Paymentus Holdings (PAY) Interest Coverage Ratio (2020 - 2025)
Paymentus Holdings (PAY) posted Interest Coverage Ratio of 3.3 for Q4 2025, down 63.74% sequentially from 9.11 in Q3 2025, and down 93.39% YoY from 49.96 in Q4 2024.
Paymentus Holdings (PAY) Interest Coverage Ratio (2020 - 2025) Analysis & Trends
Paymentus Holdings has reported Interest Coverage Ratio for 6 years, with the latest figure at 3.3 in Q4 2025.
- Quarterly Interest Coverage Ratio fell 93.39% year-over-year to 3.3 in Q4 2025, while the trailing twelve-month figure through Mar 2026 was 45.05 (up 88.12% YoY) and the FY2025 annual result came in at 10.37, down 45.43% from the prior year.
- Interest Coverage Ratio declined to 3.3 in Q4 2025 per PAY's latest filing, from 9.11 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 49.96 in Q4 2024 and troughed at 0.68 in Q2 2022.
- A 5-year average of 5.33 and a median of 3.09 in 2022 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio sank 140.03% in 2022, then surged 2075.63% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 0.6 in 2021, then jumped by 407.91% to 3.04 in 2022, then rose by 20.12% to 3.66 in 2023, then surged by 1266.65% to 49.96 in 2024, then tumbled by 93.39% to 3.3 in 2025.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 3.3, 9.11, and 7.3 for Q4 2025, Q3 2025, and Q2 2025 respectively.
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|---|---|---|---|---|---|
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| 9 | Block | 47.55 Bn | 41.12 Bn | 3.17 Bn | 3.33 |
| 10 | Paymentus Holdings | 4.84 Bn | 4.47 Bn | 94.31 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 3.30 |
| Sep 30, 2025 | 9.11 |
| Jun 30, 2025 | 7.30 |
| Mar 31, 2025 | 7.20 |
| Dec 31, 2024 | 49.96 |
| Sep 30, 2024 | 3.70 |
| Jun 30, 2024 | 3.13 |
| Mar 31, 2024 | 2.55 |
| Dec 31, 2023 | 3.66 |
| Sep 30, 2023 | 1.62 |
| Jun 30, 2023 | 1.42 |
| Mar 31, 2023 | -0.30 |
| Dec 31, 2022 | 3.04 |
| Sep 30, 2022 | -0.08 |
| Jun 30, 2022 | -0.68 |
| Mar 31, 2022 | -0.42 |
| Dec 31, 2021 | 0.60 |
| Sep 30, 2021 | 0.21 |
| Jun 30, 2021 | 4.56 |
| Mar 31, 2021 | 6.70 |