OptimumBank Holdings (OPHC) Equity Ratio (2010 - 2026)

OptimumBank Holdings (OPHC) reported Equity Ratio of 0.1 for Q1 2026, down 9.51% year-over-year from 0.11 in Q1 2025, and down 8.82% on a QoQ basis from 0.11 in Q4 2025.

OptimumBank Holdings (OPHC) has 17 years of Equity Ratio data on file, last reported at 0.1 in Q1 2026.

  • Quarterly Equity Ratio fell 9.51% year-over-year to 0.1 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.1 (down 9.51% YoY) and the FY2025 annual result came in at 0.11, down 0.86% from the prior year.
  • Equity Ratio declined to 0.1 in Q1 2026 per OPHC's latest filing, from 0.11 in the prior quarter.
  • Across five years, Equity Ratio topped out at 0.13 in Q1 2022 and bottomed at 0.09 in Q1 2024.
  • The 5-year median for Equity Ratio is 0.1 (2023), against an average of 0.1.
  • The widest annual swing landed in 2022, when Equity Ratio soared 50.88%; it then fell 18.08% in 2023.
  • Tracing OPHC's Equity Ratio over 5 years: stood at 0.11 in 2022, then declined by 17.26% to 0.09 in 2023, then advanced by 25.01% to 0.11 in 2024, then retreated by 0.86% to 0.11 in 2025, then declined by 8.82% to 0.1 in 2026.
  • Per Business Quant, the three latest OPHC Equity Ratio figures stand at 0.1 (Q1 2026), 0.11 (Q4 2025), and 0.11 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.08
3 Lloyds Banking 426.28 Bn 426.28 Bn - 0.05
4 NatWest 184.56 Bn 184.56 Bn - 0.06
5 First Capital 181.18 Bn 181.03 Bn - 0.11
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.10
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.05
8 KB Financial 150.02 Bn 142.15 Bn - 0.07
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.11
10 OptimumBank Holdings 66.22 Mn -73.80 Mn - 0.10

Historic Data

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DateValue
Mar 31, 2026 0.10
Dec 31, 2025 0.11
Sep 30, 2025 0.11
Jun 30, 2025 0.11
Mar 31, 2025 0.11
Dec 31, 2024 0.11
Sep 30, 2024 0.10
Jun 30, 2024 0.10
Mar 31, 2024 0.09
Dec 31, 2023 0.09
Sep 30, 2023 0.09
Jun 30, 2023 0.10
Mar 31, 2023 0.10
Dec 31, 2022 0.11
Sep 30, 2022 0.09
Jun 30, 2022 0.10
Mar 31, 2022 0.13
Dec 31, 2021 0.11
Sep 30, 2021 0.10
Jun 30, 2021 0.10
Mar 31, 2021 0.08
Dec 31, 2020 0.08
Sep 30, 2020 0.07
Jun 30, 2020 0.05
Mar 31, 2020 0.05
Dec 31, 2019 0.06
Sep 30, 2019 0.04
Jun 30, 2019 0.05
Mar 31, 2019 0.05
Dec 31, 2018 0.05
Sep 30, 2018 0.06
Jun 30, 2018 0.06
Mar 31, 2018 0.03
Dec 31, 2017 0.03
Sep 30, 2017 0.02
Jun 30, 2017 0.02
Mar 31, 2017 0.02
Dec 31, 2016 0.03
Sep 30, 2016 0.03
Jun 30, 2016 0.03
Dec 31, 2015 0.02
Sep 30, 2015 0.03
Mar 31, 2015 0.02
Dec 31, 2014 0.02
Sep 30, 2014 0.03
Jun 30, 2014 0.02
Mar 31, 2014 0.00
Dec 31, 2013 0.00
Jun 30, 2013 0.02
Mar 31, 2013 0.03
Dec 31, 2012 0.05
Sep 30, 2012 0.05
Jun 30, 2012 0.05
Mar 31, 2012 0.05
Dec 31, 2011 0.04
Sep 30, 2011 -0.01
Jun 30, 2011 -0.01
Dec 31, 2010 0.01