Patriot National Bancorp (PNBK) Interest Coverage Ratio (2010 - 2026)

Patriot National Bancorp's (PNBK) quarterly Interest Coverage Ratio came in at 0.91 in Q1 2026, up 30.43% year-on-year from 0.7 in Q1 2025, and down 17.33% quarter-over-quarter from 1.1 in Q4 2025.

Patriot National Bancorp (PNBK) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Patriot National Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 0.91 for Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 30.43% year-over-year to 0.91 in Q1 2026; TTM through Mar 2026 was 0.52, a 46.11% decrease from a year earlier, with the FY2025 full-year figure at 0.59, up 18.05% from the prior year.
  • Interest Coverage Ratio declined to 0.91 in Q1 2026 per PNBK's latest filing, from 1.1 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 1.89 in Q3 2022 and bottomed at 0.4 in Q3 2023.
  • The 5-year median for Interest Coverage Ratio is 0.89 (2023), against an average of 1.0.
  • Biggest YoY gain for Interest Coverage Ratio was 229.65% in 2023; the steepest drop was 78.67% in 2023.
  • Year by year, Interest Coverage Ratio stood at 0.55 in 2022, then surged by 229.65% to 1.81 in 2023, then tumbled by 61.18% to 0.7 in 2024, then surged by 56.37% to 1.1 in 2025, then slipped by 17.33% to 0.91 in 2026.
  • Per Business Quant, the three latest PNBK Interest Coverage Ratio figures stand at 0.91 (Q1 2026), 1.1 (Q4 2025), and 0.59 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Patriot National Bancorp 15.02 Mn -94.17 Mn - 0.91

Historic Data

Download Data
DateValue
Mar 31, 2026 0.91
Dec 31, 2025 1.10
Sep 30, 2025 0.59
Jun 30, 2025 0.72
Mar 31, 2025 0.70
Dec 31, 2024 0.70
Sep 30, 2024 0.91
Jun 30, 2024 0.51
Mar 31, 2024 0.97
Dec 31, 2023 1.81
Sep 30, 2023 0.40
Jun 30, 2023 0.89
Mar 31, 2023 0.83
Dec 31, 2022 0.55
Sep 30, 2022 1.89
Jun 30, 2022 1.89
Mar 31, 2022 1.70
Dec 31, 2021 1.37
Sep 30, 2021 2.08
Jun 30, 2021 1.77