Paymentus Holdings (PAY) Interest Coverage Ratio (2020 - 2025)
Paymentus Holdings (PAY) reported Interest Coverage Ratio of 6.39 for Q4 2025, down 10.08% on a YoY basis from 7.11 in Q4 2024, and down 29.83% sequentially from 9.11 in Q3 2025.
Paymentus Holdings (PAY) Interest Coverage Ratio (2020 - 2025) Analysis & Trends
Paymentus Holdings (PAY) has 6 years of Interest Coverage Ratio data on file, last reported at 6.39 in Q4 2025.
- For the quarter ending Q4 2025, Interest Coverage Ratio fell 10.08% year-over-year to 6.39; the trailing twelve-month figure through Mar 2026 stood at 45.05 (up 88.12% YoY), and the FY2025 full-year result was 10.37, down 45.43% from the prior year.
- Interest Coverage Ratio declined to 6.39 in Q4 2025, from 9.11 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 9.11 in Q3 2025 to a low of 0.68 in Q2 2022.
- A 5-year average of 3.34 and a median of 3.09 in 2022 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio tumbled 140.03% in 2022 and soared 2075.63% in 2023, its largest moves.
- Tracing PAY's Interest Coverage Ratio over 5 years: stood at 0.6 in 2021, then jumped by 407.91% to 3.04 in 2022, then climbed by 20.12% to 3.66 in 2023, then surged by 94.45% to 7.11 in 2024, then fell by 10.08% to 6.39 in 2025.
- Business Quant data shows PAY's Interest Coverage Ratio at 6.39 in Q4 2025, 9.11 in Q3 2025, and 7.3 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Microsoft | 2,921.46 Bn | 2,797.02 Bn | 56.06 Bn | 0.45 |
| 2 | PagSeguro Digital | 2,686.70 Bn | 2,686.70 Bn | 358.92 Mn | -2.84 |
| 3 | Oracle | 344.13 Bn | 312.24 Bn | - | 2.15 |
| 4 | Repay Holdings | 342.29 Bn | 342.15 Bn | - | - |
| 5 | Palantir Technologies | 294.57 Bn | 286.54 Bn | 1.42 Bn | 0.04 |
| 6 | Palo Alto Networks | 224.46 Bn | 219.93 Bn | 1.91 Bn | 2.54 |
| 7 | CrowdStrike Holdings | 182.52 Bn | 179.42 Bn | 993.68 Mn | 1.38 |
| 8 | Fortinet | 111.29 Bn | 107.99 Bn | 1.49 Bn | 138.10 |
| 9 | Cloudflare | 93.63 Bn | 92.68 Bn | 455.60 Mn | -1.74 |
| 10 | Paymentus Holdings | 4.29 Bn | 3.96 Bn | 86.23 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 6.39 |
| Sep 30, 2025 | 9.11 |
| Jun 30, 2025 | 7.30 |
| Mar 31, 2025 | 7.20 |
| Dec 31, 2024 | 7.11 |
| Sep 30, 2024 | 3.70 |
| Jun 30, 2024 | 3.13 |
| Mar 31, 2024 | 2.55 |
| Dec 31, 2023 | 3.66 |
| Sep 30, 2023 | 1.62 |
| Jun 30, 2023 | 1.42 |
| Mar 31, 2023 | -0.30 |
| Dec 31, 2022 | 3.04 |
| Sep 30, 2022 | -0.08 |
| Jun 30, 2022 | -0.68 |
| Mar 31, 2022 | -0.42 |
| Dec 31, 2021 | 0.60 |
| Sep 30, 2021 | 0.21 |
| Jun 30, 2021 | 4.56 |
| Mar 31, 2021 | 6.70 |