Pagaya Technologies (PGY) Interest Coverage Ratio (2023 - 2026)
Pagaya Technologies (PGY) posted quarterly Interest Coverage Ratio of 5.13 for Q1 2026, down 67.74% year-on-year from 15.9 in Q1 2025, and up 431.31% on a QoQ basis from 0.97 in Q4 2025.
Pagaya Technologies (PGY) Interest Coverage Ratio (2023 - 2026) Analysis & Trends
Pagaya Technologies (PGY) has reported Interest Coverage Ratio for 4 consecutive years, with 5.13 the latest figure, recorded in Q1 2026.
- Quarterly Interest Coverage Ratio fell 67.74% year-over-year to 5.13 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 18.98 (down 46.7% YoY) and the FY2025 annual result came in at 2.36, up 395.02% from the prior year.
- Interest Coverage Ratio climbed to 5.13 in Q1 2026 per PGY's latest filing, from 0.97 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for PGY reached as high as 15.9 in Q1 2025 and fell as low as 0.16 in Q2 2023.
- A 4-year average of 2.26 and a median of 0.24 in 2024 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2025 — Interest Coverage Ratio soared 12240.64% — and 2026, when it slumped 67.74%.
- Year by year, Interest Coverage Ratio stood at 0.17 in 2023, then surged by 30.52% to 0.23 in 2024, then jumped by 325.78% to 0.97 in 2025, then soared by 431.31% to 5.13 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 5.13, 0.97, and 1.09 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Microsoft | 2,834.76 Bn | 2,710.32 Bn | 56.06 Bn | 0.45 |
| 2 | PagSeguro Digital | 2,643.44 Bn | 2,643.44 Bn | 358.92 Mn | -2.84 |
| 3 | Oracle | 345.72 Bn | 314.37 Bn | - | 4.26 |
| 4 | Repay Holdings | 297.29 Bn | 297.14 Bn | - | - |
| 5 | Palantir Technologies | 295.33 Bn | 287.41 Bn | 1.42 Bn | 0.04 |
| 6 | Pagaya Technologies | 249.07 Bn | 249.08 Bn | 140.38 Mn | 5.13 |
| 7 | Palo Alto Networks | 228.92 Bn | 224.38 Bn | 1.91 Bn | 2.54 |
| 8 | CrowdStrike Holdings | 183.84 Bn | 180.79 Bn | 993.68 Mn | - |
| 9 | Fortinet | 111.23 Bn | 107.94 Bn | 1.49 Bn | 138.10 |
| 10 | Cloudflare | 92.51 Bn | 91.57 Bn | 455.60 Mn | -1.74 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 5.13 |
| Dec 31, 2025 | 0.97 |
| Sep 30, 2025 | 1.09 |
| Jun 30, 2025 | 1.14 |
| Mar 31, 2025 | 15.90 |
| Dec 31, 2024 | 0.23 |
| Sep 30, 2024 | 0.24 |
| Jun 30, 2024 | 0.07 |
| Mar 31, 2024 | 0.13 |
| Dec 31, 2023 | 0.17 |
| Jun 30, 2023 | -0.16 |