Jiayin (JFIN) Return on Capital Employed (2024 - 2026)

Jiayin (JFIN) posted Return on Capital Employed of 21.4% for Q1 2026, down 43.92% sequentially from 38.17% in Q4 2025.

Jiayin (JFIN) Return on Capital Employed (2024 - 2026) Analysis & Trends

Jiayin has reported Return on Capital Employed for 3 years, with the latest figure at 21.4% in Q1 2026.

  • Quarterly Return on Capital Employed changed N/A year-over-year to 21.4% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.4% (changed N/A YoY) and the FY2025 annual result came in at 53.95%, up 1711.0% from the prior year.
  • Return on Capital Employed fell to 21.4% in Q1 2026 per JFIN's latest filing, from 38.17% in the prior quarter.
  • Over five years, Return on Capital Employed peaked at 38.85% in Q4 2024 and troughed at 21.4% in Q1 2026.
  • A 3-year average of 32.81% and a median of 38.17% in 2025 frame the typical range for Return on Capital Employed.
  • The widest YoY moves for Return on Capital Employed: up 68 bps in 2025, down 68 bps in 2025.
  • Over 3 years, Return on Capital Employed stood at 38.85% in 2024, then declined by 2 bps to 38.17% in 2025, then slumped by 44 bps to 21.4% in 2026.
  • According to Business Quant data, Return on Capital Employed over the past three periods registered 21.4%, 38.17%, and 38.85% for Q1 2026, Q4 2025, and Q4 2024 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROCE (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 42.61%
2 Mastercard 506.53 Bn 493.04 Bn - 68.07%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - 17.89%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Jiayin 523.30 Mn 517.03 Mn - 21.40%

Historic Data

Download Data
DateValue
Mar 31, 2026 21.40%
Dec 31, 2025 38.17%
Dec 31, 2024 38.85%