Merchants Bancorp (MBINM) Return on Assets [ROA] (2016 - 2026)
Merchants Bancorp's Return on Assets [ROA] came in at 1.29% for Q2 2026, down 0.04 percentage points from 1.33% a year earlier but up 0.14 percentage points from the prior quarter.
Merchants Bancorp (MBINM) Return on Assets [ROA] (2016 - 2026) Analysis & Trends
For FY2025, Merchants Bancorp's Return on Assets [ROA] was 1.14%, down 0.65 percentage points from FY2024.
- Return on Assets [ROA] carries a five-year change of -1.11 percentage points (FY2020 to FY2025).
- Going back by year, Return on Assets [ROA] was 1.79% in FY2024 (-0.10 pp), 1.89% in FY2023 (+0.05 pp), 1.84% in FY2022 (-0.33 pp) and 2.17% in FY2021 (-0.08 pp).
- The five-year range for quarterly Return on Assets [ROA] is 1.13% (Q4 2025) to 2.22% (Q3 2021).
- Year-over-year, Return on Assets [ROA] has declined for six consecutive quarters, with an average year-over-year change of -0.25 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Assets [ROA] over five years came in Q3 2021 (a gain of 0.63 percentage points), and the weakest in Q4 2025 (a drop of 0.58 percentage points).
- Business Quant data shows MBINM's Return on Assets [ROA] at 1.15% (Q1 2026), 1.13% (Q4 2025) and 1.28% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.29% |
| Mar 31, 2026 | 1.15% |
| Dec 31, 2025 | 1.13% |
| Sep 30, 2025 | 1.28% |
| Jun 30, 2025 | 1.33% |
| Mar 31, 2025 | 1.55% |
| Dec 31, 2024 | 1.71% |
| Sep 30, 2024 | 1.64% |
| Jun 30, 2024 | 1.79% |
| Mar 31, 2024 | 1.79% |
| Dec 31, 2023 | 1.67% |
| Sep 30, 2023 | 1.60% |
| Jun 30, 2023 | 1.57% |
| Mar 31, 2023 | 1.67% |
| Dec 31, 2022 | 1.79% |
| Sep 30, 2022 | 1.89% |
| Jun 30, 2022 | 2.10% |
| Mar 31, 2022 | 2.06% |
| Dec 31, 2021 | 2.04% |
| Sep 30, 2021 | 2.22% |
Merchants Bancorp Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=MBINM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "MBINM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=MBINM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();