Nu Holdings (NU) Other Working Capital Changes (2020 - 2025)
Nu Holdings (NU) posted quarterly Other Working Capital Changes of -$823.4 million for Q4 2025, down 319.92% year-on-year from $374.4 million in Q4 2024, and down 38108.58% on a QoQ basis from -$2.2 million in Q3 2025.
Nu Holdings (NU) Other Working Capital Changes (2020 - 2025) Analysis & Trends
Nu Holdings (NU) has reported Other Working Capital Changes for 2 consecutive years, with $91.9 million the latest figure, recorded in Q2 2024.
- Quarterly Other Working Capital Changes fell 319.92% year-over-year to -$823.4 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$828.6 million (down 327.76% YoY) and the FY2025 annual result came in at -$828.6 million, down 324.44% from the prior year.
- Other Working Capital Changes slipped to -$823.4 million in Q4 2025 per NU's latest filing, from -$2.2 million in the prior quarter.
- Over the last five years, Other Working Capital Changes for NU reached as high as $374.4 million in Q4 2024 and fell as low as -$823.4 million in Q4 2025.
- A 5-year average of -$65.7 million and a median of -$2.3 million in 2021 frame the typical range for Other Working Capital Changes.
- The largest YoY upside for Other Working Capital Changes was 137.69% in 2024 against a maximum downside of 17.78% in 2024.
- Year by year, Other Working Capital Changes stood at -$4387.0 in 2021, then slumped by 17529441.83% to -$769.0 million in 2022, then surged by 92.79% to -$55.4 million in 2023, then jumped by 775.24% to $374.4 million in 2024, then plunged by 319.92% to -$823.4 million in 2025.
- According to Business Quant data, Other Working Capital Changes over the past three periods registered -$823.4 million, -$2.2 million, and -$1.3 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - |
| 10 | Nu Holdings | 68.58 Bn | 53.46 Bn | 1.94 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -823.40 Mn |
| Dec 31, 2025 | -823.40 Mn |
| Dec 31, 2025 | -823.40 Mn |
| Sep 30, 2025 | -2.16 Mn |
| Sep 30, 2025 | -2.16 Mn |
| Sep 30, 2025 | -2.16 Mn |
| Jun 30, 2025 | -1.32 Mn |
| Jun 30, 2025 | -1.32 Mn |
| Jun 30, 2025 | -1.32 Mn |
| Mar 31, 2025 | -1.73 Mn |
| Mar 31, 2025 | -1.73 Mn |
| Mar 31, 2025 | -1.73 Mn |
| Dec 31, 2024 | 374.40 Mn |
| Dec 31, 2024 | 374.40 Mn |
| Dec 31, 2024 | 374.40 Mn |
| Sep 30, 2024 | -5.21 Mn |
| Sep 30, 2024 | -5.21 Mn |
| Sep 30, 2024 | -5.21 Mn |
| Jun 30, 2024 | -3.57 Mn |
| Jun 30, 2024 | -3.57 Mn |