Lemonade (LMND) EBITDA Margin (2019 - 2026)
Lemonade (LMND) recorded quarterly EBITDA Margin of 19.52% in Q1 2026, down 262.89% quarter-over-quarter from 5.38% in Q4 2025, and up 1996.0% on a YoY basis from 0.93% in Q1 2025.
Lemonade (LMND) EBITDA Margin (2019 - 2026) Analysis & Trends
Lemonade's EBITDA Margin history runs 8 years deep, the most recent figure standing at 19.52% for Q1 2026.
- In Q1 2026, EBITDA Margin rose 1996.0% year-over-year to 19.52%; the TTM figure through Mar 2026 stood at 14.16% (up 2670.0% YoY), while the FY2025 annual figure was 20.73%, up 1712.0% from the prior year.
- EBITDA Margin was 19.52% for Q1 2026 at Lemonade, down from 5.38% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 5.38% in Q4 2025 to a low of 1365.85% in Q4 2022.
- Historically, EBITDA Margin has averaged 143.55% across 5 years, with a median of 52.05% in 2023.
- The sharpest annual moves came in 2022 and 2023: EBITDA Margin plunged 107530 bps in 2022, then surged 134958 bps in 2023.
- A 5-year view of EBITDA Margin shows it stood at 1365.85% in 2022, then jumped by 99 bps to 16.27% in 2023, then plunged by 49 bps to 24.19% in 2024, then soared by 78 bps to 5.38% in 2025, then slumped by 263 bps to 19.52% in 2026.
- The last three EBITDA Margin figures came in at 19.52% (Q1 2026), 5.38% (Q4 2025), and 18.77% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 9.37% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 10.11% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 8.45% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 5.54% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 10.96% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.21% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -9.36% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 71.45% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 5.74% |
| 10 | Lemonade | 3.93 Bn | 3.52 Bn | 146.50 Mn | -19.52% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -19.52% |
| Dec 31, 2025 | -5.38% |
| Sep 30, 2025 | -18.77% |
| Jun 30, 2025 | -22.12% |
| Mar 31, 2025 | -39.48% |
| Dec 31, 2024 | -24.19% |
| Sep 30, 2024 | -61.86% |
| Jun 30, 2024 | -46.39% |
| Mar 31, 2024 | -56.28% |
| Dec 31, 2023 | -16.27% |
| Sep 30, 2023 | -52.05% |
| Jun 30, 2023 | -63.00% |
| Mar 31, 2023 | -63.55% |
| Dec 31, 2022 | -1,365.85% |
| Sep 30, 2022 | -132.30% |
| Jun 30, 2022 | -249.68% |
| Mar 31, 2022 | -203.61% |
| Dec 31, 2021 | -290.55% |
| Sep 30, 2021 | -188.24% |
| Jun 30, 2021 | -196.81% |