Lemonade (LMND) Equity Ratio (2019 - 2026)

Lemonade (LMND) posted quarterly Equity Ratio of 0.26 for Q1 2026, down 9.95% year-over-year from 0.29 in Q1 2025, and down 4.52% on a QoQ basis from 0.28 in Q4 2025.

Lemonade (LMND) Equity Ratio (2019 - 2026) Analysis & Trends

Lemonade (LMND) has reported Equity Ratio for 8 consecutive years, with 0.26 the latest figure, recorded in Q1 2026.

  • In Q1 2026, Equity Ratio fell 9.95% year-over-year to 0.26; the TTM figure through Mar 2026 stood at 0.26 (down 9.95% YoY), while the FY2025 annual figure was 0.28, down 13.65% from the prior year.
  • Equity Ratio came in at 0.26 for Q1 2026 at Lemonade, down from 0.28 in the prior quarter.
  • The five-year high for Equity Ratio was 0.61 in Q1 2022, with the low at 0.26 in Q1 2026.
  • Average Equity Ratio over 5 years is 0.41, with a median of 0.41 recorded in 2024.
  • Across the five-year window, Equity Ratio retreated 28.48% in 2025 and dropped 9.95% in 2026, its largest moves.
  • Year by year, Equity Ratio stood at 0.51 in 2022, then fell by 15.34% to 0.43 in 2023, then declined by 26.06% to 0.32 in 2024, then decreased by 13.65% to 0.28 in 2025, then fell by 4.52% to 0.26 in 2026.
  • According to Business Quant data, Equity Ratio over the past three periods registered 0.26, 0.28, and 0.27 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn 0.26
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 0.26
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 0.27
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 0.38
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 0.22
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 0.25
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - 0.24
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 0.22
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 0.23
10 Lemonade 5.29 Bn 4.89 Bn 146.50 Mn 0.26

Historic Data

Download Data
DateValue
Mar 31, 2026 0.26
Dec 31, 2025 0.28
Sep 30, 2025 0.27
Jun 30, 2025 0.27
Mar 31, 2025 0.29
Dec 31, 2024 0.32
Sep 30, 2024 0.33
Jun 30, 2024 0.37
Mar 31, 2024 0.41
Dec 31, 2023 0.43
Sep 30, 2023 0.44
Jun 30, 2023 0.48
Mar 31, 2023 0.50
Dec 31, 2022 0.51
Sep 30, 2022 0.53
Jun 30, 2022 0.58
Mar 31, 2022 0.61
Dec 31, 2021 0.65
Sep 30, 2021 0.69
Jun 30, 2021 0.74