InPoint Commercial Real Estate Income ICRP
NYSE ICRP
$6.65 +0.00 (+0.00%)
At close: Sep 8, 2026 · 4:00 PM EDT

InPoint Commercial Real Estate Income (ICRP) Debt Ratio (2017 - 2025)

InPoint Commercial Real Estate Income (ICRP) posted Debt Ratio of 0.95 for Q3 2025, up 11.51% on a QoQ basis from 0.85 in Q2 2025, and up 4.0% year-over-year from 0.92 in Q3 2024.

Analysis

InPoint Commercial Real Estate Income (ICRP) Debt Ratio (2017 - 2025) Analysis & Trends

InPoint Commercial Real Estate Income has reported Debt Ratio for 9 years, with the latest figure at 0.95 in Q3 2025.

  • On a quarterly basis, Debt Ratio rose 4.0% year-over-year to 0.95 in Q3 2025; TTM through Sep 2025 was 0.95, a 4.0% increase from a year earlier, with the FY2024 full-year figure at 0.86, down 1.13% from the prior year.
  • Debt Ratio was 0.95 for Q3 2025 at InPoint Commercial Real Estate Income, up from 0.85 in the prior quarter.
  • The five-year high for Debt Ratio was 1.19 in Q3 2023, with the low at 0.66 in Q1 2023.
  • Average Debt Ratio over 5 years is 0.84, with a median of 0.83 recorded in 2025.
  • The sharpest annual moves came in 2023 and 2024: Debt Ratio soared 59.32% in 2023, then declined 22.8% in 2024.
  • Over 5 years, Debt Ratio stood at 0.77 in 2021, then fell by 12.29% to 0.68 in 2022, then gained by 28.03% to 0.87 in 2023, then declined by 1.13% to 0.86 in 2024, then grew by 11.18% to 0.95 in 2025.
  • The last three Debt Ratio figures came in at 0.95 (Q3 2025), 0.85 (Q2 2025), and 0.8 (Q1 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Orix 43.58 Bn 43.58 Bn 4.68 Bn 0.35
2 Royalty Pharma 26.90 Bn 26.06 Bn - 0.47
3 Royal Gold 22.28 Bn 22.10 Bn 390.45 Mn 0.04
4 OR Royalties 6.97 Bn 6.90 Bn 82.22 Mn -
5 Encore Capital 2.11 Bn 1.92 Bn 455.04 Mn -
6 Atlanticus Holdings 1.41 Bn 855.87 Mn 686.46 Mn 0.84
7 Jefferson Capital 1.20 Bn 1.18 Bn - 0.93
8 Upbound 1.07 Bn 962.28 Mn 594.84 Mn 0.46
9 Lufax Holding 1.05 Bn -1.58 Bn - 0.38
10 InPoint Commercial Real Estate Income 56.94 Mn -2.19 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Sep 30, 2025 0.95
Jun 30, 2025 0.85
Mar 31, 2025 0.80
Dec 31, 2024 0.86
Sep 30, 2024 0.92
Jun 30, 2024 0.91
Mar 31, 2024 0.89
Dec 31, 2023 0.87
Sep 30, 2023 1.19
Jun 30, 2023 1.12
Mar 31, 2023 0.66
Dec 31, 2022 0.68
Sep 30, 2022 0.74
Jun 30, 2022 0.75
Mar 31, 2022 0.68
Dec 31, 2021 0.77
Sep 30, 2021 0.70
Jun 30, 2021 0.75
Dec 31, 2020 0.72
Sep 30, 2019 0.44