Jiayin (JFIN) Return on Capital Employed (2024 - 2026)

Jiayin (JFIN) posted Return on Capital Employed of 21.52% for Q1 2026, down 43.81% sequentially from 38.3% in Q4 2025.

Jiayin (JFIN) Return on Capital Employed (2024 - 2026) Analysis & Trends

Jiayin (JFIN) has 3 years of Return on Capital Employed data on file, last reported at 21.52% in Q1 2026.

  • Quarterly Return on Capital Employed changed N/A year-over-year to 21.52% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.52% (changed N/A YoY) and the FY2025 annual result came in at 53.95%, up 1711.0% from the prior year.
  • Return on Capital Employed eased to 21.52% in Q1 2026 per JFIN's latest filing, from 38.3% in the prior quarter.
  • The five-year high for Return on Capital Employed was 38.85% in Q4 2024, with the low at 21.52% in Q1 2026.
  • Average Return on Capital Employed over 3 years is 32.89%, with a median of 38.3% recorded in 2025.
  • The widest YoY moves for Return on Capital Employed: up 54 bps in 2025, down 54 bps in 2025.
  • Jiayin's Return on Capital Employed stood at 38.85% in 2024, then fell by 1 bps to 38.3% in 2025, then sank by 44 bps to 21.52% in 2026.
  • Business Quant data shows JFIN's Return on Capital Employed at 21.52% in Q1 2026, 38.3% in Q4 2025, and 38.85% in Q4 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROCE (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 39.33%
2 Mastercard 465.55 Bn 455.34 Bn - 64.72%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 18.41%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Jiayin 632.14 Mn 625.88 Mn 60.14 Mn 21.40%

Historic Data

Download Data
DateValue
Mar 31, 2026 21.40%
Dec 31, 2025 38.17%
Dec 31, 2024 38.85%