Chicago Atlantic Real Estate Finance (REFI) Payout Ratio (2022 - 2026)
Chicago Atlantic Real Estate Finance's (REFI) quarterly Payout Ratio came in at 0.74 in Q2 2026, up 21.64% year-over-year from 0.61 in Q2 2025, and down 29.17% quarter-over-quarter from 1.04 in Q1 2026.
Analysis
Chicago Atlantic Real Estate Finance (REFI) Payout Ratio (2022 - 2026) Analysis & Trends
Chicago Atlantic Real Estate Finance has disclosed Payout Ratio across 5 years of filings, most recently posting 0.74 for Q2 2026.
- In Q2 2026, Payout Ratio rose 21.64% year-over-year to 0.74; the TTM figure through Jun 2026 stood at 0.71 (up 25.57% YoY), while the FY2025 annual figure was 0.62, up 10.59% from the prior year.
- Payout Ratio came in at 0.74 for Q2 2026 at Chicago Atlantic Real Estate Finance, down from 1.04 in the prior quarter.
- In the past five years, Payout Ratio ranged from a high of 1.04 in Q1 2026 to a low of 0.29 in Q1 2022.
- Average Payout Ratio over 5 years is 0.58, with a median of 0.56 recorded in 2022.
- The largest YoY upside for Payout Ratio was 118.14% in 2023 against a maximum downside of 20.29% in 2023.
- Over 5 years, Payout Ratio stood at 0.57 in 2022, then declined by 20.29% to 0.46 in 2023, then advanced by 29.18% to 0.59 in 2024, then advanced by 11.65% to 0.66 in 2025, then gained by 12.46% to 0.74 in 2026.
- Per Business Quant data, the three most recent Payout Ratio figures were 0.74 in Q2 2026, 1.04 in Q1 2026, and 0.66 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Annaly Capital Management | 16.87 Bn | 13.96 Bn | - |
| 2 | AGNC Investment | 12.43 Bn | 11.10 Bn | - |
| 3 | Starwood Property Trust | 5.84 Bn | 3.67 Bn | - |
| 4 | Rithm Capital | 5.57 Bn | 5.57 Bn | - |
| 5 | Dynex Capital | 2.88 Bn | 2.27 Bn | - |
| 6 | Two Harbors Investment | 2.65 Bn | 2.01 Bn | - |
| 7 | Blackstone Mortgage Trust | 2.35 Bn | 1.91 Bn | - |
| 8 | Armour Residential REIT | 2.11 Bn | 2.02 Bn | - |
| 9 | Ellington Financial | 1.71 Bn | 1.46 Bn | - |
| 10 | Chicago Atlantic Real Estate Finance | 230.27 Mn | 216.02 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.74 |
| Mar 31, 2026 | 1.04 |
| Dec 31, 2025 | 0.66 |
| Sep 30, 2025 | 0.55 |
| Jun 30, 2025 | 0.61 |
| Mar 31, 2025 | 0.68 |
| Dec 31, 2024 | 0.59 |
| Sep 30, 2024 | 0.41 |
| Jun 30, 2024 | 0.51 |
| Mar 31, 2024 | 0.79 |
| Dec 31, 2023 | 0.46 |
| Sep 30, 2023 | 0.43 |
| Jun 30, 2023 | 0.49 |
| Mar 31, 2023 | 0.63 |
| Dec 31, 2022 | 0.57 |
| Sep 30, 2022 | 0.42 |
| Jun 30, 2022 | 0.47 |
| Mar 31, 2022 | 0.29 |