Isabella Bank Corp (ISBA) EBITDA Margin (2010 - 2026)
Isabella Bank (ISBA) recorded EBITDA Margin of 66.29% in Q2 2026, down 12.47 percentage points from 78.76% a year earlier and down 3.31 percentage points from the prior quarter.
Isabella Bank Corp (ISBA) EBITDA Margin (2010 - 2026) Analysis & Trends
On a TTM basis, Isabella Bank's EBITDA Margin came in at 71.60% as of Jun 30, 2026, down 4.02 percentage points year-over-year; for FY2025, it was 76.11%, up 1.36 percentage points from FY2024.
- Annual EBITDA Margin has increased for three straight years, with a five-year change of +31.61 percentage points (FY2020 to FY2025).
- Across earlier years, EBITDA Margin came in at 74.74% in FY2024 (+11.16 pp), 63.58% in FY2023 (+17.28 pp), 46.30% in FY2022 (-4.32 pp) and 50.61% in FY2021 (+6.12 pp).
- The Q2 2026 figure is the lowest quarterly EBITDA Margin since Q2 2023.
- On a year-over-year basis, EBITDA Margin has declined for three consecutive quarters, with an average year-over-year change of -0.57 percentage points over the last eight quarters.
- Peak year-over-year performance for EBITDA Margin in the last five years was a gain of 33.53 percentage points in Q4 2021, against a drop of 12.47 percentage points in Q2 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at 69.60% (Q1 2026), 75.12% (Q4 2025) and 75.84% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 66.29% |
| Mar 31, 2026 | 69.60% |
| Dec 31, 2025 | 75.12% |
| Sep 30, 2025 | 75.84% |
| Jun 30, 2025 | 78.76% |
| Mar 31, 2025 | 74.80% |
| Dec 31, 2024 | 75.38% |
| Sep 30, 2024 | 73.41% |
| Jun 30, 2024 | 76.64% |
| Mar 31, 2024 | 73.88% |
| Dec 31, 2023 | 73.17% |
| Sep 30, 2023 | 68.09% |
| Jun 30, 2023 | 59.86% |
| Mar 31, 2023 | 54.63% |
| Dec 31, 2022 | 50.47% |
| Sep 30, 2022 | 46.56% |
| Jun 30, 2022 | 43.87% |
| Mar 31, 2022 | 44.37% |
| Dec 31, 2021 | 47.29% |
| Sep 30, 2021 | 50.26% |
Isabella Bank Corp EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=ISBA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "ISBA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=ISBA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();