Paymentus Holdings (PAY) Return on Equity [ROE] (2021 - 2026)
Paymentus Holdings (PAY) recorded Return on Equity [ROE] of 15.05% in Q3 2026, up 3.78 percentage points from 11.27% a year earlier and up 0.88 percentage points from the prior quarter.
Paymentus Holdings (PAY) Return on Equity [ROE] (2021 - 2026) Analysis & Trends
For FY2025, Paymentus Holdings reported Return on Equity [ROE] of 12.80%, up 3.15 percentage points from FY2024.
- Annual Return on Equity [ROE] has increased for three straight years, though with a five-year change of -5.13 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Equity [ROE] came in at 9.65% in FY2024 (+4.25 pp), 5.40% in FY2023 (+5.53 pp), -0.13% in FY2022 (-4.08 pp) and 3.95% in FY2021 (-13.97 pp).
- The Q3 2026 figure is the highest quarterly Return on Equity [ROE] since Q1 2021.
- On a year-over-year basis, Return on Equity [ROE] has increased for 14 consecutive quarters, with an average year-over-year change of +3.30 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Equity [ROE] in the last five years was a gain of 7.02 percentage points in Q1 2024, against a drop of 14.86 percentage points in Q1 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 14.18% (Q2 2026), 12.94% (Q1 2026) and 12.19% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | 2.04% |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | 24.05% |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | -5.19% |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | -16.34% |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | 36.17% |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | -5.15% |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 11.09% |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 24.02% |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | 5.45% |
| 10 | Paymentus Holdings | 4.22 Bn | 2.78 Bn | 93.84 Mn | 15.05% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 15.05% |
| Jun 30, 2026 | 14.18% |
| Mar 31, 2026 | 12.94% |
| Dec 31, 2025 | 12.19% |
| Sep 30, 2025 | 11.27% |
| Jun 30, 2025 | 11.03% |
| Mar 31, 2025 | 10.30% |
| Dec 31, 2024 | 9.26% |
| Sep 30, 2024 | 8.78% |
| Jun 30, 2024 | 7.27% |
| Mar 31, 2024 | 6.64% |
| Dec 31, 2023 | 5.27% |
| Sep 30, 2023 | 3.36% |
| Jun 30, 2023 | 1.67% |
| Mar 31, 2023 | -0.38% |
| Dec 31, 2022 | -0.13% |
| Sep 30, 2022 | 0.82% |
| Jun 30, 2022 | 1.12% |
| Mar 31, 2022 | 1.90% |
| Dec 31, 2021 | 2.43% |
Paymentus Holdings Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=PAY&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "PAY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=PAY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();