Paymentus Holdings (PAY) Interest Coverage Ratio (2020 - 2025)

Paymentus Holdings (PAY) reported Interest Coverage Ratio of 6.39 for Q4 2025, down 10.08% on a YoY basis from 7.11 in Q4 2024, and down 29.83% sequentially from 9.11 in Q3 2025.

Paymentus Holdings (PAY) Interest Coverage Ratio (2020 - 2025) Analysis & Trends

Paymentus Holdings (PAY) has 6 years of Interest Coverage Ratio data on file, last reported at 6.39 in Q4 2025.

  • For the quarter ending Q4 2025, Interest Coverage Ratio fell 10.08% year-over-year to 6.39; the trailing twelve-month figure through Mar 2026 stood at 45.05 (up 88.12% YoY), and the FY2025 full-year result was 10.37, down 45.43% from the prior year.
  • Interest Coverage Ratio declined to 6.39 in Q4 2025, from 9.11 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 9.11 in Q3 2025 to a low of 0.68 in Q2 2022.
  • A 5-year average of 3.34 and a median of 3.09 in 2022 frame the typical range for Interest Coverage Ratio.
  • Across the five-year window, Interest Coverage Ratio tumbled 140.03% in 2022 and soared 2075.63% in 2023, its largest moves.
  • Tracing PAY's Interest Coverage Ratio over 5 years: stood at 0.6 in 2021, then jumped by 407.91% to 3.04 in 2022, then climbed by 20.12% to 3.66 in 2023, then surged by 94.45% to 7.11 in 2024, then fell by 10.08% to 6.39 in 2025.
  • Business Quant data shows PAY's Interest Coverage Ratio at 6.39 in Q4 2025, 9.11 in Q3 2025, and 7.3 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Microsoft 2,921.46 Bn 2,797.02 Bn 56.06 Bn 0.45
2 PagSeguro Digital 2,686.70 Bn 2,686.70 Bn 358.92 Mn -2.84
3 Oracle 344.13 Bn 312.24 Bn - 2.15
4 Repay Holdings 342.29 Bn 342.15 Bn - -
5 Palantir Technologies 294.57 Bn 286.54 Bn 1.42 Bn 0.04
6 Palo Alto Networks 224.46 Bn 219.93 Bn 1.91 Bn 2.54
7 CrowdStrike Holdings 182.52 Bn 179.42 Bn 993.68 Mn 1.38
8 Fortinet 111.29 Bn 107.99 Bn 1.49 Bn 138.10
9 Cloudflare 93.63 Bn 92.68 Bn 455.60 Mn -1.74
10 Paymentus Holdings 4.29 Bn 3.96 Bn 86.23 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 6.39
Sep 30, 2025 9.11
Jun 30, 2025 7.30
Mar 31, 2025 7.20
Dec 31, 2024 7.11
Sep 30, 2024 3.70
Jun 30, 2024 3.13
Mar 31, 2024 2.55
Dec 31, 2023 3.66
Sep 30, 2023 1.62
Jun 30, 2023 1.42
Mar 31, 2023 -0.30
Dec 31, 2022 3.04
Sep 30, 2022 -0.08
Jun 30, 2022 -0.68
Mar 31, 2022 -0.42
Dec 31, 2021 0.60
Sep 30, 2021 0.21
Jun 30, 2021 4.56
Mar 31, 2021 6.70