Merchants Bancorp (MBIN) Change in Loans (2016 - 2025)
Merchants Bancorp (MBIN) posted Change in Loans of $14.8 billion for Q4 2025, up 21.36% on a QoQ basis from $12.2 billion in Q3 2025, and up 65.15% year-over-year from $8.9 billion in Q4 2024.
Analysis
Merchants Bancorp (MBIN) Change in Loans (2016 - 2025) Analysis & Trends
Merchants Bancorp has reported Change in Loans for 10 years, with the latest figure at $14.8 billion in Q4 2025.
- On a quarterly basis, Change in Loans rose 65.15% year-over-year to $14.8 billion in Q4 2025; TTM through Dec 2025 was $45.1 billion, a 53.47% increase from a year earlier, with the FY2025 full-year figure at $45.1 billion, up 53.47% from the prior year.
- Change in Loans was $14.8 billion for Q4 2025 at Merchants Bancorp, up from $12.2 billion in the prior quarter.
- The five-year high for Change in Loans was $17.0 billion in Q1 2021, with the low at $3.4 billion in Q1 2023.
- Average Change in Loans over 5 years is $9.2 billion, with a median of $8.1 billion recorded in 2022.
- The sharpest annual moves came in 2022 and 2025: Change in Loans sank 74.73% in 2022, then surged 70.66% in 2025.
- Over 5 years, Change in Loans stood at $17.0 billion in 2021, then sank by 74.73% to $4.3 billion in 2022, then soared by 54.17% to $6.6 billion in 2023, then jumped by 35.3% to $8.9 billion in 2024, then jumped by 65.15% to $14.8 billion in 2025.
- The last three Change in Loans figures came in at $14.8 billion (Q4 2025), $12.2 billion (Q3 2025), and $10.1 billion (Q2 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 299.00 Mn |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | - |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | -196.00 Mn |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 179.00 Mn |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | -37.00 Mn |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 1.22 Bn |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 1.75 Bn |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | 450.00 Mn |
| 10 | Merchants Bancorp | 2.42 Bn | 1.58 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 14.76 Bn |
| Sep 30, 2025 | 12.16 Bn |
| Jun 30, 2025 | 10.14 Bn |
| Mar 31, 2025 | 8.01 Bn |
| Dec 31, 2024 | 8.94 Bn |
| Sep 30, 2024 | 8.54 Bn |
| Jun 30, 2024 | 7.19 Bn |
| Mar 31, 2024 | 4.69 Bn |
| Dec 31, 2023 | 6.61 Bn |
| Sep 30, 2023 | 7.14 Bn |
| Jun 30, 2023 | 5.03 Bn |
| Mar 31, 2023 | 3.36 Bn |
| Dec 31, 2022 | 4.28 Bn |
| Sep 30, 2022 | 7.00 Bn |
| Jun 30, 2022 | 6.28 Bn |
| Mar 31, 2022 | 8.21 Bn |
| Dec 31, 2021 | 16.96 Bn |
| Sep 30, 2021 | 14.19 Bn |
| Jun 30, 2021 | 13.11 Bn |
| Mar 31, 2021 | 16.97 Bn |