Jiayin (JFIN) Return on Capital Employed (2024 - 2025)

Jiayin's (JFIN) quarterly Return on Capital Employed came in at 38.15% in Q4 2025, down 67.0% year-on-year from 115.6% in Q4 2024, and down 1.73% quarter-over-quarter from 38.82% in Q4 2024.

Jiayin (JFIN) Return on Capital Employed (2024 - 2025) Analysis & Trends

Jiayin has disclosed Return on Capital Employed across 2 years of filings, most recently posting 38.15% for Q4 2025.

  • Return on Capital Employed for Q4 2025 came in at 38.15%, down 67.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 38.15% (down 67.0% YoY), and the FY2025 annual result was 54.71%, up 1787.0% from the prior year.
  • Return on Capital Employed came in at 38.15% for Q4 2025 at Jiayin, down from 38.82% in the prior quarter.
  • In the past five years, Return on Capital Employed ranged from a high of 38.82% in Q4 2024 to a low of 38.15% in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROCE (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 39.33%
2 Mastercard 437.48 Bn 427.27 Bn - 64.72%
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn -
4 Capital One Financial 125.74 Bn 49.24 Bn - -
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 18.41%
6 Synchrony Financial 25.78 Bn 5.22 Bn - -
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn -
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn -
10 Jiayin 120.61 Mn 111.67 Mn 84.58 Mn 38.15%

Historic Data

Download Data
DateValue
Dec 31, 2025 38.15%
Dec 31, 2024 38.82%