Mechanics Bancorp (MCHB) Gross Margin (2024 - 2026)

Mechanics Bancorp's (MCHB) quarterly Gross Margin came in at 73.07% in Q1 2026, down 1322.0% year-on-year from 5.98% in Q1 2025, and little changed on a QoQ basis from 72.96% in Q4 2025.

Mechanics Bancorp (MCHB) Gross Margin (2024 - 2026) Analysis & Trends

Mechanics Bancorp (MCHB) has 3 years of Gross Margin data on file, last reported at 73.07% in Q1 2026.

  • On a quarterly basis, Gross Margin fell 1322.0% year-over-year to 73.07% in Q1 2026; TTM through Mar 2026 was 46.58%, a N/A change from a year earlier, with the FY2025 full-year figure at 73.78%, down 1173.0% from the prior year.
  • Gross Margin for Q1 2026 stood at 73.07%, roughly flat from 72.96% in the prior quarter.
  • Over the last five years, Gross Margin for MCHB reached as high as 87.37% in Q4 2024 and fell as low as 64.25% in Q3 2025.
  • Historically, Gross Margin has averaged 78.52% across 3 years, with a median of 79.68% in 2025.
  • Across the five-year window, Gross Margin plunged 2292 bps in 2025 and plunged 1322 bps in 2026, its largest moves.
  • Year by year, Gross Margin stood at 87.37% in 2024, then decreased by 16 bps to 72.96% in 2025, then climbed by 0 bps to 73.07% in 2026.
  • Per Business Quant data, the three most recent Gross Margin figures were 73.07% in Q1 2026, 72.96% in Q4 2025, and 64.25% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -244.16%
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 80.84%
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - -
6 Landmark Bancorp 187.97 Bn 187.94 Bn - -
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - -
9 Us Bancorp 99.51 Bn 99.51 Bn - -
10 Mechanics Bancorp 3.49 Bn 2.96 Bn 9.51 Mn 73.07%

Historic Data

Download Data
DateValue
Mar 31, 2026 73.07%
Dec 31, 2025 72.96%
Sep 30, 2025 64.25%
Mar 31, 2025 86.29%
Dec 31, 2024 87.37%
Sep 30, 2024 87.17%