Mechanics Bancorp (MCHB) Gross Margin (2024 - 2026)

Mechanics Bancorp (MCHB) reported Gross Margin of 73.07% for Q1 2026, down 1322.0% year-over-year from 5.98% in Q1 2025, and little changed quarter-over-quarter from 72.96% in Q4 2025.

Mechanics Bancorp (MCHB) Gross Margin (2024 - 2026) Analysis & Trends

Mechanics Bancorp (MCHB) has 3 years of Gross Margin data on file, last reported at 73.07% in Q1 2026.

  • Gross Margin for Q1 2026 came in at 73.07%, down 1322.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 42.58% (changed N/A YoY), and the FY2025 annual result was 73.78%, down 1173.0% from the prior year.
  • Gross Margin was little changed at 73.07% in Q1 2026 per MCHB's latest filing, from 72.96% in the prior quarter.
  • Over five years, Gross Margin peaked at 87.37% in Q4 2024 and troughed at 64.25% in Q3 2025.
  • A 3-year average of 78.52% and a median of 79.68% in 2025 frame the typical range for Gross Margin.
  • The sharpest annual moves came in 2025 and 2026: Gross Margin slumped 2292 bps in 2025, then slumped 1322 bps in 2026.
  • A 3-year view of Gross Margin shows it stood at 87.37% in 2024, then declined by 16 bps to 72.96% in 2025, then rose by 0 bps to 73.07% in 2026.
  • Business Quant data shows MCHB's Gross Margin at 73.07% in Q1 2026, 72.96% in Q4 2025, and 64.25% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Bank Of Chile 97,269.32 Bn 97,269.32 Bn - -
2 Bank Bradesco 6,591.89 Bn 6,575.95 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 209.71 Bn 209.56 Bn - -
5 Itau Unibanco Holding 198.08 Bn 198.08 Bn - -
6 Landmark Bancorp 177.39 Bn 177.36 Bn - -
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 135.71 Bn 103.28 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Mechanics Bancorp 3.26 Bn 2.78 Bn 9.51 Mn 73.07%

Historic Data

Download Data
DateValue
Mar 31, 2026 73.07%
Dec 31, 2025 72.96%
Sep 30, 2025 64.25%
Mar 31, 2025 86.29%
Dec 31, 2024 87.37%
Sep 30, 2024 87.17%