Mechanics Bancorp (MCHB) Gross Margin (2024 - 2026)
Mechanics Bancorp (MCHB) reported Gross Margin of 73.07% for Q1 2026, down 1322.0% year-over-year from 5.98% in Q1 2025, and little changed quarter-over-quarter from 72.96% in Q4 2025.
Mechanics Bancorp (MCHB) Gross Margin (2024 - 2026) Analysis & Trends
Mechanics Bancorp (MCHB) has 3 years of Gross Margin data on file, last reported at 73.07% in Q1 2026.
- Gross Margin for Q1 2026 came in at 73.07%, down 1322.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 42.58% (changed N/A YoY), and the FY2025 annual result was 73.78%, down 1173.0% from the prior year.
- Gross Margin was little changed at 73.07% in Q1 2026 per MCHB's latest filing, from 72.96% in the prior quarter.
- Over five years, Gross Margin peaked at 87.37% in Q4 2024 and troughed at 64.25% in Q3 2025.
- A 3-year average of 78.52% and a median of 79.68% in 2025 frame the typical range for Gross Margin.
- The sharpest annual moves came in 2025 and 2026: Gross Margin slumped 2292 bps in 2025, then slumped 1322 bps in 2026.
- A 3-year view of Gross Margin shows it stood at 87.37% in 2024, then declined by 16 bps to 72.96% in 2025, then rose by 0 bps to 73.07% in 2026.
- Business Quant data shows MCHB's Gross Margin at 73.07% in Q1 2026, 72.96% in Q4 2025, and 64.25% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,269.32 Bn | 97,269.32 Bn | - | - |
| 2 | Bank Bradesco | 6,591.89 Bn | 6,575.95 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 209.71 Bn | 209.56 Bn | - | - |
| 5 | Itau Unibanco Holding | 198.08 Bn | 198.08 Bn | - | - |
| 6 | Landmark Bancorp | 177.39 Bn | 177.36 Bn | - | - |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 135.71 Bn | 103.28 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Mechanics Bancorp | 3.26 Bn | 2.78 Bn | 9.51 Mn | 73.07% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 73.07% |
| Dec 31, 2025 | 72.96% |
| Sep 30, 2025 | 64.25% |
| Mar 31, 2025 | 86.29% |
| Dec 31, 2024 | 87.37% |
| Sep 30, 2024 | 87.17% |