Mechanics Bancorp (MCHB) Gross Margin (2024 - 2026)
Mechanics Bancorp (MCHB) reported Gross Margin of 73.07% for Q1 2026, down 1322.0% year-over-year from 5.98% in Q1 2025, and little changed on a QoQ basis from 72.96% in Q4 2025.
Mechanics Bancorp (MCHB) has 3 years of Gross Margin data on file, last reported at 73.07% in Q1 2026.
- Quarterly Gross Margin fell 1322.0% year-over-year to 73.07% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 42.58% (changed N/A YoY) and the FY2025 annual result came in at 73.78%, down 1173.0% from the prior year.
- Gross Margin steadied at 73.07% in Q1 2026 per MCHB's latest filing, from 72.96% in the prior quarter.
- Across five years, Gross Margin topped out at 87.37% in Q4 2024 and bottomed at 64.25% in Q3 2025.
- The 3-year median for Gross Margin is 79.68% (2025), against an average of 78.52%.
- The widest annual swing landed in 2025, when Gross Margin plunged 2292 bps; it then plunged 1322 bps in 2026.
- Tracing MCHB's Gross Margin over 3 years: stood at 87.37% in 2024, then slipped by 16 bps to 72.96% in 2025, then grew by 0 bps to 73.07% in 2026.
- Per Business Quant, the three latest MCHB Gross Margin figures stand at 73.07% (Q1 2026), 72.96% (Q4 2025), and 64.25% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 92,149.88 Bn | 92,149.88 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 435.03 Bn | 435.03 Bn | - | - |
| 4 | First Capital | 206.20 Bn | 206.05 Bn | - | - |
| 5 | NatWest | 175.53 Bn | 175.53 Bn | - | - |
| 6 | Landmark Bancorp | 172.89 Bn | 172.85 Bn | - | - |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 145.10 Bn | 137.23 Bn | - | - |
| 9 | Pnc Financial Services | 89.55 Bn | 89.60 Bn | - | - |
| 10 | Mechanics Bancorp | 3.27 Bn | 2.79 Bn | 9.51 Mn | 73.07% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 73.07% |
| Dec 31, 2025 | 72.96% |
| Sep 30, 2025 | 64.25% |
| Mar 31, 2025 | 86.29% |
| Dec 31, 2024 | 87.37% |
| Sep 30, 2024 | 87.17% |