OppFi (OPFI-WT) Net Income towards Common Stockholders (2020 - 2026)

OppFi (OPFI-WT) posted quarterly Net Income towards Common Stockholders of $54.0 million for Q1 2026, up 166.05% YoY from $20.3 million in Q1 2025, and up 40.48% sequentially from $38.4 million in Q4 2025.

OppFi (OPFI-WT) Net Income towards Common Stockholders (2020 - 2026) Analysis & Trends

OppFi has disclosed Net Income towards Common Stockholders across 7 years of filings, most recently posting $54.0 million for Q1 2026.

  • In Q1 2026, Net Income towards Common Stockholders rose 166.05% year-over-year to $54.0 million; the TTM figure through Mar 2026 stood at $179.9 million (up 91.34% YoY), while the FY2025 annual figure was $146.2 million, up 74.44% from the prior year.
  • Net Income towards Common Stockholders grew to $54.0 million in Q1 2026, from $38.4 million in the prior quarter.
  • Over the last five years, Net Income towards Common Stockholders for OPFI-WT reached as high as $76.0 million in Q3 2025 and fell as low as -$5.2 million in Q4 2022.
  • The 5-year median for Net Income towards Common Stockholders is $14.0 million (2024), against an average of $19.2 million.
  • Annual changes were most pronounced in 2022 — Net Income towards Common Stockholders tumbled 130.37% — and 2023, when it jumped 2683.33%.
  • A 5-year view of Net Income towards Common Stockholders shows it stood at -$5.2 million in 2022, then soared by 137.5% to $1.9 million in 2023, then jumped by 619.89% to $14.0 million in 2024, then soared by 175.15% to $38.4 million in 2025, then surged by 40.48% to $54.0 million in 2026.
  • According to Business Quant data, Net Income towards Common Stockholders over the past three periods registered $54.0 million, $38.4 million, and $76.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 6.02 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.88 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 2.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.11 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 102.88 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 166.73 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 291.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 122.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 60.73 Mn
10 OppFi 1.07 Mn 204.53 Mn 76.91 Mn 54.01 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 54.01 Mn
Dec 31, 2025 38.45 Mn
Sep 30, 2025 75.95 Mn
Jun 30, 2025 11.48 Mn
Mar 31, 2025 20.30 Mn
Dec 31, 2024 13.97 Mn
Sep 30, 2024 32.05 Mn
Jun 30, 2024 27.69 Mn
Mar 31, 2024 10.14 Mn
Dec 31, 2023 1.94 Mn
Sep 30, 2023 15.50 Mn
Jun 30, 2023 18.10 Mn
Mar 31, 2023 3.95 Mn
Dec 31, 2022 -5.18 Mn
Sep 30, 2022 -600,000.00
Jun 30, 2022 9.50 Mn
Mar 31, 2022 -300,000.00
Dec 31, 2021 17.04 Mn
Sep 30, 2021 30.39 Mn
Dec 31, 2020 16.16 Mn