Middlefield Banc (MBCN) Interest Coverage Ratio: 2017-2025

Historic Interest Coverage Ratio for Middlefield Banc (MBCN) over the last 9 years, with Sep 2025 value amounting to 1.64.

  • Middlefield Banc's Interest Coverage Ratio rose 30.22% to 1.64 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.65, marking a year-over-year increase of 15.70%. This contributed to the annual value of 0.09 for FY2024, which is 45.34% down from last year.
  • Per Middlefield Banc's latest filing, its Interest Coverage Ratio stood at 1.64 for Q3 2025, which was down 6.56% from 1.75 recorded in Q2 2025.
  • In the past 5 years, Middlefield Banc's Interest Coverage Ratio ranged from a high of 8.15 in Q4 2021 and a low of 1.26 during Q3 2024.
  • Over the past 3 years, Middlefield Banc's median Interest Coverage Ratio value was 1.61 (recorded in 2025), while the average stood at 1.69.
  • In the last 5 years, Middlefield Banc's Interest Coverage Ratio spiked by 274.42% in 2021 and then plummeted by 74.52% in 2023.
  • Middlefield Banc's Interest Coverage Ratio (Quarterly) stood at 8.15 in 2021, then slumped by 64.32% to 2.91 in 2022, then crashed by 48.84% to 1.49 in 2023, then increased by 6.94% to 1.59 in 2024, then soared by 30.22% to 1.64 in 2025.
  • Its Interest Coverage Ratio was 1.64 in Q3 2025, compared to 1.75 in Q2 2025 and 1.61 in Q1 2025.