Jiayin (JFIN) Return on Capital Employed (2024 - 2026)
Jiayin (JFIN) posted Return on Capital Employed of 21.52% for Q1 2026, down 43.81% sequentially from 38.3% in Q4 2025.
Jiayin (JFIN) Return on Capital Employed (2024 - 2026) Analysis & Trends
Jiayin (JFIN) has 3 years of Return on Capital Employed data on file, last reported at 21.52% in Q1 2026.
- Quarterly Return on Capital Employed changed N/A year-over-year to 21.52% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.52% (changed N/A YoY) and the FY2025 annual result came in at 53.95%, up 1711.0% from the prior year.
- Return on Capital Employed eased to 21.52% in Q1 2026 per JFIN's latest filing, from 38.3% in the prior quarter.
- The five-year high for Return on Capital Employed was 38.85% in Q4 2024, with the low at 21.52% in Q1 2026.
- Average Return on Capital Employed over 3 years is 32.89%, with a median of 38.3% recorded in 2025.
- The widest YoY moves for Return on Capital Employed: up 54 bps in 2025, down 54 bps in 2025.
- Jiayin's Return on Capital Employed stood at 38.85% in 2024, then fell by 1 bps to 38.3% in 2025, then sank by 44 bps to 21.52% in 2026.
- Business Quant data shows JFIN's Return on Capital Employed at 21.52% in Q1 2026, 38.3% in Q4 2025, and 38.85% in Q4 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROCE (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 39.33% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 64.72% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 18.41% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | - |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Jiayin | 632.14 Mn | 625.88 Mn | 60.14 Mn | 21.40% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 21.40% |
| Dec 31, 2025 | 38.17% |
| Dec 31, 2024 | 38.85% |