Huize Holding (HUIZ) Interest Coverage Ratio (2018 - 2025)
Huize Holding (HUIZ) posted quarterly Interest Coverage Ratio of 0.02 for Q4 2025, up 108.41% year-over-year from 0.01 in Q4 2024, and up 108.41% quarter-over-quarter from 0.2 in Q4 2024.
Huize Holding (HUIZ) Interest Coverage Ratio (2018 - 2025) Analysis & Trends
Huize Holding (HUIZ) has reported Interest Coverage Ratio for 8 consecutive years, with 0.02 the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest Coverage Ratio rose 108.41% year-over-year to 0.02; the TTM figure through Dec 2025 stood at 0.1 (up 60.25% YoY), while the FY2025 annual figure was 0.18, up 102.08% from the prior year.
- Interest Coverage Ratio grew to 0.02 in Q4 2025 per HUIZ's latest filing, from 0.2 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 0.19 in Q4 2021 and bottomed at 0.2 in Q4 2024.
- Historically, Interest Coverage Ratio has averaged 0.03 across 5 years, with a median of 0.02 in 2025.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio soared 1537.37% — and 2024, when it slumped 215.12%.
- Huize Holding's Interest Coverage Ratio stood at 0.19 in 2021, then slumped by 106.46% to 0.01 in 2022, then jumped by 1537.37% to 0.18 in 2023, then plunged by 215.12% to 0.2 in 2024, then soared by 108.41% to 0.02 in 2025.
- Business Quant data shows HUIZ's Interest Coverage Ratio at 0.02 in Q4 2025, 0.2 in Q4 2024, and 0.18 in Q4 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | XChange TEC.INC | 265.99 Bn | 265.99 Bn | - | - |
| 2 | Marsh & Mclennan Companies | 92.14 Bn | 79.94 Bn | 6.04 Bn | 7.60 |
| 3 | Aon | 75.64 Bn | 74.37 Bn | - | 5.11 |
| 4 | Arthur J. Gallagher | 67.55 Bn | 66.16 Bn | - | 3.46 |
| 5 | Willis Towers Watson | 32.13 Bn | 30.47 Bn | 2.09 Bn | 4.67 |
| 6 | Brown & Brown | 23.98 Bn | 23.06 Bn | 1.41 Bn | 1.12 |
| 7 | Erie Indemnity | 12.29 Bn | 11.94 Bn | - | - |
| 8 | Neptune Insurance Holdings | 4.61 Bn | 4.59 Bn | - | 7.32 |
| 9 | Accelerant Holdings | 4.28 Bn | 2.62 Bn | 285.20 Mn | 1.41 |
| 10 | Huize Holding | 16.80 Mn | -18.98 Mn | 34.76 Mn | 84.10 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.02 |
| Dec 31, 2024 | -0.20 |
| Dec 31, 2023 | 0.18 |
| Dec 31, 2022 | -0.01 |
| Dec 31, 2021 | 0.19 |
| Dec 31, 2020 | -0.82 |
| Dec 31, 2019 | -0.32 |
| Dec 31, 2018 | 0.14 |