Old Second Bancorp (OSBC) EBITDA Margin (2009 - 2026)
Old Second Bancorp (OSBC) posted EBITDA Margin of 60.67% for Q2 2026, up 3.87 percentage points from 56.80% a year earlier and up 2.93 percentage points from the prior quarter.
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Analysis
Old Second Bancorp (OSBC) EBITDA Margin (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBITDA Margin at Old Second Bancorp was 55.42%, down 2.86 percentage points year-over-year; for FY2025, it came in at 53.24%, down 8.86 percentage points from FY2024.
- Annual EBITDA Margin shows a five-year change of +11.61 percentage points (FY2020 to FY2025).
- In prior years, Old Second Bancorp's EBITDA Margin was 62.10% in FY2024 (+2.19 pp), 59.90% in FY2023 (+16.35 pp), 43.56% in FY2022 (+14.06 pp) and 29.50% in FY2021 (-12.13 pp).
- Quarterly EBITDA Margin has run from a low of -20.83% in Q4 2021 to a high of 66.56% in Q3 2024 over five years.
- On a year-over-year basis, EBITDA Margin has increased in each of the last three quarters, with an average year-over-year change of -2.79 percentage points over the last eight quarters.
- The strongest year-over-year quarter for EBITDA Margin in the past five years was Q4 2022, with a gain of 71.71 percentage points; the weakest was Q4 2021, with a drop of 64.86 percentage points.
- According to Business Quant data, EBITDA Margin for the three prior quarters was 57.73% (Q1 2026), 64.53% (Q4 2025) and 38.84% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 139.87% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Old Second Bancorp | 1.24 Bn | 748.21 Mn | - | 61.87% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 61.87% |
| Jun 30, 2026 | 61.08% |
| Mar 31, 2026 | 58.24% |
| Dec 31, 2025 | 64.53% |
| Sep 30, 2025 | 38.84% |
| Jun 30, 2025 | 56.19% |
| Mar 31, 2025 | 54.39% |
| Dec 31, 2024 | 57.03% |
| Sep 30, 2024 | 67.36% |
| Jun 30, 2024 | 64.10% |
| Mar 31, 2024 | 63.80% |
| Dec 31, 2023 | 57.25% |
| Sep 30, 2023 | 63.49% |
| Jun 30, 2023 | 66.59% |
| Mar 31, 2023 | 56.77% |
| Dec 31, 2022 | 52.19% |
| Sep 30, 2022 | 47.13% |
| Jun 30, 2022 | 40.32% |
| Mar 31, 2022 | 40.41% |
| Dec 31, 2021 | -17.79% |
API Access
Old Second Bancorp EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=OSBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "OSBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=OSBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();