Orange County Bancorp (OBT) Interest Expenses (2020 - 2026)
Orange County Bancorp (OBT) recorded Interest Expenses of $6.13 million in Q2 2026, down 24.2% from $8.08 million a year earlier and down 6.0% from the prior quarter.
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Analysis
Orange County Bancorp (OBT) Interest Expenses (2020 - 2026) Analysis & Trends
On a TTM basis, Orange County Bancorp's Interest Expenses came in at $27.21 million as of Jun 30, 2026, down 19.9% year-over-year; for FY2025, it came in at $30.93 million, down 12.8% from FY2024.
- Annual Interest Expenses has a five-year compound annual growth rate of 45.6% (FY2020 to FY2025).
- Across earlier years, Interest Expenses came in at $35.46 million in FY2024 (+20.7%), $29.38 million in FY2023 (+378.9%), $6.14 million in FY2022 (+54.6%) and $3.97 million in FY2021 (-16.0%).
- The Q2 2026 figure is the lowest quarterly Interest Expenses since Q1 2023.
- On a year-over-year basis, Interest Expenses has declined for seven consecutive quarters, with an average decline of 10.9% over the last eight quarters.
- Peak year-over-year performance for Interest Expenses in the last five years was growth of 632.1% in Q2 2023, against a decline of 24.2% in Q2 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at $6.52 million (Q1 2026), $6.98 million (Q4 2025) and $7.58 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 25.11 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -538.61 Bn |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 17.84 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 13.12 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 12.80 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 9.12 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 18.09 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 10.97 Bn |
| 10 | Orange County Bancorp | 495.42 Mn | 495.42 Mn | - | 6.13 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.13 Mn |
| Mar 31, 2026 | 6.52 Mn |
| Dec 31, 2025 | 6.98 Mn |
| Sep 30, 2025 | 7.58 Mn |
| Jun 30, 2025 | 8.08 Mn |
| Mar 31, 2025 | 8.28 Mn |
| Dec 31, 2024 | 9.13 Mn |
| Sep 30, 2024 | 8.47 Mn |
| Jun 30, 2024 | 8.39 Mn |
| Mar 31, 2024 | 9.47 Mn |
| Dec 31, 2023 | 9.42 Mn |
| Sep 30, 2023 | 7.60 Mn |
| Jun 30, 2023 | 7.14 Mn |
| Mar 31, 2023 | 5.23 Mn |
| Dec 31, 2022 | 2.80 Mn |
| Sep 30, 2022 | 1.43 Mn |
| Jun 30, 2022 | 975,000.00 |
| Mar 31, 2022 | 931,000.00 |
| Dec 31, 2021 | 940,000.00 |
| Sep 30, 2021 | 980,000.00 |
API Access
Orange County Bancorp Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=OBT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "OBT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=OBT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();