J & Friends Holdings (JF) Debt Ratio (2017 - 2025)

J & Friends Holdings (JF) posted quarterly Debt Ratio of 0.19 for Q4 2025, up 1091505342.37% YoY from N/an in Q4 2024, and up 1091505342.37% sequentially from 0.0 in Q4 2024.

J & Friends Holdings (JF) Debt Ratio (2017 - 2025) Analysis & Trends

J & Friends Holdings has disclosed Debt Ratio across 8 years of filings, most recently posting 0.19 for Q4 2025.

  • In Q4 2025, Debt Ratio rose 1091505342.37% year-over-year to 0.19; the TTM figure through Dec 2025 stood at 0.19 (up 1091505342.37% YoY), while the FY2025 annual figure was 0.19, up 974.54% from the prior year.
  • Debt Ratio rose to 0.19 in Q4 2025, from 0.0 in the prior quarter.
  • Over the last five years, Debt Ratio for JF reached as high as 0.66 in Q4 2022 and fell as low as 0.0 in Q4 2024.
  • The 4-year median for Debt Ratio is 0.36 (2021), against an average of 0.35.
  • Annual changes were most pronounced in 2021 — Debt Ratio retreated 7.01% — and 2025, when it soared 1091505342.37%.
  • A 4-year view of Debt Ratio shows it stood at 0.38 in 2021, then jumped by 73.35% to 0.66 in 2022, then plunged by 100.0% to 0.0 in 2024, then soared by 1091505342.37% to 0.19 in 2025.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.19, 0.0, and 0.66 for Q4 2025, Q4 2024, and Q4 2022 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.25
2 Mastercard 465.55 Bn 455.34 Bn - 0.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.01
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.12
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.18
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.60
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.53
10 J & Friends Holdings 593.63 Mn 597.25 Mn - 0.19

Historic Data

Download Data
DateValue
Dec 31, 2025 0.19
Dec 31, 2024 0.00
Dec 31, 2022 0.66
Jun 30, 2022 0.49
Dec 31, 2021 0.38
Jun 30, 2021 0.35
Dec 31, 2020 0.41
Jun 30, 2020 0.01
Dec 31, 2019 0.06
Sep 30, 2019 0.01
Jun 30, 2019 0.01
Dec 31, 2018 0.04
Sep 30, 2018 0.10
Dec 31, 2017 0.16