First Internet Bancorp (INBK) Payout Ratio (2012 - 2026)
First Internet Bancorp (INBK) posted Payout Ratio of 0.22 for Q2 2026, up 6.41% on a QoQ basis from 0.21 in Q1 2026, and down 92.01% year-over-year from 2.77 in Q2 2025.
Analysis
First Internet Bancorp (INBK) Payout Ratio (2012 - 2026) Analysis & Trends
First Internet Bancorp has reported Payout Ratio for 15 years, with the latest figure at 0.22 in Q2 2026.
- On a quarterly basis, Payout Ratio fell 92.01% year-over-year to 0.22 in Q2 2026; TTM through Jun 2026 was 0.07, a 149.04% decrease from a year earlier, with the FY2025 full-year figure at 0.06, down 172.18% from the prior year.
- Payout Ratio was 0.22 for Q2 2026 at First Internet Bancorp, up from 0.21 in the prior quarter.
- The five-year high for Payout Ratio was 2.77 in Q2 2025, with the low at 0.18 in Q1 2023.
- Average Payout Ratio over 5 years is 0.26, with a median of 0.09 recorded in 2022.
- The sharpest annual moves came in 2023 and 2025: Payout Ratio plunged 441.61% in 2023, then soared 2914.81% in 2025.
- Over 5 years, Payout Ratio stood at 0.09 in 2022, then jumped by 39.91% to 0.13 in 2023, then plunged by 47.19% to 0.07 in 2024, then soared by 43.6% to 0.1 in 2025, then soared by 126.48% to 0.22 in 2026.
- The last three Payout Ratio figures came in at 0.22 (Q2 2026), 0.21 (Q1 2026), and 0.1 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn |
| 10 | First Internet Bancorp | 242.53 Mn | -168.44 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.22 |
| Mar 31, 2026 | 0.21 |
| Dec 31, 2025 | 0.10 |
| Sep 30, 2025 | -0.01 |
| Jun 30, 2025 | 2.77 |
| Mar 31, 2025 | 0.55 |
| Dec 31, 2024 | 0.07 |
| Sep 30, 2024 | 0.08 |
| Jun 30, 2024 | 0.09 |
| Mar 31, 2024 | 0.10 |
| Dec 31, 2023 | 0.13 |
| Sep 30, 2023 | 0.16 |
| Jun 30, 2023 | 0.14 |
| Mar 31, 2023 | -0.18 |
| Dec 31, 2022 | 0.09 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.06 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.05 |
| Sep 30, 2021 | 0.05 |