Lemonade (LMND) Equity Ratio (2019 - 2026)
Lemonade (LMND) posted quarterly Equity Ratio of 0.26 for Q1 2026, down 9.95% year-over-year from 0.29 in Q1 2025, and down 4.52% on a QoQ basis from 0.28 in Q4 2025.
Lemonade (LMND) Equity Ratio (2019 - 2026) Analysis & Trends
Lemonade (LMND) has reported Equity Ratio for 8 consecutive years, with 0.26 the latest figure, recorded in Q1 2026.
- In Q1 2026, Equity Ratio fell 9.95% year-over-year to 0.26; the TTM figure through Mar 2026 stood at 0.26 (down 9.95% YoY), while the FY2025 annual figure was 0.28, down 13.65% from the prior year.
- Equity Ratio came in at 0.26 for Q1 2026 at Lemonade, down from 0.28 in the prior quarter.
- The five-year high for Equity Ratio was 0.61 in Q1 2022, with the low at 0.26 in Q1 2026.
- Average Equity Ratio over 5 years is 0.41, with a median of 0.41 recorded in 2024.
- Across the five-year window, Equity Ratio retreated 28.48% in 2025 and dropped 9.95% in 2026, its largest moves.
- Year by year, Equity Ratio stood at 0.51 in 2022, then fell by 15.34% to 0.43 in 2023, then declined by 26.06% to 0.32 in 2024, then decreased by 13.65% to 0.28 in 2025, then fell by 4.52% to 0.26 in 2026.
- According to Business Quant data, Equity Ratio over the past three periods registered 0.26, 0.28, and 0.27 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | 0.26 |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 0.26 |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 0.27 |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 0.38 |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 0.22 |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 0.25 |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | 0.24 |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 0.22 |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 0.23 |
| 10 | Lemonade | 5.29 Bn | 4.89 Bn | 146.50 Mn | 0.26 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.26 |
| Dec 31, 2025 | 0.28 |
| Sep 30, 2025 | 0.27 |
| Jun 30, 2025 | 0.27 |
| Mar 31, 2025 | 0.29 |
| Dec 31, 2024 | 0.32 |
| Sep 30, 2024 | 0.33 |
| Jun 30, 2024 | 0.37 |
| Mar 31, 2024 | 0.41 |
| Dec 31, 2023 | 0.43 |
| Sep 30, 2023 | 0.44 |
| Jun 30, 2023 | 0.48 |
| Mar 31, 2023 | 0.50 |
| Dec 31, 2022 | 0.51 |
| Sep 30, 2022 | 0.53 |
| Jun 30, 2022 | 0.58 |
| Mar 31, 2022 | 0.61 |
| Dec 31, 2021 | 0.65 |
| Sep 30, 2021 | 0.69 |
| Jun 30, 2021 | 0.74 |