Mechanics Bancorp (MCHB) Gross Margin (2024 - 2026)
Mechanics Bancorp's (MCHB) quarterly Gross Margin came in at 73.07% in Q1 2026, down 1322.0% year-on-year from 5.98% in Q1 2025, and little changed on a QoQ basis from 72.96% in Q4 2025.
Mechanics Bancorp (MCHB) Gross Margin (2024 - 2026) Analysis & Trends
Mechanics Bancorp (MCHB) has 3 years of Gross Margin data on file, last reported at 73.07% in Q1 2026.
- On a quarterly basis, Gross Margin fell 1322.0% year-over-year to 73.07% in Q1 2026; TTM through Mar 2026 was 46.58%, a N/A change from a year earlier, with the FY2025 full-year figure at 73.78%, down 1173.0% from the prior year.
- Gross Margin for Q1 2026 stood at 73.07%, roughly flat from 72.96% in the prior quarter.
- Over the last five years, Gross Margin for MCHB reached as high as 87.37% in Q4 2024 and fell as low as 64.25% in Q3 2025.
- Historically, Gross Margin has averaged 78.52% across 3 years, with a median of 79.68% in 2025.
- Across the five-year window, Gross Margin plunged 2292 bps in 2025 and plunged 1322 bps in 2026, its largest moves.
- Year by year, Gross Margin stood at 87.37% in 2024, then decreased by 16 bps to 72.96% in 2025, then climbed by 0 bps to 73.07% in 2026.
- Per Business Quant data, the three most recent Gross Margin figures were 73.07% in Q1 2026, 72.96% in Q4 2025, and 64.25% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -244.16% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 80.84% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | - |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | - |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | - |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | - |
| 10 | Mechanics Bancorp | 3.49 Bn | 2.96 Bn | 9.51 Mn | 73.07% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 73.07% |
| Dec 31, 2025 | 72.96% |
| Sep 30, 2025 | 64.25% |
| Mar 31, 2025 | 86.29% |
| Dec 31, 2024 | 87.37% |
| Sep 30, 2024 | 87.17% |