Pultegroup (PHM) Debt Ratio (2009 - 2026)
Pultegroup's (PHM) Debt Ratio stood at 0.10 in Q3 2026, up 7.6% from 0.09 a year earlier but down 1.8% from the prior quarter.
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Analysis
Pultegroup (PHM) Debt Ratio (2009 - 2026) Analysis & Trends
On a TTM basis, Pultegroup's Debt Ratio came in at 0.38 as of Sep 30, 2026, up 5.4% year-over-year; for FY2025, it came in at 0.09, down 3.0% from FY2024.
- Annual Debt Ratio has declined for eight straight years.
- Across earlier years, Debt Ratio came in at 0.09 in FY2024 (-23.6%), 0.12 in FY2023 (-11.8%), 0.14 in FY2022 (-9.0%) and 0.15 in FY2021 (-41.4%).
- Quarterly Debt Ratio has ranged from 0.09 in Q4 2025 to 0.18 in Q1 2022 over the past five years.
- On a year-over-year basis, Debt Ratio has increased for three consecutive quarters, with an average decline of 4.7% over the last eight quarters.
- Peak year-over-year performance for Debt Ratio in the last five years was growth of 8.0% in Q2 2026, against a decline of 41.4% in Q4 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at 0.10 (Q2 2026), 0.10 (Q1 2026) and 0.09 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Horton D R | 42.23 Bn | 32.53 Bn | 2.15 Bn | 0.19 |
| 2 | Pultegroup | 24.45 Bn | 17.81 Bn | 1.07 Bn | 0.10 |
| 3 | Lennar | 20.89 Bn | 11.26 Bn | 618.54 Mn | 0.13 |
| 4 | Nvr | 16.29 Bn | 10.42 Bn | 482.36 Mn | 0.16 |
| 5 | Toll Brothers | 14.27 Bn | 9.64 Bn | 625.22 Mn | 0.19 |
| 6 | Cavco Industries | 5.07 Bn | 4.03 Bn | 147.61 Mn | - |
| 7 | Champion Homes | 5.06 Bn | 2.27 Bn | 185.60 Mn | 0.01 |
| 8 | Meritage Homes | 4.37 Bn | 1.35 Bn | 410.22 Mn | 0.24 |
| 9 | M | 3.35 Bn | 533.96 Mn | - | 0.05 |
| 10 | Kb Home | 3.06 Bn | 2.26 Bn | -857.09 Mn | 0.30 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.10 |
| Jun 30, 2026 | 0.10 |
| Mar 31, 2026 | 0.10 |
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | 0.09 |
| Jun 30, 2025 | 0.09 |
| Mar 31, 2025 | 0.09 |
| Dec 31, 2024 | 0.09 |
| Sep 30, 2024 | 0.10 |
| Jun 30, 2024 | 0.10 |
| Mar 31, 2024 | 0.12 |
| Dec 31, 2023 | 0.12 |
| Sep 30, 2023 | 0.13 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 0.14 |
| Dec 31, 2022 | 0.14 |
| Sep 30, 2022 | 0.17 |
| Jun 30, 2022 | 0.18 |
| Mar 31, 2022 | 0.18 |
| Dec 31, 2021 | 0.15 |
API Access
Pultegroup Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=PHM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "PHM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=PHM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();