Merchants Bancorp (MBINM) Provision for Credit Losses (2016 - 2026)
Merchants Bancorp (MBINM) recorded Provision for Credit Losses of $12 million in Q3 2026, down 61.3% from $31 million a year earlier but up 12.0% from the prior quarter.
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Analysis
Merchants Bancorp (MBINM) Provision for Credit Losses (2016 - 2026) Analysis & Trends
On a TTM basis, Merchants Bancorp's Provision for Credit Losses came in at $71.52 million as of Sep 30, 2026, down 28.1% year-over-year; for FY2025, it came in at $122.9 million, up 405.8% from FY2024.
- Across earlier years, Provision for Credit Losses came in at $24.3 million in FY2024 (-39.6%), $40.23 million in FY2023 (+132.5%), $17.3 million in FY2022 (+245.2%) and $5.01 million in FY2021.
- Quarterly Provision for Credit Losses has ranged from $2.23 million in Q3 2022 to $54.5 million in Q2 2025 over the past five years.
- On a year-over-year basis, Provision for Credit Losses rose in five of the last eight quarters, with growth averaging 173.9%.
- Peak year-over-year performance for Provision for Credit Losses in the last five years was growth of 631.9% in Q4 2025, against a decline of 80.3% in Q2 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at $10.72 million (Q2 2026), $15.9 million (Q1 2026) and $32.9 million (Q4 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.72 Mn |
| Mar 31, 2026 | 15.90 Mn |
| Dec 31, 2025 | 32.90 Mn |
| Sep 30, 2025 | 31.00 Mn |
| Jun 30, 2025 | 54.50 Mn |
| Mar 31, 2025 | 9.51 Mn |
| Dec 31, 2024 | 4.50 Mn |
| Sep 30, 2024 | 6.90 Mn |
| Jun 30, 2024 | 10.00 Mn |
| Mar 31, 2024 | 5.50 Mn |
| Dec 31, 2023 | 6.75 Mn |
| Sep 30, 2023 | 4.01 Mn |
| Jun 30, 2023 | 22.60 Mn |
| Mar 31, 2023 | 7.82 Mn |
| Dec 31, 2022 | 6.41 Mn |
| Sep 30, 2022 | 2.23 Mn |
| Jun 30, 2022 | 6.21 Mn |
| Mar 31, 2022 | 2.45 Mn |
| Dec 31, 2021 | 2.59 Mn |
| Sep 30, 2021 | 1.08 Mn |
API Access
Merchants Bancorp Provision for Credit Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=MBINM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-credit-losses", "ticker": "MBINM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=MBINM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();