Jiayin (JFIN) Return on Capital Employed (2024 - 2025)
Jiayin's (JFIN) quarterly Return on Capital Employed came in at 38.15% in Q4 2025, down 67.0% year-on-year from 115.6% in Q4 2024, and down 1.73% quarter-over-quarter from 38.82% in Q4 2024.
Jiayin (JFIN) Return on Capital Employed (2024 - 2025) Analysis & Trends
Jiayin has disclosed Return on Capital Employed across 2 years of filings, most recently posting 38.15% for Q4 2025.
- Return on Capital Employed for Q4 2025 came in at 38.15%, down 67.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 38.15% (down 67.0% YoY), and the FY2025 annual result was 54.71%, up 1787.0% from the prior year.
- Return on Capital Employed came in at 38.15% for Q4 2025 at Jiayin, down from 38.82% in the prior quarter.
- In the past five years, Return on Capital Employed ranged from a high of 38.82% in Q4 2024 to a low of 38.15% in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROCE (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 39.33% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 64.72% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 18.41% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | - |
| 10 | Jiayin | 113.10 Mn | 104.16 Mn | 84.58 Mn | 38.15% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 38.15% |
| Dec 31, 2024 | 38.82% |