current AssetsOther Non-Current LiabilitiesPayablesPensionPreferred SharesProperty, Plant & Equipment (Net)Property, Plant & Equipment (Net)Receivables - AccuredReceivables - OtherRetained EarningsSecurities - Held-to-maturitySecurities - TradableSecurities BoughtShareholder's EquityShares OutstandingShort term DebtShort-term InvestmentsTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury SharesTreasury Shares
Cash Flow Statement
AcquisitionsAmortization of Deferred ChargesAmortization of Deferred ChargesAmortizatization of IntangiblesAmortizatization of IntangiblesCapital ExpendituresCapital ExpendituresCash from Discontinued OperationsCash from Discontinued OperationsCash from Financing ActivitiesCash from Financing ActivitiesCash from Investing ActivitiesCash from Investing ActivitiesCash from OperationsCash from OperationsChange in Accured ExpensesChange in Accured ExpensesChange in Acquisitions & DivestmentsChange in Acquisitions & DivestmentsChange in CashChange in Interest ReceivablesChange in InventoryChange in InventoryChange in LoansDeferred TaxesDepreciation & Amortization (CF)Depreciation & Amortization (CF)Depreciation and DepletionDepreciation and DepletionDividends Paid - CommonDividends Paid - CommonFree Cash FlowFree Cash FlowGains from Investment SecuritiesGains from Investment SecuritiesLong-Term Debt IssuancesLong-Term Debt RepaymentsNet Cash FlowNet Cash FlowNet IncomeOther financing activitiesOther financing activitiesPreferred Shares IssuedShares IssuedShares RepurchasedShort-Term Debt issuances
Daily Values
Growth Metrics
EBIT Margin (QoQ)EBIT Margin Growth (1y)EBIT Margin Growth (3y)EBIT Margin Growth (5y)EBITDA Margin (QoQ)EBITDA Margin Growth (1y)EBITDA Margin Growth (3y)EBITDA Margin Growth (5y)EBT Margin (QoQ)EBT Margin Growth (1y)EBT Margin Growth (3y)EBT Margin Growth (5y)Enterprise Value (QoQ)Enterprise Value Growth (1y)Enterprise Value Growth (3y)Enterprise Value Growth (5y)FCF Margin (QoQ)FCF Margin Growth (1y)FCF Margin Growth (3y)FCF Margin Growth (5y)FCF Payout Ratio (QoQ)FCF Payout Ratio Growth (1y)FCF Payout Ratio Growth (3y)FCF Payout Ratio Growth (5y)Interest Coverage Ratio (QoQ)Interest Coverage Ratio Growth (1y)Interest Coverage Ratio Growth (3y)Interest Coverage Ratio Growth (5y)Net Margin (QoQ)Net Margin Growth (1y)Net Margin Growth (3y)Net Margin Growth (5y)Return on Assets (QoQ)Return on Assets Growth (1y)Return on Assets Growth (3y)Return on Assets Growth (5y)Return on Equity (QoQ)Return on Equity Growth (1y)Return on Equity Growth (3y)Return on Equity Growth (5y)Return on Invested Capital (QoQ)Return on Invested Capital Growth (1y)Return on Invested Capital Growth (3y)Return on Invested Capital Growth (5y)Return on Sales (QoQ)Return on Sales Growth (1y)Return on Sales Growth (3y)Return on Sales Growth (5y)
Income Statement
Amortization - IntangiblesAsset ManagementCard IncomeConsolidated Net IncomeDepreciation & Amortization - TotalEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Financial Services FeesIncome - TrustIncome from Continuing OperationsIncome towards Parent CompanyInterest & Investment IncomeInterest Expense - DebtInterest Expense - DepositsInterest ExpensesInterest ExpensesInterest Income - Debt SecuritiesInterest Income - Fed FundsInterest Income - NetInterest Income - TotalInterest Income - TotalInterest Income - Trading Account AssetsInterest income - LoansInvestment Banking IncomeInvestment Gain (Loss)Mortgage BankingNet Income towards Common StockholdersNon-Interest IncomeOperating ExpensesOther Non Operating IncomeOther Non-Interest IncomeOther Operating ExpensesOther interest incomeProfit After TaxProvisionsRent ExpenseRevenueService ChargesShares OutstandingShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateTax RateTrading IncomeWages, Salaries and Other
Others
Accumulated Depreciation & AmortizationAccumulated Depreciation & AmortizationDepreciation ExpenseLeasesLong-Term Debt IssuancesLong-Term Debt RepaymentsOther Gross PP&E AdjustmentsOther Gross PP&E AdjustmentsPreferred Shares IssuedProperty, Plant & Equipment (Gross)Property, Plant & Equipment (Gross)Receivables - AccuredReceivables - OtherRent ExpenseRevenue (Gross)Shares IssuedShares OutstandingShares OutstandingShares RepurchasedShort-Term Debt issuancesWages, Salaries and Other
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned
Regions Financial (RF) Tax Rate (2016 - 2021)
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Regions Financial (RF) has disclosed Tax Rate for 13 consecutive years, with 19.04% as the latest value for Q4 2021.
- Quarterly Tax Rate rose 262.0% to 19.04% in Q4 2021 from the year-ago period, while the trailing twelve-month figure was 21.59% through Dec 2021, up 484.0% year-over-year, with the annual reading at 21.4% for FY2025, 182.0% up from the prior year.
- Tax Rate hit 19.04% in Q4 2021 for Regions Financial, down from 21.66% in the prior quarter.
- In the past five years, Tax Rate ranged from a high of 40.85% in Q4 2017 to a low of 16.4% in Q3 2020.
- Historically, Tax Rate has averaged 22.39% across 5 years, with a median of 20.66% in 2019.
- Biggest five-year swings in Tax Rate: surged 990bps in 2017 and later crashed -2354bps in 2018.
- Year by year, Tax Rate stood at 40.85% in 2017, then crashed by -58bps to 17.31% in 2018, then grew by 16bps to 20.12% in 2019, then fell by -18bps to 16.42% in 2020, then rose by 16bps to 19.04% in 2021.
- Business Quant data shows Tax Rate for RF at 19.04% in Q4 2021, 21.66% in Q3 2021, and 22.62% in Q2 2021.
Peer Comparison
Historic Data
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