Provident Financial Holdings (PROV) Return on Invested Capital [ROIC] (2009 - 2026)
Provident Financial Holdings' Return on Invested Capital [ROIC] came in at 6.79% for fiscal Q4 2026 (quarter ended Jun 30, 2026), up 0.62 percentage points from 6.17% a year earlier and up 0.73 percentage points from the prior quarter.
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Analysis
Provident Financial Holdings (PROV) Return on Invested Capital [ROIC] (2009 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Provident Financial Holdings' Return on Invested Capital [ROIC] was 6.45%, up 0.49 percentage points from FY2025.
- Return on Invested Capital [ROIC] has increased in each of the last five fiscal years, with a five-year change of +2.02 percentage points (FY2021 to FY2026).
- Going back by fiscal year, Return on Invested Capital [ROIC] was 5.96% in FY2025 (+0.13 pp), 5.83% in FY2024 (+0.70 pp), 5.13% in FY2023 (+0.01 pp) and 5.12% in FY2022 (+0.68 pp).
- The fiscal Q4 2026 figure represents the highest quarterly Return on Invested Capital [ROIC] in data going back to fiscal Q4 2018.
- Year-over-year, Return on Invested Capital [ROIC] has increased for three consecutive quarters, with an average year-over-year change of +0.50 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Invested Capital [ROIC] over five years came in fiscal Q2 2022 (a gain of 2.16 percentage points), and the weakest in fiscal Q3 2023 (a drop of 1.80 percentage points).
- Business Quant data shows PROV's Return on Invested Capital [ROIC] at 6.07% (Q3 2026), 6.04% (Q2 2026) and 5.91% (Q1 2026) in the three fiscal quarters before Q4 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 3.60% |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 12.95% |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 11.83% |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 49.27% |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 6.60% |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | 7.33% |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 3.32% |
| 10 | Provident Financial Holdings | 114.35 Mn | -99.60 Mn | - | 7.05% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 7.05% |
| Jun 30, 2026 | 6.79% |
| Mar 31, 2026 | 6.07% |
| Dec 31, 2025 | 6.04% |
| Sep 30, 2025 | 5.91% |
| Jun 30, 2025 | 6.17% |
| Mar 31, 2025 | 6.04% |
| Dec 31, 2024 | 5.68% |
| Sep 30, 2024 | 5.99% |
| Jun 30, 2024 | 5.83% |
| Mar 31, 2024 | 5.33% |
| Dec 31, 2023 | 5.07% |
| Sep 30, 2023 | 4.60% |
| Jun 30, 2023 | 4.24% |
| Mar 31, 2023 | 4.18% |
| Dec 31, 2022 | 4.16% |
| Sep 30, 2022 | 4.70% |
| Jun 30, 2022 | 5.37% |
| Mar 31, 2022 | 5.99% |
| Dec 31, 2021 | 5.88% |
API Access
Provident Financial Holdings Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=PROV&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "PROV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=PROV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();