Jiayin (JFIN) Return on Capital Employed (2024 - 2026)
Jiayin (JFIN) posted Return on Capital Employed of 21.4% for Q1 2026, down 43.92% sequentially from 38.17% in Q4 2025.
Analysis
Jiayin (JFIN) Return on Capital Employed (2024 - 2026) Analysis & Trends
Jiayin has reported Return on Capital Employed for 3 years, with the latest figure at 21.4% in Q1 2026.
- Quarterly Return on Capital Employed changed N/A year-over-year to 21.4% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.4% (changed N/A YoY) and the FY2025 annual result came in at 53.95%, up 1711.0% from the prior year.
- Return on Capital Employed fell to 21.4% in Q1 2026 per JFIN's latest filing, from 38.17% in the prior quarter.
- Over five years, Return on Capital Employed peaked at 38.85% in Q4 2024 and troughed at 21.4% in Q1 2026.
- A 3-year average of 32.81% and a median of 38.17% in 2025 frame the typical range for Return on Capital Employed.
- The widest YoY moves for Return on Capital Employed: up 68 bps in 2025, down 68 bps in 2025.
- Over 3 years, Return on Capital Employed stood at 38.85% in 2024, then declined by 2 bps to 38.17% in 2025, then slumped by 44 bps to 21.4% in 2026.
- According to Business Quant data, Return on Capital Employed over the past three periods registered 21.4%, 38.17%, and 38.85% for Q1 2026, Q4 2025, and Q4 2024 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROCE (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 42.61% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 68.07% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 17.89% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | - |
| 10 | Jiayin | 109.67 Mn | 35.66 Mn | - | 4.38% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.38% |
| Mar 31, 2026 | 21.40% |
| Dec 31, 2025 | 38.17% |
| Dec 31, 2024 | 274.89% |