Jiayin JFIN
NASDAQ JFIN
$2.10 -0.07 (-3.23%)
At close: Aug 28, 2026 · 4:00 PM EDT

Jiayin (JFIN) Return on Capital Employed (2024 - 2026)

Jiayin (JFIN) posted Return on Capital Employed of 21.4% for Q1 2026, down 43.92% sequentially from 38.17% in Q4 2025.

Analysis

Jiayin (JFIN) Return on Capital Employed (2024 - 2026) Analysis & Trends

Jiayin has reported Return on Capital Employed for 3 years, with the latest figure at 21.4% in Q1 2026.

  • Quarterly Return on Capital Employed changed N/A year-over-year to 21.4% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.4% (changed N/A YoY) and the FY2025 annual result came in at 53.95%, up 1711.0% from the prior year.
  • Return on Capital Employed fell to 21.4% in Q1 2026 per JFIN's latest filing, from 38.17% in the prior quarter.
  • Over five years, Return on Capital Employed peaked at 38.85% in Q4 2024 and troughed at 21.4% in Q1 2026.
  • A 3-year average of 32.81% and a median of 38.17% in 2025 frame the typical range for Return on Capital Employed.
  • The widest YoY moves for Return on Capital Employed: up 68 bps in 2025, down 68 bps in 2025.
  • Over 3 years, Return on Capital Employed stood at 38.85% in 2024, then declined by 2 bps to 38.17% in 2025, then slumped by 44 bps to 21.4% in 2026.
  • According to Business Quant data, Return on Capital Employed over the past three periods registered 21.4%, 38.17%, and 38.85% for Q1 2026, Q4 2025, and Q4 2024 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROCE (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 42.61%
2 Mastercard 518.33 Bn 504.84 Bn - 68.07%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn -
4 Capital One Financial 132.31 Bn 77.60 Bn - -
5 PayPal Holdings 46.25 Bn 35.00 Bn - 17.89%
6 Affirm Holdings 26.22 Bn 24.59 Bn - -
7 Synchrony Financial 25.37 Bn 9.17 Bn - -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn -
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn -
10 Jiayin 109.67 Mn 35.66 Mn - 4.38%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 4.38%
Mar 31, 2026 21.40%
Dec 31, 2025 38.17%
Dec 31, 2024 274.89%