Nu Holdings (NU) Other Working Capital Changes (2020 - 2025)

Nu Holdings (NU) posted quarterly Other Working Capital Changes of -$823.4 million for Q4 2025, down 319.92% year-on-year from $374.4 million in Q4 2024, and down 38108.58% on a QoQ basis from -$2.2 million in Q3 2025.

Nu Holdings (NU) Other Working Capital Changes (2020 - 2025) Analysis & Trends

Nu Holdings (NU) has reported Other Working Capital Changes for 2 consecutive years, with $91.9 million the latest figure, recorded in Q2 2024.

  • Quarterly Other Working Capital Changes fell 319.92% year-over-year to -$823.4 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$828.6 million (down 327.76% YoY) and the FY2025 annual result came in at -$828.6 million, down 324.44% from the prior year.
  • Other Working Capital Changes slipped to -$823.4 million in Q4 2025 per NU's latest filing, from -$2.2 million in the prior quarter.
  • Over the last five years, Other Working Capital Changes for NU reached as high as $374.4 million in Q4 2024 and fell as low as -$823.4 million in Q4 2025.
  • A 5-year average of -$65.7 million and a median of -$2.3 million in 2021 frame the typical range for Other Working Capital Changes.
  • The largest YoY upside for Other Working Capital Changes was 137.69% in 2024 against a maximum downside of 17.78% in 2024.
  • Year by year, Other Working Capital Changes stood at -$4387.0 in 2021, then slumped by 17529441.83% to -$769.0 million in 2022, then surged by 92.79% to -$55.4 million in 2023, then jumped by 775.24% to $374.4 million in 2024, then plunged by 319.92% to -$823.4 million in 2025.
  • According to Business Quant data, Other Working Capital Changes over the past three periods registered -$823.4 million, -$2.2 million, and -$1.3 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn
5 Mizuho Financial 385.64 Bn 389.59 Bn -
6 Lloyds Banking 358.14 Bn 358.14 Bn -
7 First Capital 200.03 Bn 199.69 Bn -
8 Landmark Bancorp 187.97 Bn 187.94 Bn -
9 Pnc Financial Services 100.96 Bn 101.01 Bn -
10 Nu Holdings 68.58 Bn 53.46 Bn 1.94 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 -823.40 Mn
Dec 31, 2025 -823.40 Mn
Dec 31, 2025 -823.40 Mn
Sep 30, 2025 -2.16 Mn
Sep 30, 2025 -2.16 Mn
Sep 30, 2025 -2.16 Mn
Jun 30, 2025 -1.32 Mn
Jun 30, 2025 -1.32 Mn
Jun 30, 2025 -1.32 Mn
Mar 31, 2025 -1.73 Mn
Mar 31, 2025 -1.73 Mn
Mar 31, 2025 -1.73 Mn
Dec 31, 2024 374.40 Mn
Dec 31, 2024 374.40 Mn
Dec 31, 2024 374.40 Mn
Sep 30, 2024 -5.21 Mn
Sep 30, 2024 -5.21 Mn
Sep 30, 2024 -5.21 Mn
Jun 30, 2024 -3.57 Mn
Jun 30, 2024 -3.57 Mn