Lemonade (LMND) EBITDA Margin (2019 - 2026)
Lemonade (LMND) posted quarterly EBITDA Margin of 3.8% for Q1 2026, down 248.0% year-over-year from 2.57% in Q1 2025, and down 25.89% quarter-over-quarter from 5.13% in Q4 2025.
Lemonade (LMND) EBITDA Margin (2019 - 2026) Analysis & Trends
Lemonade's EBITDA Margin history runs 8 years deep, the most recent figure standing at 3.8% for Q1 2026.
- In Q1 2026, EBITDA Margin fell 248.0% year-over-year to 3.8%; the TTM figure through Mar 2026 stood at 5.14% (down 307.0% YoY), while the FY2025 annual figure was 7.05%, down 213.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 3.8%, down from 5.13% in the prior quarter.
- The five-year high for EBITDA Margin was 90.24% in Q4 2022, with the low at 3.28% in Q1 2022.
- The 5-year median for EBITDA Margin is 6.28% (2025), against an average of 11.33%.
- The sharpest annual moves came in 2022 and 2023: EBITDA Margin jumped 8670 bps in 2022, then sank 8178 bps in 2023.
- Lemonade's EBITDA Margin stood at 90.24% in 2022, then slumped by 91 bps to 8.46% in 2023, then rose by 10 bps to 9.29% in 2024, then tumbled by 45 bps to 5.13% in 2025, then retreated by 26 bps to 3.8% in 2026.
- Business Quant data shows LMND's EBITDA Margin at 3.8% in Q1 2026, 5.13% in Q4 2025, and 6.93% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 11.13% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | -43.89% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 9.95% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 5.43% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 7.46% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 16.08% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 38.83% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 4.12% |
| 10 | Lemonade | 4.07 Bn | 3.68 Bn | 140.40 Mn | 3.29% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 3.29% |
| Mar 31, 2026 | 3.80% |
| Dec 31, 2025 | 5.13% |
| Sep 30, 2025 | 6.93% |
| Jun 30, 2025 | 5.73% |
| Mar 31, 2025 | 6.28% |
| Dec 31, 2024 | 9.29% |
| Sep 30, 2024 | 9.30% |
| Jun 30, 2024 | 9.07% |
| Mar 31, 2024 | 9.00% |
| Dec 31, 2023 | 8.46% |
| Sep 30, 2023 | 8.08% |
| Jun 30, 2023 | 5.35% |
| Mar 31, 2023 | 5.25% |
| Dec 31, 2022 | 90.24% |
| Sep 30, 2022 | 3.51% |
| Jun 30, 2022 | 3.85% |
| Mar 31, 2022 | 3.28% |
| Dec 31, 2021 | 3.54% |
| Sep 30, 2021 | 2.79% |