Patriot National Bancorp (PNBK) Interest Coverage Ratio (2010 - 2026)
Patriot National Bancorp (PNBK) posted quarterly Interest Coverage Ratio of 0.91 for Q1 2026, up 30.43% year-over-year from 0.7 in Q1 2025, and down 1.77% quarter-over-quarter from 0.92 in Q4 2025.
Patriot National Bancorp (PNBK) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Patriot National Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 0.91 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 30.43% year-over-year to 0.91; the TTM figure through Mar 2026 stood at 3.19 (up 664.91% YoY), while the FY2025 annual figure was 0.59, up 18.05% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 0.91, down from 0.92 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 1.89 in Q3 2022, with the low at 0.4 in Q3 2023.
- The 5-year median for Interest Coverage Ratio is 0.91 (2024), against an average of 1.06.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio plunged 78.67% in 2023, then jumped 125.46% in 2024.
- Patriot National Bancorp's Interest Coverage Ratio stood at 1.59 in 2022, then retreated by 27.83% to 1.15 in 2023, then increased by 24.57% to 1.43 in 2024, then sank by 35.29% to 0.92 in 2025, then decreased by 1.77% to 0.91 in 2026.
- Business Quant data shows PNBK's Interest Coverage Ratio at 0.91 in Q1 2026, 0.92 in Q4 2025, and 0.59 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.74 Bn | 84.54 Bn | - | - |
| 2 | Pnc Financial Services | 97.95 Bn | 97.95 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.36 Bn | 96.36 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.86 Bn | -144.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.14 Bn | -81.18 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.75 Bn | 57.07 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.78 Bn | 61.78 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.89 Bn | 26.17 Bn | - | 1.90 |
| 10 | Patriot National Bancorp | 120.42 Mn | -1.09 Mn | - | 0.81 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.95 |
| Mar 31, 2026 | 0.91 |
| Dec 31, 2025 | 0.92 |
| Sep 30, 2025 | 0.59 |
| Jun 30, 2025 | 0.72 |
| Mar 31, 2025 | 0.70 |
| Dec 31, 2024 | 1.43 |
| Sep 30, 2024 | 0.91 |
| Jun 30, 2024 | 0.51 |
| Mar 31, 2024 | 0.97 |
| Dec 31, 2023 | 1.15 |
| Sep 30, 2023 | 0.40 |
| Jun 30, 2023 | 0.89 |
| Mar 31, 2023 | 0.83 |
| Dec 31, 2022 | 1.59 |
| Sep 30, 2022 | 1.89 |
| Jun 30, 2022 | 1.89 |
| Mar 31, 2022 | 1.70 |
| Dec 31, 2021 | 1.09 |
| Sep 30, 2021 | 2.08 |